6 Free Online Allowance Trackers to Help Kids Manage Money

Do you give your children an allowance, or plan to do so in the future? I remember one of the coolest times in my childhood: when we began to get an allowance. It was $5 a week, and boy did we earn it. Then again, who doesn’t “earn it” on a dairy farm? Most days […]

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Net Worth Update April 2015 – Nobleea the Oil and Gas Engineer

Name: nobleea Age: 36 Net Worth: $747,709 Day Job: Engineering manager at oilfield services company, Teacher (wife) Family Income: $145,000 (main job), $10,000 (part time job), $70,000 (wife main job), $10,000 (wife part time job) Goals: Million dollar family net worth before 40, Retirement from primary job at 50 (for me) Notes: Owns primary house. […]

Discover it Miles 3% Cash Back Card

The new Discover it Miles is rolling out with a first year offer to double your miles. During the first year, you’ll earn 3 miles on each dollar. They call it a miles card, but the redemption for cash back and travel is the exact same. A mile is worth of 1 cent, which makes […]

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Finance Tips: How Rich You’d Be if You Stopped Drinking Expensive Coffee

It’s time to see what is happening in personal finance outside of My Dollar Plan! Here’s a great collection of finance tips featuring saving money, making money, going to school and retirement. Featured Finance Tip Here’s How Rich You’d Be if You Stopped Drinking Expensive Coffee – $5 a Day for 40 Years Could Buy a […]

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6 Things to Consider Before Buying a Second Home

My wife and I are dreaming. We would love to own a second home. Not for rental income purposes, but for a place to get away. While the idea sounds simple enough, it really isn’t. There are many other things to think about before jumping in and buying a second home. Below are a few […]

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Do You Know the Difference Between an ETF and a Mutual Fund?

Do you know the difference between an ETF and a mutual fund? When it comes to investing, there are many options for what type of investment to invest in. Your options include: Stocks Bonds Mutual Funds ETFs REITs Commodities Alternative Investments Most investors are familiar with the first three on that list. ETFs have become […]

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Being in Debt is Easy Because Getting Out of Debt is Hard

Have you ever wondered why so many people are in debt? Or maybe even why you’re in debt? It’s because being in debt is easy, and that’s because getting out of debt is hard. Despite all the advice from financial advisors telling people to get out of debt, many millions are still there. Why is […]

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7 Ways to Save Money on DIY Home Renovations

My husband and I purchased our home in 2009. It was built in 1975, and still had the original vanities, carpet in the bathroom (yuck!), non-working intercom system in most of the rooms, and some other fun relics. Even though we were determined to do most of the work ourselves, we had several companies come […]

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New Mobile Friendly Design for MillionDollarJourney.com

It’s been a long time coming, but I’ve finally launched a new design and layout for MillionDollarJourney.com! The last time this site received a new design was April 2008, which is about a century ago in internet years. The new design will attempt to keep up with the times with a cleaner layout, and most […]

Get a Free Ride from Uber

We’re getting ready to head off on a trip soon, and I’m finally getting around to researching Uber! Uber is the crowdsourced alternative to a taxi ride. You can request a driver from an app on your mobile phone. The payments are processed directly so you don’t need any cash to pay the driver. Uber […]

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Earn 2.1% Cash Back Buying American Express Gift Cards Today

Every so often I load up on American Express gift cards to earn credit card cash back. They are a good way to meet spending requirements on new sign up bonuses. However, since there are fees involved and usually a cost to liquidate the cards, I only buy them when there is a decent cash […]

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How to File for a Tax Extension

There are certain dates that every American knows by heart: Christmas is on December 25, Valentine’s Day is on February 14, and April 15 is the tax deadline. But what if you cannot meet the tax deadline? There are certain circumstances when a person needs to file for an extension from the April 15 filing […]

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Earn a Profit Paying Your Taxes with a Credit Card

The processing fees to pay your taxes with a credit card are steep, but if you are earning more cash back than the fee you have to pay, it’s a money maker. I routinely pay taxes with credit cards to earn cash back when I have a card with a sign up bonus. Last year […]

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The Five Most Expensive Traffic Violations

The cost of incurring a traffic violation has gotten much higher in recent years. Fines in many jurisdictions have doubled, tripled, or even more. Even worse – because they are recurring – are the insurance surcharges that apply after most violations. And at the extreme, some violations can even result in jail time. Here is a list of […]

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12 Occasions You May Have to Pay Taxes

With the tax deadline just a couple days away, finishing your taxes is a pretty common theme across America right now. In fact, the White House just released the tax returns for the Obamas and the Bidens. If you are the President, you have to pay tax. Here are twelve more situations you may need […]

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A Net Worth Update from QCash (he retired at age 36)

Back by popular demand, the 36 year old millionaire retiree, QCash, is back with an update. In the original interview with QCash in 2007, he explained about how he became financially free by accumulating a $1.5M net worth by the age of 36.  It’s been about 8 years since that interview, which has resulted in […]

TradeKing $200 Sign Up Bonus

TradeKing is celebrating their 10th anniversary. They are giving out $200 sign up bonuses this month to mark the occasion. Typically, TradeKing sign up bonuses are around $100. It’s Free Money Friday! How to Get Your $200 Sign Up Bonus Open a new TradeKing account by April 30, 2015. Fund the account with $3,000 within […]

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11 Ways to Lower Your Taxes with Kids

With the tax deadline creeping up on us, it’s time to focus on some ways to save money on your tax return. Raising kids is expensive. However, at tax time, there are ways those little bundles of joy can save money. Many people know about the tax credits for kids, but they are unaware about […]

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Do You Have to Pay Income Tax on Social Security?

This one is for all the grandparents out there. Do you have to pay income tax on social security? How will it impact the taxes on your other income from interest and dividends? Whether or not your social security benefits are taxable depends on your total income and filing status. In addition, it changes from […]

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The “Miracle” of Being Debt-Free

Many millions of people struggle with being in debt. No matter how hard they try, they don’t seem to be able to get out of it. Like yo-yo dieting, they go from one failed strategy to another, never able to get control of their debt, and to eliminate it once and for all. The problem […]

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Why You Need Credit Card Rewards for an Emergency

We talk extensively about why you need an emergency fund full of cash, or a readily accessible Roth IRA used as an emergency fund. What I found out this past weekend, is how handy it is to have an emergency fund full of various credit card rewards points. There are times when credit card rewards […]

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Futurpreneur Canada Programs

If you are a younger budding entrepreneur who believes that you have what it takes to become successful including a solid business plan, then this article may be useful to you. Futurpreneur Canada (formerly known as the Canadian Youth Business Foundation or CYBF) has been involved with emerging entrepreneurs since 1996 and their services are […]

US Bank FlexPerks 20,000 Point Sign Up Bonus

Last week while cashing out my US Bank Cash Plus card, I mentioned that I converted my US Bank FlexPerks card to the Cash Plus card to avoid the annual fee. As I was reviewing the terms for the U.S. Bank FlexPerks® Travel Rewards American Express® Card I realized something special. I checked back in […]

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Why You Shouldn’t Bother Comparing Yourself To Others

We like to compare ourselves to others all of the time when it comes to finances. We see what our neighbors are driving and wonder how they can afford that. We see the private schools our friends send their children to and wonder how they can afford that. The problem with comparing yourself to others […]

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Don’t Be Fooled…

Happy April Fools’ Day! Most of you will be on the lookout for practical jokes today. Years ago, I shared The Best (and Worst) April Fools’ Day Joke that ever took place in my family. Since most of us are on the lookout today, we will avoid being fooled by the practical jokers in our […]

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