Photo courtesy of laurence_grayson
Talk about kicking people when they are down. Recent news reports have shed light on several large banks charging bank fees to customers for the privilege of accessing their unemployment benefits. Many states are partnering with banks to issue funds on a prepaid debit card, rather than cutting paper checks, in [...]
A couple of the most popular personal finance software products for the desktop are on sale right now. So if you’re currently considering purchasing any desktop money management tools or software applications to help with your budgeting, financial planning and money management tasks, you may want to check out a couple of the ongoing [...]
It’s been a busy last few four days for me. I haven’t been able to be nearly as Lazy as I’d like.
On Wednesday night, I went to a crab feed with my friend, best known on the online world as author of RateLadder. It was the first time I’ve eaten crab (I’m not [...]
Photo courtesy of Hello Turkey Toe
When it comes to managing our personal finances, I am a real dinosaur. I still use an Excel spreadsheet to create our budget each month, and record transactions there and categorize them on a daily basis. Over the last few years I have tried different versions of Microsoft Money with [...]
The last week has brought about a sudden and startling change for our family. Prompted by the general state of the union, the specific situation in New York City and my own changing career path, we decided to list our house. Our neighborhood is suffering from the strain of the Wall Street meltdown. With almost [...]
My poor kids, they will be paying off our debts for their whole lives. Penelope Trunk recently had some interesting commentary on how different generations view the sad state of the economy:
The baby boomers got us into this mess. They borrowed against future generations. They mishandled SEC regulations. They ignored the environment. They set up [...]
As a fiscal conservative, I have to say Rick Santelli’s rant on CNBC was one of the more entertaining rants I have seen in a while. Of course, he will be demonized, made fun of, and otherwise marginalized in the national media for days. Some may question his methods, or disagree with his message, but [...]
I remember when I decided that my normal savings account wasn’t good enough any more. At one time, ignorance truly was bliss, but then I learned that by taking a long term perspective, I saw that my not quite 2% interest on my savings account was being obliterated by the 5% average inflation rate. [...]
Are you using stop in your trading to make money, and more importantly, to preserve your capital if the trade doesn’t go your way? In this educational video from INO, you will know what the three widely used stops, dollar stop, percentage stop, and chart stop, are how they work. The video will also teach [...]
Original Post on The Sun’s Financial Diary
Learn How to Use Stop Effectively to Profit and Preserve Your Capital
While it was a shortened week with the holiday on Monday, it’s still been a busy week. As I mentioned a few weeks ago, I helped with a money store for Cosmopolitan magazine. Well, the March issue is out, and this site got a brief plug at the end of the story. I don’t see [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
It’s back! The extremely popular $25 sign up bonuses for the Ohio 529 College Advantage plan have returned.
When they ran the program last fall, it was one of the most popular Free Money Friday offers. For those of you that missed out, here’s your chance!
How to Earn Your $25 Referral Bonus
Open a new Ohio 529 [...]
The following is a guest post from Mr. GoTo, a baby boomer who blogs at Go To Retirement. On a personal note, I’ll be taking advantage of the “email this” button below and send it to my own mother. I hope you will join me and do the same. And don’t forget [...]
Free VistaPrint Business Cards
VistaPrint is offering 250 free basic color business cards for trying their service. The catch? You need to pay for shipping ($7.90 within Canada) and there’s a small cost if you remove their logo from the back of each card ($2.49). I took advantage of this offer a few years ago for [...]
This is a guest post by Jeff Rose. Jeff Rose is an Illinois Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group. He is also the author of Good Financial Cents, a financial planning and investment blog. You can also learn more about Jeff at his website Jeff Rose Financial.
Photo by SD Dirk
In my [...]
Major stock indices dropped to new multi-year lows on Wednesday as financial, again, and tech stocks weighed on the market. At the close, Dow Jones Industrial Average lost 89.68 points to 7,465.95, breaking the November 20, 2008 low. The last time the Dow closed lower was on October 10, 2002 when the blue-chip benchmark was [...]
Original Post on The Sun’s Financial Diary
From my readings this week, I came across an interesting post from Lazy Man and Money discussing how you can lose a potential customer in one email. Here’s what he says about looking for a place to rent:
So I went through and checked quite a few places that I liked. I e-mailed a [...]
I normally don’t post “one-liners” like this, but Yahoo has an article on how some consumers are using the law to their advantage to slow down their mortgage foreclosure. If you might find yourself in that situation it’s worth the three minute read.
Recommended by Lazy Man: Prosper.com – Make money by lending money [...]
Last week, I featured a guest post of How to Lose a Loyal Customer in Three Easy Calls. This week, I’d like to post one quick way to lose a customer in a single e-mail.
Over the last month, my wife and I have been looking for places to rent on Craigslist (which lead me [...]
Job searching is easier if you begin by building an online profile and resume that you can refer people back to anytime you’re discussing a potential job with them.
The good news is that today’s technology makes it simple enough for most anyone that can use a computer to be able to publish their own information [...]
A Free Online Economics Course
How would you like to study a economics course offered by an Ivy League university taught by one of the top economists in the world from the comfort of your home? And what if it was all completely free? Well, you can. Thanks to Yale’s open courses project and great technology, [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
Take a Free Economics Course From Yale on Financial Markets by Robert Shiller
It’s alive again!
Ohio CollegeAdvantage 529 Savings Plan, the plan that was rated as one of the best college savings plans by Morningstar in 2007 which is also the one we’re using to save for our daughter’s future education, has reinstated the $25 referral program. The program was first launched last December and from what I [...]
Original Post on The Sun’s Financial Diary
With the RRSP deadline right around the corner (March 2, 2009), this is a strategy that I’ve mentioned in passing a couple times, but never in great detail. That is, providing that the situation is right, you should consider carrying forward all or a portion of your RRSP tax deduction to a future year [...]
With the RRSP deadline right around the corner (March 2, 2009), this is a strategy that I’ve mentioned in passing a couple times, but never in great detail. That is, providing that the situation is right, you should consider carrying forward all or a portion of your RRSP tax deduction to a future year [...]
Much has been made about various step-by-step plans in the world of personal finance, but personally if there are more than ten steps I find the task a little daunting. I like things broken down in simple, palatable steps that I can implement right away. Even tasks as challenging as getting out of credit card [...]
We finally have an enhanced first time home buyer tax credit! The President signed the Economic Stimulus Bill Tuesday, which includes a $8,000 tax credit for first time home buyers.
$8,000 First Time Home Buyer Tax Credit
Even though the $15,000 Home Buyer Tax Credit was proposed, it was cut back in negotiations.
The good news [...]
