Archive for January, 2009

Free E-Filing, Financial Risk Management, Falling Home Prices: The Roundup

The Downside of a Nice Warm Winter
You’d say global warming is much in effect if you could see how things are in Northern California right now. Except that the extremely cold weather and ice storms in other parts of the country would seemingly dispel this premise.
Over here in the Silicon Valley region, it’s shaping up [...]

$25 Lending Club Sign Up Bonus, YNAB Discount Coupon Code Still Available

Hot off our presses are a couple of announcements regarding some offers we have available for those interested. Do read on if you like deals!
Offer #1: Lending Club’s $25 Sign Up Bonus

We recently published a Lending Club review that discusses how more people are now turning towards social lending and borrowing communities [...]

A Tale of Two Car Service Companies

A few days ago, the oil light in my wife’s Jeep started ringing with attention. This was curious because she had just been Jiffy Lube a month earlier. We immediately thought that it had to be one of two things: Jiffy Lube had made some kind of error or the car had a [...]

Staples Coupons

Received these Staples coupon codes today. If you plan to shop at Staples.com, the following coupons can save you some money:

Coupon Code: 88280 $20 OFF the purchase of $120 or more
Coupon Code: 35318 $40 OFF the purchase of $190 or more
Coupon Code: 27083 $75 OFF the purchase of $290 or more

These coupons are good from [...]

Original Post on The Sun’s Financial Diary

Staples Coupons

A Free Stock Analysis Tool

When I need to check some data, such as returns and historical prices, of stocks or mutual funds, I usually use free tools such as Yahoo Finance or Morningstar. For my simple needs, those tools are enough, though what they offer are quite limited.
Recently I was informed about about another free stock analysis tool, the [...]

Original Post on The Sun’s Financial Diary

A Free Stock Analysis Tool

TaxAct Ultimate with Federal, State & E-File for $12

If you didn’t win a free TurboTax or TaxCut from the giveaway I had last week, you can buy an alternative for less. TaxAct is offering a 30% off for its TaxAct Online Ultimate Bundle which include Federal & State plus free e-filing. The best part of this product is you can try it for [...]

Original Post on The Sun’s Financial Diary

TaxAct Ultimate with Federal, State & E-File for $12

Get Ready for Free Financial Advice from Kiplinger and the NAPFA on Friday, January 30, 2009

Free Advice From Financial Planners on January 30, 2009
Kiplinger is partnering with the National Association of Personal Financial Advisors for an event called Jump-Start Your Retirement Plan Days. Through this event you’ll have access to fee-only financial planners that are ready to take your questions. From saving for retirement, paying off debt, or even estate planning, [...]

About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.

Get Ready for Free Financial Advice from Kiplinger and the NAPFA on Friday, January 30, 2009

Winter Utility Bills, Jim Cramer, and Interest Rate Changes

Ouch! We just got our gas and electric bill for December. It was $470! It’s usually around $180, but the highest it has ever been is about $220. And the freezing cold days we’ve had in the last few weeks weren’t even included. I’m going to have to do some digging to find out what [...]

Winter Utility Bills, Jim Cramer, and Interest Rate Changes

Ouch! We just got our gas and electric bill for December. It was $470! It’s usually around $180, but the highest it has ever been is about $220. And the freezing cold days we’ve had in the last few weeks weren’t even included. I’m going to have to do some digging to find out what [...]

Insurance Policies 101 – Understanding Insurance Policies and Claims

Insurance is one of the financial products bought regularly that most people do not understand.  Whether it’s health, life, homeowner’s, or auto insurance, most people buy a policy and file it away without fully reading it. 
This is one of the major reasons why so many people feel screwed over by insurance companies when it [...]

American Bailout: $1 Million A Day For 2,260 Years

My fellow Americans, details are emerging for the second economic stimulus plan endorsed by President Obama, and the majority of members of the United States Congress.  From the sounds of it, this economic stimulus plan will dwarf the costs of the first stimulus plan, and the first bailout, combined!
This time around the plan calls for [...]

The Creative Job Hunt: 5 New Ways To Find Employment

Some people have become pretty creative about their job hunt. We’ve compiled their stories, which demonstrate some new ways to find employment. Time to think outside the box?
Newspapers are rife with layoff stories, and so this was timely: Fortune has just released their list of best companies to work for! For those [...]

Paid Phone Interview: $150 for 50 Minutes

Got this offer from Focus Forward.
Right now, they are recruiting respondents to participate in a paid telephone interview to be scheduled at your convenience between Monday, February 2nd and Monday, February 9th. Compensation for the 50-minute phone interview is $150.
If you are interested, use this link to answer a few questions to see if you [...]

