These days, the “high interest savings” label seems more like a misnomer. The thing is, we’re all facing lower rates across the board, as many of the best rates we’re seeing for liquid savings accounts are currently lingering at 2% APY or lower.
Nevertheless, there are other considerations that one may have when [...]
This is a post from The Digerati Life.
April is National Financial Literacy Month. My contribution to this event, on the last day of the month, is an article that I wrote early on how to create a budget. It is an expanded version of a post that was posted on Quicken Online Blog.
When talking about living on a budget, people sometimes mistakenly [...]
Original Post on The Sun’s Financial Diary
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I am by no means a trader. I am not always looking for stocks to buy. However, since last October when the stock market started to sink, I have been active, relatively, on trading stocks. In fact, stocks I bought and sold since October 2008 are more than the total number of trades I did [...]
Original Post on The Sun’s Financial Diary
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There are a number of financial management programs out there, but Quicken has been one of the leaders for years. I’ve been using Quicken for about three years and just recently upgraded to the 2009 edition. It’s really nice, and if you’re looking for a comprehensive financial management program it’s hard to beat.
Luckily, Quicken has [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
Earlier this week, the Making Home Affordable program was enhanced to include a second lien program.
The government has determined that even if you receive a loan modification on your first first mortgage, having an unaffordable second mortgage could still put your at risk of going into foreclosure.
Second Loan Modifications
Here’s how the second loans [...]
Welcome to the Million Dollar Journey April 2009 Net Worth Update – Is this really a bull market edition.
My last net worth update in March indicated that we just started a market rally. The rally has continued throughout April and I’ve actually done a little buying within my leveraged portfolio as well as within my [...]
Week one of the “Enough Diet” is in the books, and I’m pleased to announce as of this morning I’ve dropped about five pounds. I inadvertently kicked off the Enough Diet when I wrote about having enough last week. I decided I would apply the same feeling of contentment to food that I have tried [...]
On one of those rare occasions when I’d actually go to San Francisco for some socializing, I attended an interesting dinner last night with a few people who attended the Finovate Startup conference in the city. Finovate is a conference and event that gathers together companies in the personal financial space, showcasing the technological [...]
This is a post from The Digerati Life.
Prosper, once the largest operator of peer-to-peer lending until it shut down its operation in October 2008 amid regulatory scrutiny, has relaunched yesterday and now it’s called Prosper Loans Marketplace, with a twist on how to lend and borrow. However, since the Prosper is still in the process of completing registration with the Security and [...]
Original Post on The Sun’s Financial Diary
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The Authors of “The Power of Small” Share a Few Small Tips That Can Add Up to Big Savings
Let’s face it. Right now, times are tough and we’re all looking for little ways to save in our day to day routines. Although saving an extra $100 a month sounds like a lofty goal [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
8 Small Changes You Can Make to Save an Extra $100 This Month
Okay this isn’t so live… it’s a day after recap of the fourth session… nonetheless, here it is:
HomeATM – Hardware prevents keystroke spying and other hacks – useful for processing transactions even more securely. I like Paypal so I don’t see the value in extra hardware. Maybe if the system was broken I’d want [...]
Yesterday, I had to let our nanny go. It was really hard, since she’s been with us for three years. However, in a nice twist of events, our family is going to get to spend more time together.
When I mentioned that Scott was considering switching to a new career, but ultimately passed on the [...]
In the past 12 months, I’ve been able to save 20% of my income and lose 20 lbs. In the process I’ve learned that there are many similarities between losing weight and saving money.
Here are 7 ways saving money is like losing weight:
1. Have a goal
Here it’s the million dollar journey. The goal is right [...]
Every now and then I run across an example of someone living an ultra-frugal lifestyle and it really appeals to me. This was the case when I saw a video at Living Off the Grid about people who build, and live in, tiny house.
Now, our idea of a tiny house might be two bedrooms instead [...]
The following guest post is brought to us by Manshu from OneMint. Please check out his site and his RSS feed if you haven’t already!
I’ve chosen to pick individual stocks and have decided to invest in commodities as well. Also, rather than investing in GLD, I have opted to buy gold coins on [...]
This is a post from The Digerati Life.
I’m going to divert from my usual ramblings and talk about the staggering (to me, at least) implications of the COBRA premium reduction. First of all, what is COBRA? From Wikipedia: “The Consolidated Omnibus Budget Reconciliation Act of 1985… is a law passed by the U.S. Congress and signed by President Reagan that, among [...]
Post from: brip blap.
I’m blogging live from Finovate today. Here’s an update from the third demo session:
Mint – Releasing Financial Fitness… get a financial score based on how close you adhere to 5 personal finance principles over the last month: 1) Know your money 2) Spend less than earn 3) Use credit and debt wisely 4) Investing [...]
I’m blogging live from Finovate today. Here’s an update from the second demo session:
Know Before you Apply – Seems exactly like Credit Karma. They claimed to be innovative, but it really seems like a whitelabeled Credit Karma. They do offer a home loans marketplace which is a little different. You can [...]
Before the April 15th tax deadline, I opened and funded a SEP-IRA account with Fidelity. The reason I chose Fidelity is that it is also the custodian of my 401(k) and my daughter’s 529 account (I am using the Fidelity UNIQUE plan which is tied to the Fidelity 529 Rewards Card). In addition, I also [...]
Original Post on The Sun’s Financial Diary
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I’m blogging live from Finovate today. Here’s an update from the first demo session:
Expensify – “Expense reports that don’t suck…” Gets all information from a credit card import and can produce an IRS tax-compatible receipt. Import from 92% of the US credit cards… Fairly impressive reporting.
kaChing – KaChing follows fund managers and [...]
If you’re reading this, you’re using a computer. Computers have become a necessity for most of us, and in many cases, we have even more than one. Unfortunately, computers can also have costs associated with them as technology continues to advance and software gets updated. If you’re like the millions of others out there using [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
Consider a Microsoft TechNet Plus Subscription to Keep Computing Costs Down
Online broker reviews differ from site to site because every investor has different things they look for in an online brokerage. Comparing brokers is actually the easy part, choosing the right brokerage site for you is the tricky part. So today we have a comparison of online brokers from someone with considerable experience in the [...]
Like last year’s Live Blogging from Finovate, I’ll be giving it another shot this year… and by “this year”, I really mean today. For those not familiar with Finovate Startup, it’s a convention of startup companies around banking and finance held in San Francisco.
Finovate Startup has always interested me. Other bloggers have asked [...]
I’m on the prowl again for a charity that aligns with my values and provides top value for those they are trying to help (ie. keeps their admin expenses low). Within this search, for you business owners out there, I came to the question of whether it’s better to donate to charity within a private [...]
