Archive for April, 2009

Why Are Wife’s Medical Bills On My Credit Report?

Readers, I could use your expertise to help out a fellow reader.  Glen writes in with the following question:
I recently was denied credit and when I looked at my credit report I found that some wage garnishments had made it onto my credit report.
OK here is the kicker.  These bills were not mine but actually [...]

all that is valuable

All that is valuable in human society depends upon the opportunity for development accorded the individual.
- Albert Einstein
I love pop culture, as long as it is my pop culture. I love Star Trek and don’t care much for American Idol.  Loving one and not caring for the other don’t make me much better or [...]

Post from: brip blap.

all that is valuable

Some Bank Bonus Offers

Here are a few bonuses in case you are looking for a new checking account with cash incentive.
PNC Bank is offering a $75 bonus for a new personal checking account (Free Checking, Performance Checking, or Performance Select Checking)  with direct deposit. In order to qualify for this bonus offer, you must open an account between [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

Some Bank Bonus Offers

Online Social Networking Mistakes That Can Break Your Career

When online social networking and your career don’t mix.
Leverage The Internet To Get A Job
We’ve heard about how great social networking can be to our job or career. For instance, by connecting with past colleagues and friends over the Internet, I’ve increased my chances for getting job leads which eventually led to actual job [...]

This is a post from The Digerati Life.

CNN Money’s 7 Best Ways to Save – Are They Really the Best?

Everyone wants to save money these days. The economy is struggling, energy costs are still high, retirement accounts have been decimated, so finding ways to stretch your dollar have become more popular than ever. But what are the best ways to save money?
I stumbled across this article by CNN Money that lists the 7 best [...]

About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.

CNN Money’s 7 Best Ways to Save – Are They Really the Best?

Ohio CollegeAdvantage Named One of the Best College Savings Plans

Last week, Morningstar released its annual evaluation of the nation’s 529 college savings plans and named Ohio CollegeAdvantage Plan, the one we are using to save for our younger daughter, one of the 5 best college savings plans. The Morningstar report cited the following features as what makes the plan stand out from the crowd:
One [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

Ohio CollegeAdvantage Named One of the Best College Savings Plans

Save Money with Fast Food Value Menus

I have to admit it… I eat at fast food restaurants. I’ve tried to avoid them in an attempt to be more healthy, but time and again I find myself gravitating towards food that is fast, cheap, and tastes good. (My taste buds are not the most refined.) As one might expect [...]

Closing on Our First Rental Property

We’re closing later this week on a 3 unit, 100 year old rental house. It’s in a prime location, close to the university and hospitals. It’s currently rented until summer of 2010. (In the area, leases are usually signed for the following school year in the spring.)
It’s our first real estate investment and our [...]

Short Selling Stock

Short selling stocks is a stock trading method that I’ve never used but I’ve gotten several questions about so today’s guest post takes a look at some of the details of shorting stocks.
Short Selling
Shorting stocks takes a certain amount of courage since you are betting against the long-term trend, history tells us that.  But pure [...]

The Costco Debate – Thoughts and Tips

There’s a discussion on Canadian Money Forum on the merits and downfalls of Costco membership.  The thread caught my interest as I am a big fan of the wholesale retailer.  There’s something about the shiny electronics when walking in the entrance, nibbling on free food samples while perusing, and the low prices that keep me [...]

10 Commandments For Frugal Living

The Ten Commandments are widely recognized in the Christian faith as a list of moral imperatives that believers follow. As someone who also follows the concept of frugal living, I thought I would attempt to generate ten similar imperatives, loosely based on the original commandments.

Disclaimer: I am a Christian. In no way is this post [...]

NFL Draft (And Some Personal Finance Links)

This was a big weekend in Boston sports. With the Red Sox – Yankees playing and Celtics and Bruins seasons still going on… all the teams had some logs in the fire. Oh, I forgot to mention the Patriots. They entered the draft with 11 picks. They proceed to wheel and [...]

New Baby Girl is Making Us Sleepy

Newborn babies are a lot of work!  It’s only been a little over a week since we’ve had our little girl at home but it seems like a lot longer than that.  The days kind of run together when you’re sleep deprived and trying to figure out how to handle a new baby.
Luckily we’ve had [...]

