Archive for November, 2008

Update on DollarSavingsDirect Account

Original Post on The Sun’s Financial Diary
Update on DollarSavingsDirect Account
It has been two weeks since I opened an account at DollarSavingsDirect. Since the account has been verified and it’s up and running. Here are a few updates on the account.
Trail Deposits
I opened the account on Sunday, November 9th. During the application process, I was told [...]

Related posts:

  1. DollarSavingsDirect Reviews
  2. DollarSavingsDirect: A High Yield Version of Emigrant Direct
  3. Account Transfer from ShareBuilder to Zecco Update: The Missing Information
  4. Capital One Online Savings Account Opened
  5. WaMu Online Savings Account Now 4.00% APY

FNBO Direct Savings Account Review – High-Yield Savings at 3.25%

FNBO Direct Provides Great Rates and Great Service

With interest rates continuing to be slashed across the board, finding attractive yields on savings accounts is becoming even more difficult. At the very least, you’d like to have your savings try to keep up with inflation, but even that can be a tall order these days. Of [...]

Online Shopping Resources: Cyber Monday and Beyond

Don’t feel like getting up before the crack of dawn and braving the crowds and long lines on Black Friday? Cyber Monday is just for you. The Monday following Thanksgiving is supposedly the online version of Black Friday.
Well, maybe it’s not; some argue that it’s really just a marketing gimmick. Either way, if you [...]

Black Friday Deals or Cyber Monday Savings?

Black Friday deals can save you a lot of money if you don’t mind getting up early and standing in line in the cold dark morning.  An alternative to the early morning and long lines is shopping for deals from your computer on Cyber Monday.
A recent survey by ShopZilla indicates that Cyber Monday has become [...]

The Cash Flow Dam (Cash Damming) Explained

For the Smith Manoeuvre and tax minimization enthusiasts out there, you may have heard about The Cash Flow Dam (or cash damming).  Cash Damming is a fancy phrase for a fairly simple concept that can help optimize your taxes if you have a mortgage and a personal small business.
What is The Cash Flow Dam?
The Cash [...]

Eight Secret Ways To Convince Your Man To Go Shopping This Holiday Season

My wife and I agree on very little when it comes to shopping. I use a list, she likes to wing it. I get in and get out, she likes to peruse each aisle. The one thing we can agree on is that we cannot shop together. I imagine we are not alone.
So in the [...]

Saving Money on Christmas Lights – Holiday Deals Edition

After Christmas sales are the best time to buy holiday decorations!  Right now they’re not cheap but if you wait until January you can buy Christmas lights and most other decorations for 50, 75, or even 80% off at your local retailers.
Every year when we haul our Christmas lights up from the basement it seems [...]

Signs of Economic Recession: Laid Off Bloggers, Web Sites For Sale

Additional casualties and signs of economic recession: laid off bloggers and your favorite web sites for sale!
Do you see what’s in store for you next year? Well, I’ve peeked at my crystal ball and can see the same thing you’re all seeing, an ugly 2009 as the economy continues to contract. Still [...]

Weekend Linkage – November 23, 2008

Original Post on The Sun’s Financial Diary
Weekend Linkage – November 23, 2008
Market Recap
U.S. stocks fell for the third straight weeks this week as concerns over the fate of Citigroup and Detroit’s Big Three weighed on stocks. On Thursday, the S&P 500 index even closed at its lowest level in 11 years after a report [...]

Related posts:

  1. Weekend Linkage – November 16, 2008
  2. Weekend Linkage – November 9, 2008
  3. Weekend Linkage – November 2, 2008
  4. Weekend Linkage – November 11, 2007
  5. Weekend Linkage – November 18, 2007

We Have a Winner: Home Depot $100 Gift Card Giveaway

First allow me to thank all of you for the entries to The Home Depot $100 Gift Card Giveaway!  This was a particularly fun contest because I asked you to share your favorite holiday memory in the comments section as an entry to the contest. I enjoyed reading through all 305 stories, and received another [...]

Citi Closed My Dividend Platinum Select Card

Original Post on The Sun’s Financial Diary
Citi Closed My Dividend Platinum Select Card
A couple of days ago, I received a letter from Citi, informing me that my Dividend Platinum Select card will be closed soon due to inactivity after a routine account review.
It’s true that I haven’t used that card for a long time. In [...]

Related posts:

  1. Citi Dividend Platinum Card Upgraded to Dividend World MasterCard
  2. First Trust Introduces New Dividend ETF: Dow Jones Global Select Dividend Index Fund
  3. New Citi Dividend Card Reward Program Starts Today
  4. Apply for a Citi Professional Card and Receive a $100 Gift Card
  5. Twist & Turn with Citi Driver’s Edge Card

What Do You Want to Know About Buying & Selling Stocks?

