Archive for June, 2008

Ask the Readers: Favorite Discount Brokerage?

The Suns Financial Diary posted this question for his readers and I thought that I would ask the same question to my readers.
For those of you with discount brokerage accounts, which one is your favorite? Or, if you only have one, who do you hold your account with and why?
Note: There is a poll [...]

Personal Finance Review - Caribbean Vacation Edition

We enjoyed our vacation in the sun! We traveled to the Dominican Republic to be part of a beach wedding for one of my wife’s good friends. It hadn’t rained the whole trip but the evening of the wedding the clouds rolled in and the rain came down. Luckily the showers ended in time for [...]

A Small Tribute to George Carlin…

For those of you who have missed the news, famous comedian George Carlin died last night. I’m still in shock. I suppose I shouldn’t be, but he seemed to be the type the guy who live to be 120, giving every disease an obscene gesture that’s not appropriate for mention on this site.
I’ve spent much of day trying to decide if I should post something about it. It almost feels like if I didn’t, he could still come back tomorrow and we’d find that it was a big mistake. It seems like it was [...]

Free iPod Nano for Opening KeyBank Student Checking Account

Original post on The Sun’s Financial Diary
Free iPod Nano for Opening KeyBank Student Checking Account
Still don’t have a free iPod Nano?
KeyBank is offering a free 4GB iPod Nano when opening a free Student Checking Account. Key features of the checking account include:

No monthly maintenance fee or minimum balance requirement
No per-check fees or limits
Free [...]

Lending Club Update

While I was asleep at the wheel on Friday, Lending Club came through with an update on their quiet period. When we last left them, I declared Lending Club is Dead. I admit that I was going for a sensational headline, but I still maintain that I wasn’t irrational. When a start-up company says that it is A) Unable to take new business, B) Unable to talk about why it can’t new business, and C) Unable to give a time-line for when business with resume, you have to wonder.
On Friday we learned that Lending Club Filed For [...]

Book Review: Beyond Paycheck to Paycheck - A Conversation About Income, Wealth, and the Steps in Between

If there is a book that highlights the importance of financial planning at any age, and makes it accessible to those who may not have many resources to plan with, this is it. Beyond Paycheck to Paycheck: A Conversation About Income, Wealth, and the Steps in Between was written by Michael Rubin of Total Candor. [...]

Control Your Wild Wedding Costs! Set Up A Wedding Budget

Photo by Hannita

What’s hot right now? Other than the uncharacteristically scorching heat waves we’ve been experiencing recently, it’s weddings, of course. But I can also imagine just how hot a poor bride must be feeling under all that fabric she carries and drags around during the sizzling days of summer.
For the most [...]

Monday Deal: Western Digital 500GB External Hard Drive at $89.99

Original post on The Sun’s Financial Diary
Monday Deal: Western Digital 500GB External Hard Drive at $89.99
Got a lot of photos/musics/videos but run out of space to store them? Buy.com is currently having a hard drive blowout sale with a few interesting items. One deal that I found pretty good is Western Digital Elements 500GB [...]

11 Fun & Frugal Summertime Activities

Summertime is great - the weather, the food, and more. There’s lots to do, but all the fun can quickly eat through a bunch of money if you aren’t careful.
Take advantage of free attractions in your area. In addition, if you look, you can find lots of activities that don’t cost much. Here are [...]

9 ways to save without breaking a sweat

This post first appeared on My Two Dollars as a guest post.?? I owe a big debt to David since he was the first guy to give me a shot at guest posting, and this article hasn’t lost a beat since it first appeared!

photo credit: Derek Farr ( DetroitDerek )
As anyone who has started [...]

Top 10 Ways to Save Money in University/College

I was fortunate enough to graduate from University with a positive net worth. My girlfriend at the time though (now wife), had a boat load of debt. How did I manage to get through 6 years of University with money in the bank?

Photo credit: Joe Shlabotnik
Here are 10 ways to Save Money in [...]

Links: Is Waldo and Harry Potter The Same Person?

Ever notice that Where’s Waldo and Harry Potter had striking similarities? Both characters were created by British authors, (Waldo is actually the US version of the original Wally). Both were featured in children’s books, but had their audience to adults expand to a point where they had sold billions of copies and lead to spin-offs of video games, magazines, dolls, and toys. They both pull of the nerdy glasses quite well. They have a signature striped piece of clothing, Waldo with his shirt and Harry with his scarf. They are never too far away from [...]

The Big Reveal: New Kids & Money Site!

