This Month’s Most Popular Finance Tips: October

This month our favorite finance discussion topics were ways to make extra money in your spare time, even more ways to earn money, becoming a millionaire, an overview of your financial pie chart, ways to cut costs, including saving money on haircare, earning cashback with the new Target Prepaid Red Card, and things you should [...]

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12 Inexpensive Christmas Gifts Under $20

Our holiday gift guide series continues with inexpensive gift ideas. Most of these versatile gifts will work for various people on your list. Are you looking for inexpensive Christmas gifts for Secret Santa gift exchanges this year? Perhaps you have a long list of friends and family members you want to get great gifts for, [...]

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Are Stock Buy Backs Ficticious Growth?

Several months back, I wrote about how I was investing in IBM mostly because I think Watson is going to be huge. It was a pretty good investment for awhile. I was up 10% and everything was puppies and rainbows. Last week, the investment took a dive. IBM earnings were not what Wall Street expected […]

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How it’s Never Too Late to Start Saving for Retirement

People who haven’t saved money for retirement often avoid even starting out of fear that their efforts now will be too little and too late to make a difference. In truth, it’s never too late to start saving for retirement. Even if the money you save will be inadequate to provide a full retirement, it still […]

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18 Lessons and Thoughts about Buying Solar Panels

Over the last few weeks, I’ve written a lot of articles about our move to solar power. While you can read them all here, I feel like I need some kind of summary. In each step of the process, I learned something new. Very often I learned it from commenters, who really stepped to the […]

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6 Ways to Make Money Organizing Your Clutter

After working all week, sometimes the last thing I feel like doing is cleaning. I’d rather be going out to do something fun. That is until I realized that cleaning and organizing can actually earn me money and stop me from spending more. And making more money equals a chance to have more fun. Cleaning [...]

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How Much Does Electricity Usage Cost?

Winter is approaching which means the refreshing crispness in the air will lead to higher heating costs.   For the most part, modern houses built in Newfoundland use electricity for heat, whereas places like Toronto, use natural gas.  Even if you don’t use electric based heat, you likely use electricity for your washer/dryer, dishwasher, refrigerator, […]

Discover Cashback Checking $50 Sign Up Bonus

After earning $1450 Cashback from Discover recently, anything with a Discover bonus catches my eye. With Discover on my mind, I was pleased to find a Discover Cashback Checking $50 bonus offer in the mail. Normally, it would have gone straight to the recycle bin! The Discover bank checking account also offers rewards in addition [...]

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Is Rodan and Fields a Scam?

It’s not often that a personal finance blogger says that they are getting involved in multi-level marketing scheme. However, earlier this week, I woke up to an email from a friend saying just that. Specifically it went like this, “I’m really sleepy but had a quick read of this and…. Isn’t Rodan and Fields a […]

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Stock Market Momentum, Market Volatility, Investing with Conscience, Emotional Side of Retirement and more!

Reminder, this free promo will expire at the end of this month! For a limited time, Market Club is offering a free 2-week trial on their stock trading tools (reg $8.95/trial then $59/month). What makes it even better is that no payment information is required, so no need to cancel your payment after the free […]

BeFrugal Cashback and $10+ Bonus

Our holiday cash back series continues this week with BeFrugal. Don’t forget to use cashback sites when you shop online this holiday season to save you money. The next cashback site we’re highlighting is BeFrugal. It’s similar to some of the other cash back sites in that you can earn cash back just for shopping at [...]

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When Electricity is “Free”

Last Friday, we signed the paperwork with our intent to get solar power. Over the last few weeks I’ve been writing about our move to solar power. If you are up-to-date on that you can skip the next few paragraphs. Otherwise, let me bring you up to date. For Earth Day this year, I started […]

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5 Keys to Becoming a Millionaire

Do you want to become a millionaire? I’ll assume you answered yes to that question. What are your plans for getting there? Rob a bank? You will probably have to rob a good number of banks to get to a million dollars and then you will most likely end up in jail anyway. On second [...]

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Holiday Gift Ideas for Wine Lovers

It’s time for another holiday gift guide to help you with inexpensive ideas for your holiday shopping. This week we are focusing on finding the perfect gift for wine lovers! Chances are you know a person who loves wine. Wine lovers are great to buy for because there are plenty of affordable, interesting gifts you [...]

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Where Will Your Retirement Income Come From?

The foundation for a secure future is proper retirement planning today. Unfortunately, too many people avoid retirement planning. In fact, according to the recent Retirement Confidence Survey from the Employee Benefit Research Institute, less than half of American workers have performed a retirement needs assessment. This means that most people don’t even understand how much […]

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The Most Important Thing You Can Do To Get Out of Debt

One of the financial issues that seems to plague many consumers is debt. Getting out of debt can be a long, difficult road – especially if you have a lot of debt to get rid of. Before you try to pay off your debt, though, it’s important to understand that the single most important thing […]

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How to Make Money with the Target Prepaid Redcard

Last week I took a short road trip across the state to pick up the New Target Prepaid Red Card. Originally, I was excited about the Target Prepaid Red Card just to stack the Target discount with credit card rewards in a multi-step process. What I actually found was fantastic, easy way to make money [...]

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Mark Cuban on Student Debt

Last week, my wife was flipping through cable channels and stopped on CNBC. I’d say that 999 out of 1000 times, she’d just continue on. However, CNBC was just starting a phone call with Mark Cuban. We are big Shark Tank fans here, so Mr. Cuban gets the clicker stopped. Rightfully so. It’s pretty rare […]

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Getting Exposure to the Canadian Energy Industry

With oil prices falling to 52 week lows,  energy company stock prices are following suit with their own aggressive decline.  These low prices are bound to attract value investors like a number of readers that have recently contacted me. The main theme of the questions are: “how do I obtain exposure to the Canadian energy […]

American Express $30 Small Business Saturday Shopping Credit

One of my favorite annual holiday offers is back! It’s our Friday Free Money this week! American Express is running their Small Business Saturday promotion again. This year they’ve tripled the offer! You can now get three $10 statement credits per card! Depending on how many American Express cards you have, this bonus will really [...]

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The Seven Persuasion Tools of Scammers

Have I ever mentioned how much I love Lifehacker. It’s must reading for me. Last week, I came across an article Seven Persuasion Tactics Repeatedly Used by Scammers. Regular readers know that I often write about MLM and other scams in this space. I feel that keeping your hard-earned money away from scammers is an […]

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Ebates Cashback and $10-$75 Bonus

Since we kicked off the holiday season gift guide earlier this week, it’s also time to start highlighting cash back opportunities in our holiday cash back series. If you are like me, you’ll probably do a lot of online shopping over the next few months. We’re highlighting new cashback opportunities and some of our favorite [...]

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The Value of “Free” Electricity

Over the last few weeks I’ve been writing about our move to solar power. In case you’ve missed the articles, let me bring you up to date. For Earth Day this year, I started to explore whether going with solar power would save me money. Then I forgot about it until the question of leasing […]

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Starting or Growing a Business? Take Advantage of Business Support Organizations

In previous posts, we looked at different business models and how to write a business plan to aid entrepreneurs. In addition, having a helping hand during the initial start-up phase and subsequent operational stage of a business will go a long distance in paving the way for a successful venture. This post will look at […]

When is the Tax Extension Deadline?

If you filed for a tax extension last April today, October 15, 2014, is the tax extension deadline for your 2013 tax return. The original 2014 tax deadline for your 2013 tax return was on April 15, 2014. If you filed Form 4868 you got an automatic extension, which is due six months after the [...]

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