Black Friday 2014 Free Stuff

Black Friday 2014 Free Stuff! It’s the annual Black Friday 2014 free stuff list! It’s one of the most exciting and one of my favorite Free Money (or in this case free stuff!) offers. Compiling the list for free stuff on Black Friday is also one of my favorite holiday traditions! Black Friday 2014 Free [...]

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Upromise Rewards Cashback

Up next in our holiday cash back series is Upromise! Upromise is one of my favorite cash back programs. It’s also a reader favorite… Remember when reader Shaun highlighted Upromise as his go-to cashback program in his $12,000 Amazon Success Story? How to Earn Money with Upromise Sign up for a Upromise account. Earn cashback [...]

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Should I Upgrade My Furnace and Water Heater?

Sometimes, I ask a question and I have a good hunch of what the right answer is going to be. Today’s article is not a such a case. As I write this article, I don’t know where it will go. That’s very different from most of my articles. In my last article, I wrote about […]

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Consider These Hidden Costs Before You Cut Your Cable

Cable is one of those bills that is completely optional, yet many people have it. If you’ve been diligently trying to cut your household costs, get out of debt, or save more money every month, you’ve probably thought about canceling cable. A market research group, The NDP Group, estimates that the average family will be [...]

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Energy Assessments: Free Stuff and One Secret, Sneaky Tip

When was the last time someone showed up at your home to save you money… and gave you over a hundred dollars worth of free stuff? This happened to me recently… and I want to share the experience with you. A few weeks ago I wrote abour our journey to solar power I like to […]

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Inexpensive Holiday Gifts for Staff

Our countdown to the holidays continues this week with our holiday gift guide series! This week we’re focusing on inexpensive holiday gifts for staff. If you have employees or other staff to buy for, we’ve got you covered! The holiday season is a busy time for everyone. With the end of the year closing, it [...]

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How to Get Through the Holidays Debt Free

Ahh, the holidays. They are a great time of year. For me they are better now than in the past. This is because in the past, I never budgeted for gifts. In January I would find myself in a few hundred dollars of debt and spend the next few months paying it off, only to [...]

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Save Money with USD to CAD Foreign Exchange using Norbert’s Gambit

With the U.S Dollar (USD) gaining strength in the global currency game, it has resulted in the Canadian Dollar (CAD) losing some ground.  While this means that shopping in USD is more expensive for Canadians, it’s great news for those who have some of their nest egg or generate income in USD. While it’s a […]

Amazon $10 Gift Cards from Softcard x 15

During the holidays, I love offers that reward us with Amazon Gift Cards! In fact, I just got my Bing Rewards $5 Amazon Gift Card which my son informed me I should redeem for a refill pack for his favorite holiday toy, the Crayola Marker Maker! The latest Softcard promo offer is for $10 Amazon [...]

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Should I Pay for the 5% BJ’s Warehouse Cash Back?

I was at my local BJ’s Warehouse the other day and I noticed that they were promoting a way to get 5% cash back. For those who don’t live in the New England area, BJ’s is like Costco. It’s your typical warehouse club. Since the prices are already very low, getting an extra 5% is […]

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SwagBucks Cashback and $5 Sign Up Bonus

We’re continuing our holiday cash back series with a special offer from Swagbucks! Swagbucks allows you to earn points to exchange for gift cards that you can use for everyday purchases or holiday shopping. I just checked my account and I was pleased to see I still have over 16,000 Swagbucks to cash out (leftover [...]

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Lazy… Useless… Good for Nothing… That’s Not a Bad Strategy.

The following is a guest post by Rob Pivnick, author of What All Kids (and adults too) Should Know About… Saving & Investing. There is more information about the author at the end of the article, but just reading his accomplishments makes me tired. Someone recently commented on an article of mine saying “I am […]

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Target 10% Off Gift Cards on Black Friday

As we gear up for Black Friday (and Small Business Saturday), I’m getting excited about some of the deals on the horizon. Target is selling 10% off gift cards on Black Friday this year! The good news is you don’t even have to set foot in the store; they are selling them online too! I’ve [...]