Here it is! I mentioned last week that we had launched the next phase of our business. Here’s the newest place to find me writing about money. And this isn’t just any money, it’s Kids & Money!
About.com
I joined About.com as the Kids & Money Guide focused on teaching children about money management.
What better [...]

Improve Gas Mileage, Market Your Home, Plus Winners of the Million Visitors Giveaway!

Winners of The Million Visitors Giveaway
Earlier, I was thinking of giving away $5,000 to the actual millionth visitor on my site, but since I had no way to accurately track down the specific individual, the thought fizzled .
At any rate, I have tried to approximate the event by holding last week’s giveaway where I [...]

Weekend Linkage - June 22, 2008

Original post on The Sun’s Financial Diary
Weekend Linkage - June 22, 2008
Check out these excellent readings from The Money Writers and elsewhere around the PF blogosphere.
ETFs vs. Mutual Funds: Which One is Right for You? “There is no right or wrong answer, and there is no single product that fits all scenarios. In fact, there [...]

So This is What Happened to Our Stimulus Payment

Original post on The Sun’s Financial Diary
So This is What Happened to Our Stimulus Payment
When we received our economic stimulus payment of $201.10 last Friday, we didn’t know what went wrong because the note from IRS said we should get $383.95, and I was actually expecting another check.
Now, a week later, I guess I can [...]

When Should You Buy Into The Stock Market? Like Yesterday.

I’ve got this former co-worker who absolutely refuses to buy into the stock market. He says it’s like playing the lottery or gambling. And no matter what kind of justifications I make, he won’t listen — instead, he’s content with putting his money into real estate property in his native country. His [...]

Amazon Friday Sale - Cruzin Cooler Scooter Edition

On some Friday, I look at Amazon’s Friday Sale and see what kind of products catch my eye.  A few items caught my eye this week, but one stood head and shoulders above the rest:
Cruzin’ Cooler Scooter - This is the coolest product I’ve seen in a long time… I might have to dip into my tank budget to make this one happen.
Seriously, it’s a cooler… it’s a scooter. Why didn’t I invent this years ago? Maybe I came up with the dismissed the idea due to the fact that scooting and drinking are two great tastes that [...]

Friday Finance Findings For June 20th - Extended Warranty Edition

Normally you hear about those extended warranties on electronics, and the common consensus is that they are a waste of money. I tend to agree, but when it came to our Xbox 360, it was the best investment we could have made. We picked up our Xbox in December of 2006, and back then Microsoft [...]

Free $10 From Google Checkout

It’s Free Money Friday! Today I have a really easy $10 from Google Checkout for you. It’s a very old promotion, but if you haven’t taken advantage of it, you need to do so before the end of the month.
Google Checkout
Years ago, Google launched a program to make buying things online easy. You can [...]

For Sale By Owner - How to Market Your House With a Local Area Guide

Many home buyers look at dozens of houses in their search for the perfect home.  How can you make yours stand out from the rest, make it appealing and memorable?
One of the marketing methods you can use to sell people on the value & benefits of your home is to create a custom local area [...]

Best Credit Card for Foreign Travel? (Ask the Readers)

Last week, I mentioned how my wife and I are going on ambitious trip to Phuket (and Australia). It’s been a little while since I went outside the US. Last year, we went to Aruba, but I’m so familiar with saving money in Aruba, that I didn’t feel the need to conserve every last cent. More importantly, they accept US Dollars so there’s no conversion.
Australia and Thailand are two different monsters entirely. I have no clue what to expect for prices. I’ve heard that credit card companies can play some tricks with conversion rates and [...]

linklings, reset button edition

This week has been another one of those weeks that’s just managed to drift away from me. I’m falling behind on flipping through my reader, as well, but I pulled out a few posts worth reading.???? I think I’m trying to read too many blogs; I’ve got so many in my reader that I’m [...]

Weekend Reading - June 20, 2008

It’s Friday already which means it’s to give attention to some great articles that I’ve read this week.
The Restaurant Blogger was dining out with his family one evening and his bill included a $4.40 charge for hot water!  What would you do?  Would you let it pass? Find out what The Restaurant Blogger did in [...]

WT Direct Increases Interest Rate to 3.26% APY

Original post on The Sun’s Financial Diary
WT Direct Increases Interest Rate to 3.26% APY
WT Direct became the latest online bank to increase the interest rate of its online savings, following similar move early from E-Trade, HSBC Direct, and FNBO Direct.
The increase is 0.10%, from 3.16% to 3.26% APY with a minimum requirement of $1o,000. After [...]

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