What Should Your Financial Pie Chart Look Like?

I’m a numbers girl. Always have been, and always will be. I see things in numbers and fractions and percentages. Budgeting and tracking my spending comes easy for me because of that. But if you’re a visual person, you might find it a little harder to stay aware of your financial situation. So today, I [...]

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Saving Money with Nest Thermostats?

Last winter, I purchased two Nest Learning Thermostats for our house. At $250 a piece, they are not cheap. Fortunately, each of them qualify for a $100 rebate from my electric company (rebates vary by company and by state). At $150, they are a lot more affordable. Even better, I got an extremely rare discounted […]

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This Month’s Most Popular Finance Tips: September

This month our favorite finance discussion topics were ways to bring in extra cash, tricks to learn from extreme couponers, earning oodles of cashback from Discover, ways to watch free movies, scoring a free $10 Amazon promo code, the impact of late payments, financial review tips, and claiming the new health insurance tax credit. If [...]

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Save Money in New Orleans (Part 2)

Two and half years ago, I went to New Orleans for my wife’s pharmacy conference. One result of that (other than a hangover or two) was this article about visiting New Orleans on a budget. Last week we had the opportunity to go back… this time for my personal finance blogger conference. Since I was […]

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Pay Off Your Mortgage From Your Roth IRA?

Last week I wrote about the hidden emergency fund in your Roth IRA. In case you didn’t read that article, a huge takeaway was that you can take out contributions (not earnings) out of your Roth IRA penalty-free at any age. In writing that article, I thought about how much accessible money I might have […]

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19 Ways to Cut Costs During a Spending Fast

Are you ready to reduce debt or increase that savings account? The solution could be a spending fast. A spending fast is exactly what it sounds like – spending the least amount of money possible. We explored tips for a successful spending fast, but here is how to make a game plan for your fast. [...]

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How to Convert Employer-Paid Insurance to an Individual Policy Upon Layoff

After you experience a layoff, there is a provision in federal law – known as COBRA – that will enable you to retain your employer-sponsored health insurance plan for up to 18 months or longer. But health insurance is hardly the only type of insurance coverage that you may have with your employer. There are other types of […]

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What is the Best MasterCard for Costco Shoppers?

For Costco shoppers, you may have heard the news that Costco has replaced American Express with MasterCard and using Capital One as the issuer. The rumour is that the two large publicly traded companies, Costco ($55B market cap) and American Express ($95B market cap), could not come to terms on transactions fees. The official news […]

Amazon Free $10 Promo Code

It’s Free Money Friday! Amazon is giving out free $10 promo codes when you buy an Amazon Gift Card for someone. The offer is targeted, so you’ll have to see if you qualify first: Amazon Gift Card offer. If you do, it’s an easy way to earn a free $10 if you have plans to [...]

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Clone Your Dog?

Recently a friend of mine had her dog die. It’s hit her so hard that I don’t dare ask about the details. I don’t know how much the details matter. The important thing is that the earth has lost one of its greatest souls. This makes it as good a time as any to bring […]

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3 Ways to Find Quality Tenants and Protect Your Rental Property

I recently celebrated my second year as a proud homeowner and landlord. While being a first-time homeowner has been tough, being a first-time landlord has been even tougher. It hasn’t been an easy journey to say the least, but with over half my mortgage paid off in only two years, it has been well worth […]

New 4th Quarter 2014 5% Rotating Cash Rewards Credit Cards

4th quarter cash back is here and it’s focused on holiday shopping! I just finished claiming my $1450 Cashback from Discover and activating all our new accounts from my $2,075+ Application Spree to Stockpile 0% Credit Cards. Now it’s time to get all the cards organized and integrated into our regular rotation. Reevaluate Quarterly Cash [...]

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Do You Have a Hidden Emergency Fund?

I do, and I didn’t even know it. A couple of weeks ago, I mentioned that we activated ultra-frugality mode due to the expensive mold removal in one of our investment properties. What was once a very cushy bank account is now looking lean… leaner than it has been in years. It got my wife […]

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Should You Consider Investing In Marijuana?

The other week I was traveling for vacation and while sitting on the plane, my seatmate started talking to me about the various marijuana stocks that are now being traded in the stock market. He was selling this one stock in particular (I won’t mention it since it’s a penny stock), telling me how he’s [...]

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A Lazy Portfolio (Bought on the Cheap)

Yesterday I introduced you to Motif Investing (introduction here). The quick takeaway: it is a great way to buy up to 30 stocks with one single brokerage fee of $9.99. Oh and one other minor detail: they’ll pay you up to $150 to do it. I’m seriously considering trying it out myself. It seems ideal […]

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Big Savings on Brokerage Fees

I recently had the opportunity to meet with a couple of representatives from Motif Investing. Though the company has been around for years, I hadn’t really looked too much at them. Why? I feel like they aren’t marketing their product to its potential. I had missed one of the MAJOR benefits that I’m going to […]

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How I Earned $1450 Cashback from Discover

I just redeemed $350 in cashback on my Discover account. If that wasn’t special enough, imagine my delight when I logged into my Discover card account and saw I had an additional $1100 in cashback to redeem! How did I rack up $1450 in cashback on my Discover card? Let’s take a closer look. How [...]

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How to Convert Your Layoff Into the Opportunity of a Lifetime

A layoff typically comes as a complete surprise. When it hits, you might even be in for a bit of a shock. There’s usually a combination of hurt, anger, fear, and anxiety. But once the initial shock wears off, you might want to try to apply a little bit of positive energy to the situation. […]

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Why College Saving is Like Buying a House

This blog post idea is brought to you by T. Rowe Price, but it is not sponsored. At the annual financial blogger this past week, they gave away little plastic eggs with blog post ideas. Imagine the poor T. Rowe employee folding hundreds of pieces of paper and stuffing them in hundreds and hundreds of […]

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How to Cut Your Cable Bill

When you’re trying to get out of debt or increase your savings, the two ways to do both is by increasing your income and cutting your spending. On the list of items you could potentially cut, is your cable bill. If you’re spending $100 per month on your bill, imagine if that money was going [...]

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Choosing Mutual Funds in your Employer Pension

Typical employer pensions are defined contribution based where they match your RRSP up to a certain percentage of your salary.  For example, my previous employer offered 5% RRSP matching which means that if my salary was $50,000, they would match up to $2,500 in RRSP contributions for the year.  It’s a great deal because it’s […]

Ebay Bucks Cashback

Do you shop on eBay? I have used eBay off and on for almost 15 years… but somehow I missed the fact that they have a rewards program! I’ve been shopping a bunch on eBay recently to stock up on some discontinued items I sell on Amazon. (Ironically, there’s a book about the topic How [...]

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Budgeting for the Next Television Revolution

When I started this blog in 2006, I was an early adopter of flat-screen televisions. Most personal finance bloggers seemed to be against such purchases. Even in 2007, when I mentioned that they can save space in your home I had to go “Suze Orman” on readers writing that they need to be sure if […]

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Home Renovations vs. Early Retirement, Market Timing, Life Insurance when Traveling, and more!

There has been some notable financial news lately (this type of news is regularly shared with my twitter followers). First, later today Alibaba (BABA) will IPO at a price of $68 per share, helping the company raise around $22 billion (the largest IPO in history). This will give the company a market cap of around […]

2014 Tax Calculator to Project Your Tax Refund

The 2014 tax calculator is here! Do you want to get an estimate of how much your tax refund will be before you file? We just updated the 2014 tax calculator with the current tax brackets, credits, deductions, and everything else you’ll need to estimate your tax refund before the tax deadline. How to Use [...]

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