Lots of people have been hitting the books lately. Not in the way you expect though. I meant that many people I know both online and off have been participating in some exciting projects, and have decided to become published authors.
Everyone’s A Writer: A Family of Authors?
Here’s what I mean. [...]
This is a post from The Digerati Life.
I’ve talked about this trend in the past where people do just the opposite of what they should be doing. Ask even the most novice investor and I bet they can recite the words “buy low and sell high” to you. It’s an incredibly simple concept, yet most people can’t follow through with it. Human [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
Are you investing in equity mutual funds? If so, are you using index funds or actively managed funds?
I have mentioned a few times in the past that even though I use all index funds in my retirement savings accounts, I have nothing but actively managed funds in taxable accounts. The reason isn’t that I don’t [...]
Original Post on The Sun’s Financial Diary
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I love Fail Blog When I discovered it, I lost about 4 straight hours of my life (so click through after you read this post). I just find the pictures hilarious. Earlier this week I was at Taco Bell. The receipt struck me as borderline funny enough to submit to Fail [...]
I’m sure you’ve already heard the news, but mortgage rates are down significantly over the past year or so. Many people are talking about getting into a fixed mortgage with rates under 5%. That’s pretty significant when you consider that just a few years ago most people were getting 30-year fixed loans for anywhere between [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
We’ve had a huge week! My husband finally made a decision about his plans to work for the upcoming year, everything is almost finalized and we’ll be closing on our rental property next week, and there were some new developments with the loan modification that we’re considering pursuing.
Add those to the mountain of paperwork [...]
If you’ve ever applied for a loan, credit card, or mortgage, you know your credit score plays a major role in your approval. Having a good credit score is the key factor in buying a car or a house, or obtaining a credit card with a lower interest rate and better terms than those who [...]
FNBO Direct mentioned their online savings account as an easy method of “going green” in their latest email newsletter.
I guess I’d never thought of online banking as being good for the environment before but it makes sense that electronic delivery of bank statements helps to cut down on paper waste. Here’s a statistic they quoted [...]
If you are a believer in dividend investing and would like to use this strategy to give you dependable monthly payments, then dividend timing is an order. What do I mean? Dividend companies typically pay their distributions once every 3 months but they do not all pay on the same month. How would you arrange [...]
I’ll keep it short today as I’m feeling a little…blah. You know, the stage before you feel sick, but you just feel a little off. I hope you’ll forgive me as I call it a day with the following favorites from the web. I’m off to catch up on some rest!
The Fab Five
Do You Plan [...]
How are you saving money? Some suggestions: lower your utility bills and cut down on phone service costs!
I’ve been working to cut down on some household costs by evaluating the various services we use. One of the expense categories I’ve had my eye on is that for my phone service: unfortunately, my current budget [...]
This is a post from The Digerati Life.
Traditional IRA or a Roth IRA, which should you open? This is a common question that comes up with many people looking to open an individual retirement account (IRA). I’ll try to make this as concise as possible, and let you decide for yourself which IRA is best for you.
Traditional IRA
Definition: A traditional IRA [...]
It’s Earth Day and I’d be remiss if I didn’t take a minute to recognize that. While I typically focus on financial topics here, there are other important issues I care about. The environment is one such issue. All the money in the world is worthless if there’s no world left. [...]
Over the past several years, I have acquired a couple of travel rewards credit cards, including AMEX Delta SkyMiles Card, Discover Miles Card, and Citi PremierPass Card. Though Idon’t travel a lot, I’d like to have a card that gives better rewards for travel than a everyday card like the Fidelity 529 Card I am [...]
Original Post on The Sun’s Financial Diary
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The economic stimulus plan lifted the maximums on the solar energy tax credits, making the purchase of solar panels very appealing.
Since we decided not to downsize and stay in our house long term, we’re considering installing solar panels this summer.
I thought it would be fitting to celebrate Earth Day with some details about [...]
Kennedy v. Plan Administrator for DuPont
With little fanfare, the U.S. Supreme Court ruled on a case back in January that highlights the importance of keeping your beneficiaries up to date. Having a beneficiary on file with one of your financial accounts can make the transition of assets upon death a very simple process. But with [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
Supreme Court Case Highlights the Importance of Keeping Your Beneficiaries Up to Date
The purpose of events like Earth Day is to focus attention on a particular cause – in this case the environment. It spawns a lot of stupidity and meaningless lip service. Why send Earth Day cards? Or go to amazon and find great items like a 22 inch Earth balloon – nothing says Earth [...]
Post from: brip blap.
Many of us spend the majority of our day at work so here are a few tips on how you can celebrate Earth Day every day while slaving away in your cubicle.
Reduce Waste
1) Use a ceramic or travel coffee mug rather than a Styrofoam or paper cup.
2) If you’re eating something other than a [...]
The premise behind this post is based on a forum topic started by Sampson. The question was, what are your inheritance plans when you pass on? Do you plan on leaving a large sum for the next generation? Or do you plan on spending it all? Perhaps you plan on leaving whatever is left over?
Our [...]
Don’t be alarmed. I’m not quitting the blog, or my job, or going off on a wild rant. I’ve simply had enough, and I am so thankful. Today in a moment of clarity it occurred to me that so much of our lives are driven by this one single word – enough. Few of us [...]
One of the main advantages of target-date funds, or lifecycle funds, is that the asset allocation of these funds is automatically adjusted as the target date approaches, going from aggressive (more stocks, less bonds) in the early stage to conservative (more bonds, less stocks). With target-date funds, investors leave the the job of adjusting and [...]
Original Post on The Sun’s Financial Diary
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One of the main advantages of target-date funds, or lifecycle funds, is that the asset allocation of these funds is automatically adjusted as the target date approaches, going from aggressive (more stocks, less bonds) in the early stage to conservative (more bonds, less stocks). With target-date funds, investors leave the the job of adjusting and [...]
Original Post on The Sun’s Financial Diary
Special bonus offers
WSJ Discount of 75% or More Equals Big Savings
While many newspapers are vanishing, there’s one paper that has, and should continue to stand the test of time. The Wall Street Journal has been the definitive source for financial news since 1889 when it was delivered by telegraph. Surpassed by only by USA Today, it’s the [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
A Wall Street Journal Subscription is Cheaper Than You Think – Get a Discount on the WSJ
WSJ Discount of 75% or More Equals Big Savings
While many newspapers are vanishing, there’s one paper that has, and should continue to stand the test of time. The Wall Street Journal has been the definitive source for financial news since 1889 when it was delivered by telegraph. Surpassed by only by USA Today, it’s the [...]
About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.
A Wall Street Journal Subscription is Cheaper Than You Think – Get a Discount on the WSJ
The best personal finance software sites are free! This review of personal finance budgeting online takes a look at sites like Quicken Online, Mint, Wesabe, and others and how you can manage your money online for free. Thanks to Kelly Whalen for doing the research and compiling this list.
Money Management Online
Recent news suggests savings rates are [...]
