Archive for October, 2007

New Features make Lending on Prosper Better than Ever

Prosper.com released a few new features recently. These features might be interesting to all lenders or potential lenders. Here’s a run down on some of the new features and how they could affect Prosper’s peer-to-peer lending market.
Portfolio Plans - Prosper now provides an automated method to bid on set portfolios. You can [...]

Did You Get Free Furniture From the Red Sox?

Yesterday I wrote about free tacos from Taco Bell (available today), but that’s small potatoes. The real winners are Jordan’s Furniture customers who took advantage of a furniture promotion. The promotion offered to refund all the customers’ money if the Red Sox won the World Series.
Now thousands of people are cashing [...]

Free Taco Bell Tacos - Courtesy of Tacoby Bellsbury!

When I considered buying an Ellsbury jersey back in July, I had no idea that he’d be giving me (and the rest of America) a free taco. Allow me to explain…
Taco Bell ran a promotion for free taco’s during the World Series. If there was a stolen base, they’d give America a free [...]

The Toughest Questions For Me To Answer

Ever since I’ve stopped working at my day job, everyday conversations with friends have gotten difficult. You don’t notice the number of times that people nonchalantly as how your job is going - until you are jobless. It’s as if they are saying, “How are you doing?”, without expecting to get a long, [...]

Personal Finance Links: Announcing Lazy Man and Sports Edition

I started a new blog this week. I tried not to, but circumstances were beyond my control. Recently, I was driving home and though I was 3,000 miles away from my hometown of Boston, the radio couldn’t get off the topic. With the Red Sox in the World Series, the Patriots undefeated, [...]

Lazy Man Update

It’s been a little more than two weeks since I’ve been without a day job. Here’s a little update of the odds and ends of how that is going and what I’m doing.
I find myself twice as busy as I’ve ever been when I had a job. It’s a good busy though, making [...]

Three Great Commericals From One Financial Institution

Since I’ve resigned from my day job, I’ve found myself watching a fair amount of CNBC. I find that I learn something new almost every hour. However, for the second time this week, I want to focus on the commercials. In particular Lincoln Financial has a brilliant campaign going on. As [...]

Kiplinger’s Best List

The November issue of Kiplinger’s Personal Finance magazine published their annual Best List which covered a range of products, from investments, to financial service, to travel and leisure. I don’t necessarily agree with their selections of best stocks, best mutual funds, or best credit cards, but it does give me some new information that I [...]

Top 10 Cheapest Ways To Exercise

This is the way to exercise once you have kids.

-ooOoo-

While this is what you call cheating!

-ooOoo-

We all want to be fit and trim, but there are a few things that keep us from looking and feeling our best: inertia, laziness, a hectic schedule, and maybe even a limited budget. As for me, I’ve invested [...]

Saving It For Later: Plastic Covers On Products

Notice the plastic cover on our laptop:

The laptop looks absolutely brand new under that shoddy plastic cover (which came with the original packing) and which is now old enough to warp itself out after more than a year of use - although, I am still not inclined to remove it completely.
In the past, I [...]

Money Links For 10-11-07

Some interesting stuff that got published while I was sulking away:

Should Men And Women Receive Different Personal Finance Advice? by Trent @ The Simple Dollar.

Save Money By Living in a Mall Parking Garage for Four Years by Nick @ Punny Money.

27 Ways To Save Money On Food by Brett @ Frugal Law Student.

Can Cheaper [...]

Yesterday I Resigned. Will I Ever “Work” Again?

I fully expected to type that title… I just didn’t expect to type it now. I figured in 2-3 years it would be appropriate. If I typed it before that, it would be a joyous occasion - followed by the popping of champaign. So now I type it, but there is [...]

Get Up to $100 When Switching to Scottrade

I am currently using several brokerage accounts and each of them has its own *unique* features. For example, I use Firstrade for stocks that pays dividend (such as MO), but it charges $6.95 per trade, E-Trade for stocks listed in Hong Kong, and QQQDirect to buy QQQQ without commission (find out more in my brokerage [...]

Use the Right Benchmark to Accurately Measure Investment Performance

One of the frequent mistakes I see when working with clients is that they don’t gauge their personal performance with the proper benchmark. I have people who have an intermediate portfolio with 50% bonds upset because they are lagging the S&P 500 by a couple percent, while others are invested heavily in international stocks, [...]

Property Taxes, Finance and Ethics, The Private School Debate @ The Carnivals

I’ve got time for a quick roundup of great carnival articles. The Carnival of Personal Finance #121 - Columbus Day Edition was held at Ask Mr. Credit Card and was nicely presented as a Q & A segment among our leading presidential candidates. From the animated dialogue by the candidates, these stories [...]

Does FoodSaver Save You Money?

A month ago, my wife and I decided to take the plunge and purchase this deluxe FoodSaver model. For those of you unfamiliar with FoodSaver, it’s the brand name of a device that allows you to store food in vacuum sealed bag. This allows many foods to stay fresh two or three [...]

Are the Rich Necessary - A Non Book Review

Do you ever drive through a neighborhood with million dollar homes and wonder what the people that own them do for a living?  Do you ever look at Berkshire Hathaway stock and think to yourself “how in the world did Warren Buffet make all that money”? 
Rich people are a bit of a mystery to [...]

Life is Short

I asked the other day what you’d do with a million dollars.  Today I have my answer.
My grandmother is one of the most wonderful people in the world.  She has brought joy and light into the lives of countless people throughout her life, myself included.  Life dealt her a heavy blow this morning and she could [...]

Around the PF Blogosphere: October 9, 2007

Here are some interesting reads for today:

Single Guy Money shared his best and worst financial decisions, together with a bunch of other bloggers.
The Dividend Guy discussed whether small-cap stocks should be part of a dividend portfolio. Small-cap has a place in a diversified portfolio, whether it’s dividend oriented or not.
Moment on Money took a look [...]

Savings and Interest Checking Accounts Update

In my , Several months ago, I had a post comparing savings and interest checking accounts that offered by online banks. After last month’s rate reduction by the Federal Reserve, we have seen many online banks lowered their interest rates in the past couple of weeks. The following is an updated list of online [...]

Can Cheaper Goods And Lower Prices Put Us At Risk? A Photo Essay

When are we being penny-wise and pound foolish? The risks of being the “wrong kind” of frugal.
My kids love Thomas the Tank Engine and all the other wonderful, affordable toys that are made available to today’s children. As a parent, I remain bewildered by the incredible variety of cheap, entertaining toys and children’s [...]

Do You Fall for Free Trial Offers - Sales Tactics #7

Come on, sign up and give it a try.  The first 30 days are free, if you don’t like it just bring it back.
Sound familiar? How many times have you been talked into signing up for a service or buying a subscription because they offer a free trial?
“I’ll just see what it’s like”, you tell yourself.  [...]

Seven Random Things About Me

Money and Such has tagged me to share seven random things about me. While I don’t usually participate in these, I think that it would be a nice change of pace. I know it can get a bit dry around here with mostly pure finance issues, so I might as well share a few [...]

Save Money on Clothing

It’s been quite a while since I’ve spent any considerable amount of money on clothing. Some of this is because I’m a software engineer and it’s perfectly normal to wear an old T-shirt. (One person in my office has a T-shirt from a sporting event 20 years ago that I’d really like [...]

Gold: Is $1000 an Ounce in the Offering?

Gold price has risen sharply in the past month, going up from $680 an ounce on September 5, to $741 on October 5. One of the reasons that pushed gold to 28-year high was the recent Fed rate cut and speculations that there will be one more reduction in federal funds rate before the year [...]

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