Archive for December, 2007

Happy New Year and Best Wishes for 2008

2007 has come and gone, and a new year is already upon us. So, what do you have in store for the new year? I’ll leave this as an opportunity to allow readers to chime in with their financial goals or resolutions. For my wife and I, 2008 is the year of increasing [...]

The Best of Generation X Finance From 2007

As we close out the year I wanted to take the time to highlight some of the best posts from the past year. I’ve never really linked back to older articles before, in part because when I look back on some of the old articles, I realize how poorly some are written. Nevertheless, there [...]

Why I Would Not Impress CNBC’s Erin Burnett

For a variety of non-financial reasons, I like to read Men’s Health from cover to cover each month. Though it has a ton of advertising and is one of the few magazines where it’s impossible to get cheap, the content is usually well worth the cost. I’ve even found the articles about money [...]

What to do When the Gas Bill Equals the Car Payment

A couple of days ago, I heard that the price of gas is expected to rise substantially in the near future. If you live in California, you may expect $4 a gallon or more. If you live in Hawaii, where the fuel has to be shipped in, you are probably paying that already, and [...]

Twelve Posts of Review - May 2007

[In this series, I’m reviewing some of my better posts of 2007. If you started reading this blog in the middle of the year, this is a good time to catch up.]
To begin the month of May, I compared Compound Interest and the NFL. I brought up how the Patriots traded the #28 [...]

Weekend Personal Finance Links

I’m living in a world of wonder where the Patriots are 16-0. The Lisa Olsen incident seems so far away. Last night, a person introduced himself to me (I was wearing my Patriots shirt) as Adam Vinatieri’s cousin. More than 12 hours later, I still don’t know how I was supposed to [...]

The Blessing of Income Tax

Am I insane!  No one thinks giving a significant portion of their hard earned income is a blessing!  However, before you send someone out to put me in the loony bin, consider the following circumstances:
The more money you make, the more income tax you are required to pay.  A blessing?  Yes, in a round-about way. [...]

Are You Taxed by Your Taxes?

No one looks forward to paying taxes, unless they are 100% sure of getting a refund.  If so, the forms are filed the minute all the necessary paperwork has been received.
On the other hand, the people who anticipate owing taxes generally wait until the last possible moment to file.  Thus, they are essentially taxed twice. [...]

Teens Don’t Save for Retirement - Are You Surprised?

According to an Earth-shattering study, teenagers don’t save for retirement. From the CNN article:
Teenagers flipping burgers, stocking shelves or studying for finals don’t think about their retirement.
Sarcasm aside, I don’t think anyone should be too shocked by these findings. Look back to your high school days and whatever part-time job you had. If you [...]

Playing for Perfect Personal Finance

Like many football fans who grew up around Boston, I am a huge New England Patriots fan. Unless you’ve been living on Mars, you probably know that this Saturday night the Patriots are trying to become the first football team to finish the regular season with a perfect 16-0 record.
Take everything one game at [...]

Twelve Posts of Review - April 2007

[In this series, I’m reviewing some of my better posts of 2007. If you started reading this blog in the middle of the year, this is a good time to catch up.]
In April, I wrote how

Cheer! It’s Tax Time Again!

You don’t cheer when it is time to do your income taxes? You wait until April 15th at 11:59 PM to mail your filing? What if the thought of paying your taxes did not have to make you hyperventilate? Tax season will be here before you know it, here are a few tips [...]

Our Best and Worst Wedding Registry Experiences (Hint: Avoid Sears)

This past year Energi Gal and I finally tied the knot. As part of the process we decided to register at a number of places. We picked three stores:
Macy’s - Macy’s has a strong national presence, which is great when you live in the San Francisco and your guests are from Boston. [...]

A Look Back at 2007 Goals

You know how to take the [rental car] reservation, you just don’t know how to hold the reservation and that’s really the most important part of the reservation, the holding. Anybody can just take them. - Jerry Seinfeld
Goals are a little bit like rental car reservations. Making goals is extremely easy. It’s achieving [...]

Are You Ready for Christmas 2008?

Have I lost all sense of reason!  Christmas 2007 is barely history, and I have the audacity to ask if you are ready for Christmas 2008!
We have spent several days talking about the stress and expense of the holiday season.  We have also shared many ideas on how to make Christmas special without having to [...]

The Amazon that Stole Christmas

For those who celebrate Christmas, this is a special time of year. It’s been a slightly disappointing Christmas for me. I ordered a few of my wife’s gifts from Amazon.com. Despite having the order in by December 12th, Amazon had a mix-up and didn’t send the gifts on time. One of [...]

Twelve Posts of Review - March 2007

[In this series, I’m reviewing some of my better posts of 2007. If you started reading this blog in the middle of the year, this is a good time to catch up.]
To begin the month of March, I made some large purchases. It made me think that I should amortize my possessions. [...]

Shred Your Credit Card Debt

So, you succumbed to the temptation and used your charge card to get you through the holidays.  Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control.
Right now, get out your scissors and cut your way through to financial success. Although it may [...]

The Ultimate Last Minute Gift

For those of you are celebrating a holiday tomorrow, you might be finding yourself rushing around for gifts today. The malls and stores are going to be crowded. It’s too late for the postal service to deliver things bought online now. So what is the solution?
I would like to recommend Amazon gift [...]

Merry Christmas Everyone

For those of you who celebrate it, Merry Christmas! Hopefully you have some time set aside to spend with your loved ones and can share gifts, good food, and good times. Hopefully your holiday break starts off better than mine. On Saturday that nasty winter storm came through the midwest and we experienced [...]

Bought A Brand New Honda Civic

There are so many things happening in our lives right now that I don’t really have the time (or the patience) to elaborate on all of them.  However, I just wanted to post a few words to say that I am still alive!
Here is the latest development. After a few days of research into [...]

Twelve Posts of Review - February 2007

[In this series, I’m reviewing some of my better posts of 2007. If you started reading this blog in the middle of the year, this is a good time to catch up.]
I started February off with $71 of alternative income.
I asked if I was crazy to own a plasma TV. Many responded that [...]

Selling on eBay After the Holidays

As you scurry around trying to finish your last minute gift shopping in the final days before Christmas, keep in mind that the next few days can be a great time to prepare to make some money on eBay.  The following four tips can help you make some extra money to help pay off those [...]

Weekend Personal Finance Links

Today I’m off to Napa Valley for wine tasting with my wife’s mom and sister. It sounds like a perfect activity for dealing with the in-laws - if I didn’t have to be the designated driver.
My first article of the round-up is my own… I wrote an Do You Need a [...]

Nintendo Wii Now Has An Options Market

I couldn’t believe this story today. Jim Goldman of CNBC is reporting that an options market for the Nintendo Wii has sprung up from nowhere. Jim says:
A source at Best Buy tells me those tickets — think of them as “warrants” — can command prices from $300 to $1,000, according to what he’s [...]

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