Archive for November, 2007

Determining the Mix of Stocks and Bonds in Your Portfolio

Early this month, there’s an article on Morningstar.com discussing the allocation of stocks and bonds in an investment portfolio. Determining the right mix of stocks and bonds depends on many factors, such as age, risk tolerance, and return expectation. For aggressive investors with longer time horizon, they can afford to put a large port of [...]

Save Money With Unusual Savings Devices: An Illustrated Guide To Cool Piggy Banks

This is the type of stuff that wakes up the collector in me.
I really enjoyed Tricia’s list and discussion of various piggy banks to get your kids to learn the value of a buck . Manufacturers are getting more and more creative! What more, she found one I found thoroughly [...]

Why I Buy Gift Cards

Last week, MoneyNing wrote an article about gift cards. In it, he states many of the reasons that gift cards are evil. He’s not the only one against gift cards. Jim from Blueprint to Financial Prosperity thinks they are stupid as well. In many ways, I agree with both of these [...]

Christmas - Play Now, Pay Later

Christmas is a wonderful time of year! You look forward to the lights, the Christmas carols, the food, and the chance to be with family as you celebrate the reason for the season. However, along with all the festivities, the bills usually stack up during the holidays. For many, gift giving results [...]

The Sunday Review #47

Women are not aggressive with Money @ Moneymonk. Something in this short post really got my attention:

I hate to say, but for as money, I think like a man. I’m always finding ways to make money, invest money and grow money!!!

Exactly HOW I Pay Off Debt, Mortgages And Credit Cards Early by NCN @ [...]

Personal Finance Review - Shopping Online Edition

Holiday shopping is ZERO fun.  Although I wasn’t around for Black Friday, I did spend half an hour waiting in line this evening to make my first gift purchase of the season.  The longer I stood the more irritated I became with the situation and any holiday cheer I was feeling quickly evaporated.  I decided [...]

A List of Some 2007 Cyber Monday Sales

I don’t know about you, but I’m sick of all of the nicknames that the media is giving to certain days this time of year. First it was Black Friday, which stemmed from retailers marking the day after Thanksgiving as a time when they head into the black. Now, we have Cyber Monday, which [...]

Weekend Links: Finally Getting Productive Edition

I apologize for back to back editions of links. I figure most of you are still out of town enjoying left over turkey sandwiches. (Is there anything better than leftover turkey and stuffing in a sandwich with gravy poured over it?) I’m not turning into a full-time link machine though. I [...]

A Single Mom’s Finances, Paying Debt Early and House Hunting @ The Roundup

I just took one look at this post and can’t believe how long it got (as usual!). Lots of material here but don’t let it deter you — it includes a few eventful matters that transpired in the last week. If you’re curious about what’s up in the personal finance blogosphere, then check [...]

Receive a Free One Year Subscription to Travel + Leisure Golf Magazine

I’ve had a free subscription for the past year, but my last issue just came in the mail and it had a card attached for a free renewal for another year. In addition to being able to get the free subscription by sending in the card, they listed a website as well. The [...]

How to Live Within Your Budget

What’s the most difficult time of the year to stick to your budget? How about the holiday season? Of course, it’s not just the holidays, it can be difficult to live within your means throughout the year. Below are some tips I’ve used to help me stay on track with my budget. [...]

What Shopping This Time of Year Reminds Me Of

Oh yeah, this is precisely why I dread setting foot in the stores this weekend, but I may just have to — I need a few small items for the home and the family which are absolutely necessary, and I’m trying to decide whether I should go this weekend or defer the trip till this [...]

Friday Finance Findings for November 23rd

Hopefully everyone has had time to fully digest their turkey, potatoes, and pumpkin pie by now, but if not, that’s fine too. Leftovers are one of the best things about Thanksgiving. So go ahead, eat up. And while you’re doing that, take a break and explore the wonderful articles from the past week.
Where to [...]

Beware Black Friday & the Holiday Shopping Craze

As you go through the checkout line this holiday season try the following experiment. Take all your full shopping bags directly to the Salvation Army. Keep one and give the remainder away. Repeat this every shopping trip. How long would it be before you dramatically decreased the amount you bought or [...]

Black Friday Inspired Shopping Strategies

Today is the beginning of the huge holiday shopping season for those best deals around. But as I’ve mentioned before, I’m one of those people who will pass on the opportunity to save money by shopping this early since I am not too fond of big crowds and parking lot traffic jams. And [...]

Morning Links: What Do you Want for Christmas this Year Edition

For those of you who celebrate Thanksgiving, I hope you had a great turkey day. My family has a Thanksgiving tradition of making a Christmas list. This was always the hardest thing for me growing up. Everything that I wanted was just a little more expensive than what was deemed polite for the [...]

Happy Thanksgiving!

First a big, juicy turkey for everybody

Then some delicate Chinese dishes for your viewing pleasure

HAPPY THANKSGIVING!
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Things I’m Thankful For This Thanksgiving

I was going to take the day off, but I read this article from Brip Blap and got inspired to take some time while watching football.
Here are some things I’m thankful for:
Bill Belichick, Scott Pioli, Tom Brady, Randy Moss, and the 2008 San Francisco draft pick.
The new Valdiguie Charles Shaw wine at Trader Joe’s. [...]

Giving Thanks for Low Stress Personal Finance

Personal finance can be very stressful. Here are five major areas that we feel fortunate about.
Limited Debt
The bad news is that we have a mortgage to pay. The good news is that we have no student loan, car loan, or credit card debt to worry about. The less you owe, the better [...]

Book I Read: An American Hedge Fund

Early in the summer, I received a book, An American Hedge Fund*, from Timothy Skyes, the author of the book. I intended to finish the book as soon as I could at the time when I got it, but seemed never have the time until recently.
The book is actually an autobiography of a young man, [...]

Counting My Blessings and Not My Pennies, For A Change

This day there’s quite a lot to be thankful for. Within the context of this blog, I’d like to thank all our readers, subscribers and other fellow bloggers and web publishers who come by to visit as well as to share their thoughts on the topics of finance, business and self development. [...]

The Sandwiched Generation

A few days ago, CBS Evening News ran an article titled “Caregivers Rise to the Challenge” which featured some families that were struggling to keep up with taking care of their aged parents (in terms of time and money). Here is an excerpt from the article:
Winchell’s family may be America’s new norm. An [...]

Happy Thanksgiving! A Trip Through the Archives

If you celebrate Thanksgiving, then I hope you are able to enjoy some time with friends and family over the coming days. That is exactly the reason why I’m posting this a bit early, because I’ll be on the road starting Wednesday and traveling hundreds of miles while I make the rounds to [...]

Save Money in Aruba

[Note: While this article is focused Aruba, there’s a lot of universal tips that can be used on many vacations.]
Recently, I spent a week in heavenly bliss in Aruba. If pressed I’d say it’s my favorite place on earth. There’s perfect weather, perfect dining, and relatively affordable luxury accommodations (more on those later). [...]

Random News: FNBO Direct’s New BillPay Account and IGoBanking Transfer Limit

FNBO Direct recently introduces a new savings tool, FNBO Direct BillPay Account, which is more like an interest checking account (except no check-writing ability). The product currently is only available to existing Savings account members and it pays 3.50% APY. Other features of the new account include:

No minimum balance required and no fee;
FDIC insurance;
Interest compounded [...]

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