Archive for January, 2009

Online Bargain Shopping Pitfalls: Top 5 Signs You’re Being Conned

Don’t get conned when you’re hunting for sales and bargain shopping online. Here’s how to find out if the deal sites you’re dealing with are on the up and up.
SVB: I got to know Joe Wallace, the editor of Cheap Today, a shopping site, who’s impressed me with a lot of his online bargain shopping [...]

Chinese ADR Monthly Update – December 2008

This update is a little late for December 2008, but it’s here.
December was a good month for investors, a rare good time in a miserable year. Without the December rebound in stocks, 2008 could have been a lot worse for many people when the receive their year-end statements from brokers and mutual fund companies. Most [...]

Original Post on The Sun’s Financial Diary

Chinese ADR Monthly Update – December 2008

Chinese ADR Monthly Update – December 2008

This update is a little late for December 2008, but it’s here.
December was a good month for investors, a rare good time in a miserable year. Without the December rebound in stocks, 2008 could have been a lot worse for many people when the receive their year-end statements from brokers and mutual fund companies. Most [...]

Original Post on The Sun’s Financial Diary

Chinese ADR Monthly Update – December 2008

Chinese ADR Monthly Update – December 2008

This update is a little late for December 2008, but it’s here.
December was a good month for investors, a rare good time in a miserable year. Without the December rebound in stocks, 2008 could have been a lot worse for many people when the receive their year-end statements from brokers and mutual fund companies. Most [...]

Original Post on The Sun’s Financial Diary

Chinese ADR Monthly Update – December 2008

New Jersey Bill to Require Personal Finance 101 for High School Seniors

It only takes a global financial meltdown to introduce financial education to young people. That’s comforting. A new bill has been passed that will create a three year pilot program to require a finance basics course for high school seniors in six New Jersey school districts. It would cover some basics such as writing a [...]

About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.

New Jersey Bill to Require Personal Finance 101 for High School Seniors

Save Money on Utilities

When I visited my family in Boston last week, Sunday surprised us with nearly of snow. It completely ruined our plans for the day. However, I couldn’t help but think about much money I spent on heat when I lived there. It wouldn’t be uncommon to have a $250 heating bill for [...]

Related posts:

  1. Save Money and the Environment For the past couple of months, I’ve been writing ways…
  2. Save Money on Cars [Each Monday for the next couple months, I'm going through...
  3. Save Money at Restaurants [caption id="attachment_1010" align="alignleft" width="200" caption="Save Money at Restaurants"][/caption] Follow these…
  4. Save Money on Hobbies [Each Monday for the next couple months, I’m going through…
  5. Save Money on Razors I recently switched from Gillette’s Mach 3 Power Turbo to…

Got Some Business Done

In late December, I took advantage of the free filing offer from MyCorportation (MyCorporation reviews) and registered my own company for my little online business (and saved $149 filing fee ). I am glad the whole process went very smoothly without any incident. About two weeks ago, the package arrived with the certificate and [...]

Original Post on The Sun’s Financial Diary

Got Some Business Done

who is the hero of your life?

While watching the movie Hero I realized that I had a belief that might – or might not – be shared by everyone else. It may sound bizarre.  If you imagine your life as a movie (or maybe a miniseries, we are talking about a long film), who is the hero of your movie?  [...]

Income Trust Distributions and Taxation

There has been a little bit of confusion in the comments regarding how income trust distributions are taxed.  The confusion is in what the distributions are composed of.  Typically, when you look at a stock on the market with a distribution, you can safely assume that it’s a dividend.  Dividends are great as they are [...]

Credit Card Debt Full Of Forgotten Items

The following exercise will be enlightening to those deep in credit card debt, entertaining to those not in debt, and a cautionary tale to those too young to have experienced it. If you are in the former category, like me, I encourage you to hunt down your most recent credit card statement, or simply [...]

Weekend Linkage – January 25, 2009

Check out these articles of the week:

Credit Cards Calling The Shots @ Frugal Dad
Did I Meet My 2008 Financial Goals? @ Brip Blap
How to File Your Taxes for Free – Free Tax Software and E-File @ Generation X Finance
No Economic Stimulus Check? How Obama’s Stimulus Plan Affects The Middle Class @ The Digerati Life
Dispelling Common [...]

Original Post on The Sun’s Financial Diary

Weekend Linkage – January 25, 2009

Sick and Spendy – and Personal Finance Links

I’ve had a bad cold the last few days. Then again, I can’t remember when I’ve had a good cold. Either way, it’s sucked out my desire to do much of anything. Ever be really bored, but at the same time not feeling like doing something? That’s me over the last [...]

Related posts:

  1. Reward For Tickets to MTV’s The State (and Personal Finance Links) I’m looking to get tickets to the reunion of one…
  2. Boston, Snow, Guitar Hero, Casinos, and Personal Finance links My wife and I are wrapping up our trip in…
  3. Weekend Personal Finance Links (sore muscle edition) My wife persuaded me to go her gym’s Body Pump…
  4. Three Random Stories (and Personal Finance Links) I thought about not posting the last two stories, but…
  5. Sports Thoughts and Personal Finance Links I hope your holidays have been good so far. Outside…

Happy New Year

To all who celebrate the Lunar Chinese New Year!

