Archive for July, 2008

Exchange Traded Funds Investing Strategies

In our final part of this three part series covering ETF investments, we’ll look at different strategies for investing with exchange-traded funds. Have I bored you? I hope not! Actually taking the time to learn about the hundreds of different investment products on the market is tedious, but the reward will be [...]

Peak Oil or Oil Bubble? - The Oil Bubble Argument

This is a guest post from Ed Rempel (CFP and CMA).  For those of you joining us recently, Ed has written a number of controversial articles for MDJ in the past.  Today’s article is a continuation from yesterdays post with a counter argument that it’s not peak oil but an oil bubble..  Make sure to [...]

Reader Email: Help Me, I’ve Been Evicted!

Every now and again, I get e-mails from readers asking for advice. I always stress that I’m licensed to give individual financial advice. However, I often opine with what steps I would take if I found myself in a similar situation.
This week’s e-mail comes from Candi (as always names have been changed for anonymity and to stimulate readers’ imaginations). I’ve paraphrased it to put a focus on the important information:

Hi, I briefly read some of your articles. I need financial help and don’t know if you can help. I have made poor financial choices in the [...]

Raise Your Credit Score, Real Estate Woes @ The Carnivals

Lots of link love ahead!
Taking Charge presented the Carnival of Personal Finance #162, Baseball Edition where 74 personal finance articles were featured. Among them were these engaging articles:

By The Numbers: Credit Scores and Car Insurance @ Financial Ramblings
Learn From Watching Two Families Go Through Their Housing Problems @ MoneyNing
How to Raise Your Credit [...]

Downsizing It All - Your Work, Your House, and Your Life

We’re back! Although the popular thing to do right now is a staycation to avoid high gas prices, we still went on our vacation. And it was wonderful!
It’s always so hard to switch back from vacation mode to work mode after a long break. I’m just starting to get caught up on email.
Thanks [...]

The Top 10 Exchange-Traded Funds

After reading my introduction to exchange-traded funds, I know you are dying with anticipation to find out the best exchange traded funds on the market. There are many quality exchange-traded funds, but first you must know the different types of funds. An ETF wears many different hats just like mutual funds. Here [...]

how to give money to charity

This post originally appeared at Consumerism Commentary, one of the oldest and biggest (and best) personal finance blogs out there. Go check it out!
America loves charity
Americans donate over $240 billion per year to various charities, and that’s simply in terms of money; the contributions in goods and services add even more to that number. [...]

Top 12 Money Mistakes Most People Make

Identifying These Money Mistakes Can Help You Achieve Financial Independence
Let’s face it. Nobody is perfect, and when it comes to money, we all make mistakes. Our personal finance lessons are often learned through experience, and learning from those mistakes is sometimes the best way to learn. But, learning from your mistakes only works if you [...]

Peak Oil or Oil Bubble? - The Peak Oil Argument

This is a guest post from Ed Rempel (CFP and CMA).  For those of you joining us recently, Ed has written a number of controversial articles for MDJ in the past.  Today’s article is about a hot topic in everyone’s life, the price of oil and the peak oil argument. This is part 1 [...]

Chase Freedom Card Switches to Rewards Points

Original Post on The Sun’s Financial Diary
Chase Freedom Card Switches to Rewards Points
I have been using Chase Freedom Card for a while and like it quite a lot because its 3% cashback rewards program. Though I don’t use the card for every purchase, I do charge the card at gas stations and grocery stores to [...]

Stock Market Diversification Works! The Proof

To make money in the stock market, all you need is a proper asset allocation and time.

If you’re nervous about the stock market recently, you’re not alone. Your anxieties over your investments may be attributed to several reasons.

Could you be overexposed to the stock market?
Is your portfolio too concentrated in [...]

4 Things to Consider When Picking the Right Investments

This article is a guest post by Rich Leverage, author of Rich Credit Debt Loan. Rich focuses on leveraging debt instead of eliminating it… clearly a strategy that I’m fond of. If you enjoy the article, please consider subscribing to his feed.

Why do some people succeed in the stock market like crazy and other people [...]

