Tomorrow is the last day that our nanny will be working at our house full time. She watches our boys. She does our laundry. She cooks our dinner. And starting next week, we are on our own!
She’s still going to watch our 11-month-old for 10 hours a week, but it won’t be at our [...]
For those of you who decided that buying a house isn’t right for you at this point in your life, your next step is finding an affordable apartment or rental house. In Florida, rent for apartments and houses has sky-rocketd, because the demand has increased so much. In metro areas of cities in [...]
Is it really possible to Make Money on Ebay?
Ninety-nine percent of the time that I hear, “make money on Ebay” it turns out that the person is simply getting rid of stuff they no longer want. I don’t consider that making money, because you lose the possession – one that you likely paid more [...]
From bookstatistics.com:
58% of the US adult population never reads another book after high school.
42% of college graduates never read another book.
80% of US families did not buy or read a book last year.
70% of US adults have not been in a bookstore in the last five years.
If you’re like me, you read that with a [...]
Photo courtesy of hassan abdel-rahman
This is a guest post from Ron Haynes who writes daily at The Wisdom Journal on issues such as wise choices, personal finance, business, and life in general. If you like this article, go ahead and subscribe to his site via RSS or email. It’s FREE!
Why does it always seem that [...]
The personal finance blog world is all about index investing. Rightfully so as indexing provides a cheap, efficient, easy and profitable method of investing for the long run. Up until recently, my investing style has been a mix of indexing, stock picking and short term trading. However, after learning more about the [...]
Original Post on The Sun’s Financial Diary
DollarSavingsDirect: A High Yield Version of Emigrant Direct
DollarSavingsDirect is a division of Emigrant Bank, which also owns Emigrant Direct. At $1,000 minimum balance, you can enjoy a 3.75% interest rate.
Have you heard of DollarSavingsDirect?
The answer probably is No. But if I ask whether you know Emigrant Direct or not, [...]
This is a guest post by Michael Rubin. Michael Rubin, CPA, CFP, is the author of Beyond Paycheck to Paycheck (a book I recently reviewed) and the blog of the same name features a unique easy-reading conversational style, one you’ll find in this post.
You can see Michael live in New York, Philadelphia, Los Angeles, Chicago [...]
Original Post on The Sun’s Financial Diary
Financial Tips for College Students
This month, The Money Writers is having its second group writing project. The topic this time is about financial tips for college students, most of them just began their new school year after the long summer break. This is a relatively new area for me, [...]
Creating a wedding registry is one of the best parts about getting married. (Besides the fact that you’ve found the love of your life, and you’re about to embark on your happily-ever-after.) Here’s the quick and simple guide to get the most out of your wedding registry with the least amount of stress:
Understand that not [...]
Do you know how much you need to save for your children’s college education? Here are some simple tools to help.
How much have we thought about our children’s future? To be honest, we’re not sure where our own kids will be going yet; it may be way too early for that. Of [...]
One of the biggest challenges of getting a college degree is coming up with the money to pay for your education. Everyone’s biggest concern is typically how to pay for tution but the money issues definitely don’t end there.
Once you’ve figured out how to afford the college bill you’re still faced with room and board, [...]
It’s been 10 years since I graduated college, excuse me if I’m not fully in character. School was a different time in my life. I didn’t spend a lot of time thinking about money. My mother raised me to think frugally and I think that stuck in my subconscious.
Car – I was [...]
Photo courtesy of Michel Filion
At least a couple times a week I get asked some version of the following question, “Have your thoughts on frugal living changed since you started your blog?” The direct answer is a resounding, “Yes and No”. Yes, writing about living frugal has helped make me more accountable to a more [...]
If you have kids heading to college this fall, be sure to have some open discussions about money with them before they go. In addition, a check in call after a month to discuss money isn’t a bad idea.
Here are some money myths that you can use to get the discussion started.
College Money Myths
Myth [...]
This post is part of The Money Writers‘ college student finance tips group writing project.
Everyone likes to think that with the passage of time they become an expert. Simply by virtue of their own experience, they become an expert in an area that could be the subject of full-time study. That’s what giving financial advice [...]
I’ve gotten a couple emails from readers lately regarding getting rid of their credit card debt by withdrawing from their RRSPs/retirement account. My first thought was that it is a very bad idea. Before we start with the scenarios, lets look at some of the basics:
RRSP Withdrawals and Withholding tax:
Withdrawals from an RRSP [...]
Original Post on The Sun’s Financial Diary
WTDirect Terminates Promotion After Only Three Days
Hope you got it when it was there. If you didn’t, then it’s too late already.
Just received an email from WTDirect that it has terminated the promotion of up to $250 sign-on bonus immediately.
The promotion was wildly successful, more so than we could [...]
Original Post on The Sun’s Financial Diary
Did You Miss These Freebies?
I LOVE freebies. From free money (most of the time it’s bonus) to free razor, I want to have it if I can. And I am always on the look-out for free stuff when it’s just information. Recently, a Kiplinger list of freebies caught my [...]
Don’t you sometimes wish you could clone yourself? How do you work smarter, not harder?
Photo by Tony M.
It seems like lots of folks have the same complaint as I do, which is that they always have a lot of stuff going on that they wish they could accomplish all at once. [...]
Don’t agree with the IRS? Sue them. That’s just want an accountant and one of clients did. For years, the accountant has been protesting a tax law, and they have finally had a court rule in their favor.
The exciting part, is that the ruling also affects 30 million other people! You could be one [...]
Chances are, the first thing you will want to do when you find out you are going to be married is to start planning!
Whether you’re dreaming of having a large traditional wedding, or an intimate gathering of close family and friends, it can be easy to go overboard in the planning stages.
There are [...]
I remember once being at a conference in Indonesia, of all places. I had dragged myself down there from Moscow, suffering (unbeknownst to myself) from pneumonia. The semi-tropical climate was nice, and I felt much better – but I was still suffering. I knew that the return flight (Surabaya-Jakarta-Kuala Lumpur-Frankfurt) would be excruciating. Traveling on [...]
Photo courtesy of Frenkieb
Thanks to all of you who have taken the time to write me directly, or comment in various posts, with prayers and well-wishes for my mom. Her surgery is scheduled for today, August 25th, and could last for several hours. I may be away from the blog for extended periods this week, [...]
This is a guest post by The Restaurant Blogger who is a major foodie and restaurant entrepreneur. If you’re interested in the food and restaurant industry, make sure to check out The Restaurant Blogger for insider tips.
When we talk about millionaires, we normally never include chefs. We just never would imagine [...]