Original Post on The Sun’s Financial Diary

Paid Phone Interview: $150 for 50 Minutes

TurboTax and TaxCut 2008 Giveaway Winners

Thanks everybody for participating in the TurboTax and TaxCut 2008 Giveaway. The contest is officially over and I have randomly selected 10 winners who will receive either a copy of TurboTax Deluxe or TaxCut Premium.
The on site giveaway received 51 entries and the 6 winners are:

8: Robert SF
13: Tim
24: Justin Lee
28: Laurie
32: Lindas
42: Marcus
For the [...]

Original Post on The Sun’s Financial Diary

TurboTax and TaxCut 2008 Giveaway Winners

TurboTax and TaxCut 2008 Giveaway Winners

Thanks everybody for participating in the TurboTax and TaxCut 2008 Giveaway. The contest is officially over and I have randomly selected 10 winners who will receive either a copy of TurboTax Deluxe or TaxCut Premium.
The on site giveaway received 51 entries and the 6 winners are:

8: Robert SF
13: Tim
24: Justin Lee
28: Laurie
32: Lindas
42: Marcus
For the [...]

Original Post on The Sun’s Financial Diary

TurboTax and TaxCut 2008 Giveaway Winners

Federal Budget 2009: Personal Opinion and Highlights

If you are financial fanatic like myself, you may have already heard all about the 2009 budget.  This federal budget was meant to spur spending due to the tough economic times that we are going through.  And spend is what they did!  We now have our first deficit in 12 years, $34 billion worth, and [...]

How Worried Are You About Being Laid-Off?

Yesterday, I saw that more than 70,000 people lost their jobs. Using the data on the side panel of that report (and some rough math), that’s 33% of the jobs lost year to date in a single day. Okay, you caught me, it’s still early this year, but that’s still quite a lot [...]

U.S. November Home Prices Fell 18.2% Year-over-Year: Chart of the Day

No relief insight for home owners and it’s going to be particularly hard for anyone who wants to sell the house in this market.
According to the S&P/Case-Shiller Index published today, U.S. existing single family home prices plunged a record 18.2% year-over-year in November after a similar drop in the October survey.

The Composite-10 Index which covers [...]

Original Post on The Sun’s Financial Diary

U.S. November Home Prices Fell 18.2% Year-over-Year: Chart of the Day

Renting Movies Online with Blockbuster and Netflix

Renting movies online was the topic of a piece on NPR yesterday that covered the cost of going to the movie theater vs renting movies.  “Trading down” was the term they used to describe the increase in the number of people who were renting movies from Netflix or Blockbuster in order to save money on [...]

Carnival of Money Stories No. 94

Hello and welcome to the 94th edition of the carnival of Money Stories. The theme of this carnival is Chinese New Year,  which starts yesterday. Hope the new year, the Year of the Ox, brings everybody prosperity and luck. Enjoy!

Credit
Adam presents The Age of No Negotiation: Credit Card Edition posted at Your Money Relationship.
Jim presents [...]

Original Post on The Sun’s Financial Diary

Carnival of Money Stories No. 94

Use Your Credit Cards to Avoid Cancellation

With credit card companies cracking down on unused accounts, it’s a good time to review our credit card accounts. We’ve gotten a few letters lately of closed accounts, from Chase and Citibank, for unused cards.
Usually, I’m pretty diligent about using each card once per year, but I guess I got a little lazy! Sometimes [...]

how to take abrupt action

Far better it is to dare mighty things, to win glorious triumphs, even though checkered by failure, than to take rank with those poor spirits who neither enjoy much nor suffer much, because they live in the gray twilight that knows neither victory nor defeat. – Theodore Roosevelt
I am an analytical man by nature. Most [...]

No Hype – The Straight Goods on Investing Your Money: Book Review and Giveaway

I’ve asked QCash, the young and retired millionaire, to write a book review on No Hype – The Straight Goods on Investing Your Money.  Here is a great summary that he came back with.  Be sure to check out the giveaway at the end of the review!

Thanks to Million Dollar Journey for giving me the [...]

Roth IRA For Teenagers

What was the first job you held as a teenager? I worked a few side hustles as young teen, but began my first official job just after turning 16 years-old. It was at a Little Caesar’s (”pizza, pizza”) in my hometown, and I worked there my sophomore year of high school until football [...]

We Will Recover

With news of Bloody Monday, people are asking when the economic slump end will end, even as some economists are saying it will get much worse before it gets better.
While no one knows how extensive the damage will be, one thing is for sure, we will recover.  Will things be the same? Certainly not.  But [...]

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