Archive for February, 2008

I’ve Left My Job! Tying Up The Loose Ends

In the next few days I am planning to talk about how I’ve exited my corporate life and how I’m transitioning to a new one. For now, I’d like to let you in on how my last day of work turned out. It was as expected, a bittersweet event as I made the [...]

Friday Finance Findings For February 29th

It is just another Friday in Febuary — cold, more snow, and no sign of sunlight. It has been a brutal winter with many places setting records for snowfall amounts, cold temperatures, and consecutive days without seeing the sun. I’m getting quite anxious to see some warmer temperatures and to get all of this snow [...]

Smart Gambling

Every once in awhile a new site will pop up and add to Lazy Man and Money from their blogroll. I’m a little obsessive about checking my Technorati page to see who is linking to me. Yesterday, I noticed that Money Millionaire was one such site.
While the theme isn’t exactly what I would [...]

Living Paycheck-to-Paycheck? Top Five Ways Get Ahead

Has your wallet been so empty that you thought, “There must be something cheaper than Top Ramen. Isn’t there a Middle or Bottom Ramen?” When the technology bubble burst eight years ago, I had that problem. While I felt alone at the time, I now realize that I wasn’t.
I was talking with Joseph Sangl [...]

Save Money in Las Vegas – A Cheapskates Guide to Sin City

It’s easy to spend a lot of money in Las Vegas, unless of course you’re a cheapskate like me!  Here are some of the ways I saved money during my recent conference in Vegas, listed in order of the biggest to smallest savings.
Get a Free FlightI signed up for an American Express Business Gold rewards credit card [...]

Best of Million Dollar Journey: Feb 2008

Time for another monthly summary on MDJ.  In this issue, we will go over the top 5 articles of Feb, the top commentator and winner of a copy of RRSP's.  Along with this, MDJ will be having it's first advertising special.  More details at the bottom of the post.
Top 5 most viewed (or commented) MDJ [...]

Free Schick Quattro Shaver

Original post on The Sun’s Financial Diary
Got this from an email from Schick yesterday when they announced their Get Experimental Video Contest. However, you don’t have to enter the contest to receive the free shaver.
Use this link to claim your free shaver. When finishing the form, make sure you check the first and third options. [...]
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Lazy Man Interview At Geezeo

For those who are not familiar with Geezeo it’s a newer company that focuses on helping you make smarter financial decisions to reach your goals.
I thought readers here might be interested to read their recent interview with me.
Recommended by Lazy Man: Lending Club – Make money by lending money it to others
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Get To A Million Dollars With Small Change

I’m starting to introduce some new writers to The Digerati Life to give you some fresh, maybe even different perspectives on finance. One of those writers is Debbie Dragon, a full time freelance writer and web designer who works on a variety of projects such as debradragon.com, and a co-writer of the Empowering Mom [...]

Yes! Car Loan Paid off by Free Money from Credit Card!!

Original post on The Sun’s Financial Diary
Early last week, I contacted Citibank to request a balance transfer check from the 0% balance transfer offer from the Citi Driver’s Edge card. I want to use the free money (yes, free. 0% APR and $0 fee) to payoff our car loan which is at 4.90% APR and [...]
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Tips to Cut Your Water Heating Costs

This week I’m featuring Energy Saving tips, save some money by conserving energy!
Water heating is the third largest energy expense in your home. It typically accounts for about 16% of your utility bill. There are four ways to cut your water heating bills: use less hot water, turn down the thermostat on your water heater, [...]

20 Books That Will Change Your Life and How You Think About Retirement

If you are a part of what is considered Generation X, you know that you probably have anywhere from 25-35 years until retirement — or at least that’s what the government and most pension plans suggest as a retirement age. Since we’re currently focused on other aspects of our lives such as building careers, starting [...]

Feb 2008 Net Worth Update (+2.69%)

Time for another net worth update:  The Feb 2008 Edition!
This was a very non eventful month where we are gearing up for the big move next month.  Most of the non-registered portfolios are cash right now which means very little growth on that side of things.
On the RRSP side of things, I recovered a bit [...]

Prosper Named Fast 50 2008 by Fast Company

Fast Company has named Prosper a Fast 50 2008.  The acknowledgement is in the March issue and on their website.
What if people could borrow and lend money to each other without any banks in the middle? That’s the idea behind two-year-old Prosper.com.

The idea melds the debt market with online social networking. Lenders can log on [...]

Random News: Visa IPO, Euro/Dollar and Good, all the Records

Original post on The Sun’s Financial Diary
In case you didn’t hear the news, Visa Inc., the largest credit card network, is preparing to go public next month under symbol V. According to terms filed with SEC, Visa plans to sell 406 million common shares in its IPO, plus additional 40.6 million shares that will be [...]
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Economic Stimulus Check and Windfalls @ The Carnivals

When I first started maintaining a web site, I didn’t realize how much work it would be under the covers to keep it going. I thought it was a simple matter of picking out a design, setting it up and doing some writing. But behind the scenes, there’s a lot going on as [...]

Prosper Days (Day 2 Overview)

If you missed Prosper Days – Day 1 Overview, you may find that more exciting than this account of day 2. Yesterday was a half day; I was on my way home before 2PM.
Let’s dig into the things I found noteworthy:

Food – Once again the food stood out. Instead of the [...]

Save Money with Energy Efficient Windows

This week I’m featuring Energy Saving tips, save some money by conserving energy!
Windows can be one of your home’s most attractive features. Windows provide views, daylighting, ventilation, and solar heating in the winter.
Unfortunately, they can also account for 10% to 25% of your heating bill. During the summer, sunny windows make your air conditioner work [...]

If You Like H&R Block’s TaxCut…

…you might want to leave comment on this post. Two people who make the effort to do such a thing may find an e-mail in their in-box. The e-mail may include a code for a free copy of the H&R Block’s Premium Online tax software. Even if you did get the software [...]

Federal Budget 2008: Tax Free Savings Account (TFSA)

The Tories have promised something for investors since they were elected.  The biggest election promise that I was hoping for this year was the capital gains exemption that they spoke of a couple years back.  The plan was that investors could carry forward their capital gains taxation provided that the money was reinvested within [...]

5 Basic Frugal Techniques To Help Control Your Spending

The roots of our frugality.

We’ve been analyzing our budget recently to see where we can cut more fat out, as we hunker down over the several months to years without stable incomes to support us any longer. Regular readers of this blog already know that our family is entering a new phase in our [...]

Prosper Days (Day 1 Overview)

By the time this is published, I should be at day 2 of Prosper.com’s annual conference . I figure this is as good a time as any to give a review of day 1. While there were lots of things that I learned, many of them are deserving of a separate post. [...]

Recently Married or Have a Few Children? Money Magazine Wants to Give you a Money Makeover

I was recently contacted to help find couples who might be suitable for an upcoming Money Makeover segment in Money Magazine. They are looking for couples who are getting ready to get married, or have just recently gotten married. In addition, they are also looking for families with two or three children that may be [...]

Finally, I Set up a 401(k) Account

Original post on The Sun’s Financial Diary
I know, setting up a 401(k) account should be one of the first things to do after changing employer, but I waited for more than half a year to finally get it done
When I started my current job last July, I didn’t have the chance of making [...]
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Energy Tips for Heating and Cooling Your Home – Fireplaces, Thermostats, & Landscaping

This week I’m featuring Energy Saving tips, save some money by conserving energy!
Yesterday I covered some heating and cooling tips for your home, today we’ll look at a few more.
FireplacesWhen you cozy up next to a crackling fire on a cold winter day, you probably don’t realize that your fireplace is one of the most [...]

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