Buying and selling stocks was one of things many of you listed that you’d like to learn more about in the reader survey several months ago.
Quite frankly, I wasn’t sure where to start since stock trading isn’t one of my strongest points so I teamed up with an experienced trader named Mike who earns a [...]

My Life As a “Preblogger”

No, that’s not a typo. If a “problogger” blogs full-time for a living, then I must only be a “preblogger,” because I cannot afford to quit my full-time job, but cannot afford to quit blogging, either. The majority of bloggers out there are prebloggers, working at a job or as a work-at-home parent while making [...]

The Growing List of Failed Banks

Original Post on The Sun’s Financial Diary
The Growing List of Failed Banks
I am not really worried about Citi right now, despite that investors who question the bank’s ability to sustain mounting losses from toxic loans and bad investments have pushed Citi stock to below $4 a share on Friday, the lowest in 16 years (hope [...]

Related posts:

  1. FDIC Problem Banks List Grew to 117 Last Quarter
  2. More Disturbing Facts on Banks
  3. AIG Failed, Taken Over By Fed
  4. Banks Taken Over by FDIC in 2008
  5. How Safe Are My Banks?

Restaurant.Com Discount Deals: 80% Off for a Limited Time

Add this to my list of last minute gift ideas: a couple of Restaurant.com discount deals for 80% off the gift certificates you purchase.
How about some good news for a change? I know my wallet needs a break from the never-ending drama in the financial markets, but just in time for the holidays, here [...]

Oils Well That Ends Well

I’ve been really surprised that the Dow Jones industrial average continues to drop. The last time it dropped to 8,200 I thought it would be the last chance at those prices. As I write this, the mark is at 7,500 and some indications seem to say that it could go even lower. [...]

Friday Finance Findings for November 21st

Well, it’s been a while since I’ve had the time to post a weekly recap, but I’m bringing it back today. Given the market conditions over the past few weeks, my job has become incredibly difficult, and the last thing I want to do when I get home is to read about, or talk about [...]

Black Friday 2008 Free Stuff

One of my favorite things to do on Black Friday is score free stuff! We usually don’t go out of our way to get any of them, but if it’s a store we’ll be at, we grab them. Since it’s Free Money Friday, here’s this year’s free stuff!
I searched through all the sites that I [...]

Christmas Shopping and Saving Tips for a Troubled Economy

Christmas shopping and budgeting can be stressful, especially when the economy is struggling.  Here are some tips on Christmas shopping and saving from last holiday season that definitely apply in today’s tough economy:
Christmas Deals
How to Double Your Savings on Christmas Shopping Deals – “Looking for some deals this Christmas? Understanding the strategy behind retailer’s sales can [...]

linklings, with a rebel yell edition

Read this, then tell me why we aren’t rioting in the streets. I have a sad confession to make – I’m an armchair activist.  I’m a member of the 101st fighting keyboardists.  I’m not going to wave placards in the streets or burn effigies of Hank Paulson on Wall Street.  At the same time, I’m [...]

Canadian Tire Gift Cards, Tip’d and Weekend Links

Canadian Tire Gift Card Discount
Great Canadian Rebates has secured another “just in time for Christmas” deal with Canadian Tire Online to offer members 5% cash back (instead of 3.33%) on all Canadian Tire gift cards!
How do you get the rebate?  Simply join Great Canadian Rebates (free), click through to Canadian Tire, and make your gift [...]

Looking for Happiness In All The Wrong Places

Last week I had the opportunity to be in downtown Atlanta during mid-day rush. I stopped along a bustling business district to grab a cup of coffee and kill some time. Watching the business crowd hustling along the streets from my warm coffee shop window seat I noticed nearly every passerby had one thing in [...]

Piqqem: Crowdsourcing Stock Picks

Last week, I was contacted by Piqqem. Then wanted to tell me about their service and get my thoughts.
I have to admit that I didn’t find the Piqqem site that interesting. I love the idea of crowdsourcing, but it seems to me that the stock market is already and efficient system. By [...]

When Is It The Right Time To Start A Business?

Nowadays, the marketplace is rife with risk, so you may wonder whether it’s a good idea to launch a business during a downturn, especially with layoff numbers mounting daily. When is it ever the right time to start a business?

Starting a business during an economic crisis sounds absolutely crazy but let’s put aside our [...]

iShares 529 Plan: Save for College with ETFs

Original Post on The Sun’s Financial Diary
iShares 529 Plan: Save for College with ETFs
I have heard some time ago that exchange-traded funds (ETFs) will be available in 401(k) retirement accounts. Not sure whether plan participants can trade ETFs in their accounts already, but in general I think it’s a good news not only because it [...]

Related posts:

  1. UPromise’s eCoupons Help You Save Money and Save for College
  2. Changes to Fidelity UNIQUE College Investing Plan
  3. Shop and Save for College: UPromise vs. BabyMint
  4. Vanguard Launched Four Bond ETFs
  5. Hire a Financial Advisor for Your 401(k) Plan?

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