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Christmas Gift Ideas Under $5

As we countdown to the holidays, we’re sharing fun ideas to keep your holiday spending under budget! This week we are highlighting Christmas gift ideas under five dollars in our holiday gift guide series. These days, you probably think five dollars can’t get you very far. And in many cases, you’re right. But when you’re [...]

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Veteran’s Day Deals that Aren’t

I’m usually not one to look a gift horse in the mouth. If you’ve got something free, I’ll definitely look into taking it (though that leads me to me collecting a fair amount of junk). That said, this is the time of year where everyone posts great Veteran’s Day meals and deals. As I’ve mentioned […]

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How to Improve Your Credit Score by Focusing on Payment History and Reducing Credit Card Debt

One of the things that many consumers are obsessed with today is a better credit score. After all, your credit score influences more than whether or not you qualify for a mortgage, or whether you get the best interest rate on an auto loan. Your credit score can also impact the insurance premium you pay, […]

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How to Save Money and Make Money Using the Sharing Economy

When the recession hit back in 2008, many people had to reassess their spending habits. Not only did the recession impact those who were laid off or who were facing foreclosures, it took its toll on most everyone. They had their eyes opened to how much things cost and what they really needed and valued [...]

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Want $1500+ Worth of Apple Stock?

I’m laying low for a couple of weeks. However, I’m still hoping to provide you with value. Today, I bring you a chance to win $2,500 of Apple stock. Nvestly is a new social investment platform and they want you to know what they’ve got cooking. The platform allows users to follow top investors and […]

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Gas Rewards Programs Compared

Almost everyone needs to buy gas and I suspect most Canadians have participated in a rewards program affiliated with their favourite brand. But, are these rewards actually worthwhile? Are you getting a half decent return on your spending and, more importantly, do these rewards deserve your precious loyalty? In fact, some of these programs DO […]

Bing Rewards $5 Amazon Gift Card Sign Up Bonus

This week’s Free Money Friday is an old favorite! Bing Rewards has temporarily increased their sign up bonus to 550 credits! The timing is perfect since you can redeem your 550 bonus credits for a $5 Amazon Gift Card. It’s quick and easy and you can have five accounts per household. Since we have five [...]

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Aeroplan Promo, Estate Planning, Saving on Travel, Lessons from Elders and more!

For Aeroplan fans, TD Infinite Visa has an enticing limited time promotion (expires December 19, 2014): Current offer: Welcome Bonus of 15,000 Aeroplan Miles with your first purchase and an additional 10,000 miles when you spend $1,000 on your Card within the first 90 days (enough for a free flight in North America). Plus, no […]

How Much is Your Caffeine Costing You?

According to the FDA (PDF), “During this time, the average amount of caffeine consumed has remained constant at approximately 300 milligrams (mg) per person per day.” Thus the average person has 109,500mg of caffeine a year. How much does that cost? Glad you asked. I’ve got your answer. Before we get to that though, I’d […]

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CashCrate Cashback and Sign Up Bonus

Our holiday cash back series continues with Cash Crate. Cash Crate is a cashback site with a twist. In addition to earning cash back you can also earn money trying new products and taking research surveys! Right now, they’re offering a $1 sign up bonus. A dollar is hardly worth actually calling a sign up [...]

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2015 Roth 401k Limits Will Increase, Roth IRA Limits Will Not

The 2015 Roth IRA limits and Roth 401k contribution limits were just announced, so you can start planning your contributions. The 2015 limits will stay the same for the Roth IRA; the Roth 401k limits will increase. The 401k limits and IRA limits are determined based on inflation, but can only increase in $500 increments. [...]

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How Much is Your Coffee Costing You? (Maybe 1/3 of Million Dollars!)

The last couple of days, I’ve been covering the cost of coffee. We covered the brewing coffee at home vs. buying at a coffee shop and the cost of single-serve (K-Cups) at home. Overall, I came away with four data points on four types of coffee (each normalized to 16 ounces). Here they are: At […]

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