2009 is the Year of Ox (Bull?), one of the favorites among the 12 Chinese Zodiac animals. After seeing what happened in 2008, let’s hope a better 2009!
Original Post on The Sun’s Financial Diary
Happy New Year

Original Post on The Sun’s Financial Diary

Happy New Year

Thermostat Setting For Winter Nights

A couple days ago I performed a highly unscientific poll on the subject of thermostat settings. I asked Twitter followers to share their overnight temperature settings and how cold the outside temperatures were in their neck of the woods. My hypothesis was that people are much more frugal about their temperature settings than [...]

Tax Preparation Services – Should You Use One?

If the federal tax brackets are too much for you to handle you can always use tax prep software like TurboTax or TaxACT which will walk you through it, in some cases you can file for free! 
If you have a more complicated financial situation or just don’t want to mess with taxes at all, [...]

No Economic Stimulus Check? How Obama’s Stimulus Plan Affects The Middle Class

With no second stimulus check in the works, what should we expect from Obama’s economic plan and how will it affect the middle class?

Mr. Obama’s proposed economic package has a little of everything for small businesses and for middle class families making less than $200,000 a year. Optimists in Washington hope the bill that amounts [...]

How to File Your Taxes for Free – Free Tax Software and E-File

Free E-File for Federal Taxes

As if paying taxes isn’t bad enough, having to pay just to complete and file your taxes is a real pain. Wouldn’t it be nice if you could file your taxes for free? The good news is in many cases, you can. That’s right, you could qualify to complete and file [...]

About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.

How to File Your Taxes for Free – Free Tax Software and E-File

Which Tax Preparation Software Do You Need?

The 2008 tax season is just around the corner, did you get your tax preparation software yet? If not, do you know which software you want to use if it’s the first time you use a tax preparation software to file your income taxes? When I posted the tax software giveaway last week, I also [...]

Original Post on The Sun’s Financial Diary

Which Tax Preparation Software Do You Need?

Credit Cards Calling The Shots

In response to a recent article on credit cards closing accounts, a Frugal Dad reader (we’ll call him John) submitted the following scenario and question.  I told him I’d answer his question here with his permission, and solicit feedback from fellow readers who may have more experience with similar situations and be able to add [...]

2009 Bank Failures: Three and Counting

2009 is less than one month old, there are already a few banks being closed, picking up what was left from last year. A total of 25 banks were shut down in 2008. So far in 2009, three have gone under already:

National Bank of Commerce, Berkeley, IL: Closed on January 16, 2009, assets at close [...]

Original Post on The Sun’s Financial Diary

2009 Bank Failures: Three and Counting

contracting, freelancing and linklings

This gruesome economy…what fun we are all having. We started asking around about listing our house and moving, and we were horrified by the depreciation in our home value.  In the New York City area, things have changed – drastically.  Most of my neighbors worked in the financial services industry, like me, and the money [...]

FNBO Direct: Best Online Savings Account, ETrade Bank Interest Rate At 3% APY

What’s the best online savings account according to Kiplinger’s? Plus Etrade Bank, FNBO Direct and other high yield savings account interest rate updates.
With online savings account rates dropping like stones for some time now (along with all other rates) — in response to Fed rate cuts and the government’s strong resolve to turn this [...]

Friday Deals: HDTV for the Super Bowl

Get ready to enjoy the Super Bowl with these HDTV deals:

Samsung LN46A650 46-Inch 1080p 120Hz LCD HDTV with RED Touch of Color $1,519.99 with free shipping @ Amazon.com
Samsung LN46A750 46-Inch 1080p DLNA LCD HDTV with RED Touch of Colorfor $1,463.33 with free shipping @ Amazon.com
Sharp AQUOS LC-52D64U 52″ LCD TV for $1,499.99 with free shipping [...]

Original Post on The Sun’s Financial Diary

Friday Deals: HDTV for the Super Bowl

Dispelling Common College PF Myths

Today’s guest post comes from Studenomics, a blog that tries to help younger people reach financial independence. If you enjoy reading this guest post then please consider subscribing to RSS Feed.
There are certain assumptions that have been made over the years in regards to a young persons financial situation while attending college. [...]

Related posts:

  1. In Defense of Prosper.com – Other Common Complaints Rebutted (Jonathan at My Money Blog has a very in-depth two…
  2. End of Your Rope? Phases 2 and 3 Yesterday I wrote about some emergency measures you should consider…
  3. The Toughest Questions For Me To Answer Ever since I’ve stopped working at my day job, everyday…
  4. My Ever Expanding Retirement Goal I have had a lot of difficulty figuring out what…
  5. Going Back to School? Here Are Some Tips That Helped Me It’s been 10 years since I graduated college, excuse me…

Dollar Savings Direct Dropped Rate to 3.50% APY

A couple of days ago I was feeling pretty good about Dollar Savings Direct and their seemingly unbeatable 4.00% APY. Today, I am feeling a little disappointed when they finally decided to follow what other banks have done already, cutting their rate to 3.50% APY.
For now I am going to probably stay with Dollar Savings [...]

Original Post on The Sun’s Financial Diary

Dollar Savings Direct Dropped Rate to 3.50% APY

« Previous PageNext Page »