Exchange Traded Funds - An Investor’s Introductory Guide

Mutual funds are the investment vehicle of choice for retirement accounts of many Americans, but there is a new kid on the block. The Exchange Traded Fund or “ETF”, isn’t exactly new, but it has grown in popularity over the past five years with many amateur investors. So, what is it? [...]

How to Save on Gas (35 Tips Inside)

Unless you’ve been in a coma for the last six months, you’ve noticed the pinch of gas prices. You don’t need to just sit back and watch your wallet grow thinner and thinner. You can take action and learn how to get more miles for your dollar than ever before.

Be a More Efficient Driver
Brakes are your enemy. When you step on them, you have spent gas to go nowhere. Think ahead to limit the amount of brakes that you need to use. Trust me, it becomes a habit very quickly and you no longer have [...]

a shockey storey

photo credit: jenn_jenn
Once upon a time there was a promising young lad entering the big time. He had a bit of a temper, but he was extraordinarily gifted at his business and was sought after by one company after another. He came on board with several other young promising lads, [...]

Book Review and Giveaway: The Answer

It seems that after watching “The Secret“, I have been attracting attention from the main characters in the movie. First it was Joe Vitale with the book “The Key“, now John Assaraf with his newest piece, The Answer: Grow Any Business, Achieve Financial Freedom, and Live an Extraordinary Life.
Wait, before you discard this review [...]

A Taste of China

With less than one month away from the Beijing Olympics, here’s a short video to give you a little taste of China if you can’t go to the Games

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A Taste of China
—Check Out These Related Articles:Chinese Stocks: Too Hot to Handle?China Life Insurance Suspended, againChina: 2008China Life Surge with No Apparent ReasonAirliners Soliciting [...]

Poll Result: Your Favorite Discount Brokers

Early last month, I ran a poll here at this blog asking readers to name their favorite brokers. The purpose of that poll is to see what we ordinary investors are using when it comes to buy and sell stocks/ETFs and whether our choice coincide with experts’ opinion.
When I search for a broker, my first [...]

A Brief Net Worth Update

For the past couple of years, I’ve been keeping track of my net worth and posting about gains and losses. I’ve started to realize that it’s typically a very boring post. I don’t know if readers really get too much value in reading that I’ve lost $800 due to stock market fluctuations. As such, I think I’ll just continue to weigh in with a brief post like this and give a couple of interesting details… if there are interesting details to give.
This month was a tough month. The stock market hasn’t been doing well and my [...]

The Cost of Being Overweight

Are you overweight? Then you’re paying more for being this way.

 
Ed: I am pleased to present this guest article by Weight Ladder, author of Weight Loss Journal (rss feed). If you like his guest post please check out his website and consider subscribing to his rss feed.
To find out if you’re overweight, try [...]

Welcome PC Magazine Readers

If you have stumbled upon this site from the PC Magazine article covering the top 15 web sites for managing money, I just wanted to welcome you. As the article mentioned, this site is geared towards younger working adults, typically in their 30s, to late 20s and early 40s. This group of people, or Generation [...]

Sticky Situations: How Much Do You Tip?

How much to tip - that’s what we’re trying to find out today. People usually tip on a percentage basis of the service they are provided. But what if you provide some of the service yourself, or what if the employee is also the owner?
Let me know what you think!
How Much to Tip at [...]

PayPal Online Payment System Review

Paypal is becoming a more-ingrained part of the Internet. If you’ve ever been worried about security problems using Paypal, keep reading. The service is pretty invaluable, but it’s also had some ups and downs.
What exactly is Paypal: it’s a online payment system allowing payments online without having to deal with money orders, checks, [...]

Strategic Planning Edition - Personal Finance Review

I spent part of the weekend doing some much needed strategic planning for this site, our finances, my career, and life in general.
Personal Strategic Planning Sometimes I have a tendency to get so entangled in the details of everyday life that I lose sight of the big picture.  In an effort to be a little [...]

linklings, internetless edition

“Chaos is the score upon which reality is written.” - Henry Miller

photo credit: Atilla1000 (@Holiday)
Last week I taped an interview with Tess Vigeland of American Public Media’s Marketplace Money show. I was interviewed along with Jim of Blueprint for Financial Prosperity (he’s already mentioned the interview) and Lynnae of BeingFrugal.net. I’m [...]

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