Archive for December, 2007

Personal Finance Books for Winter Reading

Not sure what you’re going to do this winter as you’re hibernating the cold weather away?  Five Cent Nickel put together a great list of the top personal finance books according to 12 different financial bloggers. 
My recommendation was The Intelligent Investor by Benjamin Graham, here is what I had to say about it:

I’d recommend [...]

Santa Isn’t Coming This Christmas Because There Isn’t Any Home Equity to Tap Into

If this article at CNN doesn’t illustrate how screwed up people are when it comes to money, I don’t know what does. I keep hearing the argument that mortgage brokers are evil and have caused this real estate mess, and while that may be true, for every bad broker, there are just as many [...]

Ah Ha! The Value Of An Asset Is Better Appreciated When You Lose It

This is rather obvious, but not much appreciated in day-to-day life, so I thought of giving it a shout-out.
Over the last couple of months, I have been in the process of eagerly seeking a change in my current graduate student lifestyle. A part of this change, would come in the form of a real-life [...]

Money Links For 12-10-07

Ten Things I Hate About Monster.com’s Job Search by Lazy @ Lazy Man and Money.
“So When You’re Rich, You Won’t Have To Be Frugal,” He Told Me by Sharon @ The Frugal Duchess.
Thoughts on the Subprime Mortgage Bailout by Nickel @ Five Cent Nickel.
Dealing With Setbacks, My Two Cents Worth by Rob In Madrid [...]

Two Monday Thoughts About Prosper

If you’ve spent any time in the archives or if you are a long time reader, you’ll know that I used to write about Prosper.com quite often. I’ve since taken this blog in a more general finance direction. However, I find that I need to continue to cover the peer-to-peer lending space since [...]

Carnival of Personal Finance – Edition 130

Welcome to the Carnvial of Personal Finance!

Make sure you check out the intro video below for some highlights of the carnival:

As you might be able to tell, this was my first web recording so it could use some work. Fortunately, I’ve been blogging longer than I’ve been webcasting so the written content on this [...]

Weekend Links – Shaking Hands with the Best Hands in the World Edition

Earlier this week, I read about an opportunity that I just knew my wife and I had to take advantage of. I’ve talked about being a huge football fan in the past. My wife is a big fan American Idol and the combination of reality/game show that have recently become popular – she [...]

Friday Finance Findings for December 7th

All I can say is TGIF. It has been a long week, and next week won’t be any better. I just found out that I’m going to be spending most of next week at a lousy hotel in the middle of nowhere to attend to a remote client. Not only that, but they [...]

Submit Your Articles to the Carnival of Personal Finance

Money Smart Life will be hosting the upcoming edition of the Carnival of Personal Finance on Monday.  You can enter your articles via the submission form, I’m looking forward to reading all your entries and putting together the carnival! If you’re interested in being a host yourself, Flexo is looking for sites that want to publish [...]

Zecco for My Retirement Funds?

Often times, I’m Lazy, but never so much with 401k plans from past jobs I have held. I know I should transfer the money to a Rollover IRA. This would save me money in administrative fees. It would also give me more choice in investments. If I wanted to buy a [...]

Poll: How Do You Keep Track of Your Finances?

So, how do you keep track of your finances? Do you use a specialized piece of software like Quicken or are you a spreadsheet kind of person? Or maybe you simply fly by the seat of your pants and just hope you don’t bounce a check? However you do it, I want to know.
As [...]

Dealing With the Alternative Minimum Tax (AMT)

When it comes to taxes, there is a three-letter abbreviation that is even more vile than IRS, and that is AMT. AMT stands for the Alternative Minimum Tax, and while it doesn’t sound too harmful, you really don’t want to pay it.
The AMT was enacted by Congress in 1969 as a way to ensure [...]

Selling on eBay Without Doing Any Work

How can you possibly make money on eBay without doing any work?  Well, you can’t really but it sure feels like I am.
I mentioned earlier how I had found a partner to help me sell on eBay.  I had a bunch of inventory I wanted to sell but didn’t have time and he wanted to increase [...]

There Is No Such Thing As Bad Debt

Let’s sing a slightly different tune with this post – instead of the usual debt bashing. When I say “bad” debt, I am referring to the “good debt, bad debt” terminology that’s gathering some attention in financial circles – I am not referring to it in a classic technical definition point of view as [...]

Money Resolutions for a Financially Secure New Year

Have you thought about your New Year’s resolutions yet for next year?  How about knowing where your money is going, knowing where you want it to go, saving more, and reducing debt?  Sound like a tall order?  If you set some specific financial goals for yourself, you’re much more likely to achieve some of them.  Check out [...]

Ten Things I Hate About Monster.com’s Job Search

I decided to bite the bullet and begin the job search again. The first step in this process was to update my Monster.com resume. I had forgotten about all the negative things that come with that simple action. I know there are many job sites out there. It may be time [...]

Christmas Credit is a Critical Mistake

Today, as I went through my mail, I was expecting bills. Instead, I got more than one offer for Christmas money. I should be excited, right? Wrong!
Credit card companies and financial institutions are not being generous lenders. Running a business, they count on you and me jumping at the chance to [...]

Festival of Frugality #102

Welcome to the 102nd edition of the Festival of Frugality. For those unfamiliar with the festival, I review a lot of submissions from around the personal finance blogosphere and beyond. Rather than have a fancy theme, I thought I’d give my thoughts on almost all of those submissions. As my regular readers [...]

Keep an Eye on the 12 Fun Days of Christmas at Carnival for Great Vacation Deals

Have you been considering a vacation? If so, I have to recommend that you consider a cruise. Cruises are one of the cheapest ways to get away, have a great time, and explore parts of the world you might otherwise not get to see. The best part about a cruise is that your lodging [...]

Around The Financial Blogosphere

What Should Individual Investors Do With All the Fear in the Stock Market Right Now by David @ Money Ning.
Invest in Yourself by Learning Things of Value by MBH @ Mighty Bargain Hunter.
Idiots Who Cause Car Accidents and Block Traffic Cost You $18 Million A Year by Nick @ Punny Money.
A Visual History of the [...]

Email Subscriptions Now Fixed

For a long time, e-mail subscriptions were broken. I’m happy to announce that this is now fixed. For those who prefer to get their daily dose of Lazy Man in their in-box, simply type your e-mail address in the form below and hit submit:

As usual we’ll never sell or distribute your e-mail address [...]

Alternative Income Streams – December 2007

With the start of December, it’s a good time to review my alternative income. There are two big pieces of news this month. The first is that my alternative income is more than my necessary expenses. The second is that I added another stream of alternative income. Unfortunately I can’t go [...]

Christmas, the Season of Giving, and Giving, and Giving . . .

Christmas is the season of giving. However, it is not supposed to hurt! Giving until it hurts is not a prerequisite for celebrating the holiday. Giving should be a pleasure, not a pain.
Enjoy the spirit of giving, and stay within your means. For example, my father-in-law worked 2-3 jobs for the majority [...]

Personal Finance Review – Think and Grow Rich Edition

Why pay for something that you can get for free?  I’ve been wanting to finish Napoleon Hill’s classic Think and Grow Rich after reading the first few chapters about a year ago.  Finally I decided I’d get ahold of the audio version and listen to it on my commute.
I put my name on the waiting [...]

Responses to “Is Software Development Slowly Killing Me?”

I got a lot of intelligent responses my question of “Is software development slowly killing me?” I thought I’d like to cover a couple as a weekend bonus. Since it’s a borderline personal finance topic, it may be worth skipping if you are not into that kind of thing.
One of the best responses [...]

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