How To Pay Off Credit Card Debt: A Success Story

I love success stories, and so when I read that one more personal finance blogger has finally squelched her debt load, I had to share her story here. Tricia from Blogging Away Debt has announced that she has eradicated her credit card debt and finally has a $0.00 balance on her card accounts. [...]

This is a post from The Digerati Life.

NURU Personal Finance Cards

With Financial Literacy month coming to a close, I thought it would be a great time to share with readers a nifty little personal finance education product by Nuru.  These personal finance cards simulate a portable finance book broken down into various categories, such as:

Investing
Budgeting

Loans

Insurance

Retirement

I think this is a great product, particularly for someone [...]

Improve Your Credit Score Under the New FICO Scoring

Improving your credit score before banks check your credit report is an important step towards getting a good rate when applying for a loan, taking out a mortgage, or opening a credit card.
New FICO Score
Fair Isaac, the company that created the FICO score, has been working on a new version of its landmark credit scoring [...]

myFICO Score Watch: Equifax Credit Score Monitoring

Why Watch Your Credit Score?
For many people, credit monitoring is an afterthought as they don’t bother checking how their credit is doing until something unpleasant happens. I’ve also discovered that a lot of people I know don’t realize that they can save money by doing a better job with managing their credit and tracking [...]

This is a post from The Digerati Life.

Investing in… Websites?

Every now and again, traffic growth on Lazy Man and Money hits a plateau. I’m not overly concerned about that for two reasons:

I rarely try to write for traffic. Okay, every now and again I try to write a sensational title for fun and amusement. However, in general I write whatever [...]

Life Insurance May Make Better Budget Sense Than You Think

This is a post by Chris Wilson who is an insurance editor. He writes about various insurance topics.
Insurance is one of those necessary evils that people feel they must have, but resent paying for – especially during tough economic times. The law demands we have automotive insurance and most mortgages require a homeowner’s policy. With [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

Life Insurance May Make Better Budget Sense Than You Think

Friday Finance Findings for April 24th

Well, it looks like my hot streak trading options is coming to an end this week. Over the past month or so I’ve been trading some puts and calls on various stocks based purely on technical analysis. I used to do a lot of short-term trading, but I don’t have the time to keep up [...]

About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.

Friday Finance Findings for April 24th

Free Schick Quattro Razor/Trimmer

Here’s another promotion from Schick for its Quattro Titanium Razor/Trimmer. It was almost a year ago when Schick had a similar promotion.
Even though I realized that there are already a bunch of razors in my closet, I signed up to get another one anyway because it’s free and I never pass a free stuff that [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

Free Schick Quattro Razor/Trimmer

SwagBucks Sign Up Bonus and Gift Cards

SwagBucks is offering readers bonus SwagBucks for Free Money Friday this week!
You’ll have to act quickly though, the offer is only good for the next 5 days!
How to Get Your SwagBucks

Sign up for a SwagBucks account by Wednesday, April 29.
Use the swag code: MYDOLLARPLAN, which is case sensitive.
You’ll get 5 bonus swag [...]

linklings, three things for Friday edition

I have had some real trouble staying organized lately. I’d attribute some of that to the move, but I’d also continue to attribute some of it to lacking structure to my days.  When you don’t have a 9-to-5 schedule it’s easy to think that you’ll get around to something “a bit later” – when in [...]

Post from: brip blap.

linklings, three things for Friday edition

Tax Deadline 2009, Another Rate Drop and Weekend Reading – April 24, 2009

Tax Deadline 2009 (tax year 2008)
A quick reminder that the deadline (for Canadians) to file personal income tax for tax year 2008 is April 30, 2009.  If you have a small business, the deadline to file is June 15, 2009.  If you owe CRA money (like me), the deadline to pay is April 30, 2009.
Prime [...]

When a Part-Time Job Beats a Full-Time Job

The following guest post was submitted by Neal Frankle, CFP.  Check out the footer of this post for more information on Neal, and his website.

Lots of people have been laid-off recently.  As a result, they’re looking for any kind of work they can find. I respect people who are willing to do whatever they can [...]

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