Archive for November, 2009

Alternative Income Streams – October 2009

With only a few hours left in November, I’ve finally got around to tabulating my Alternative Income for the month of October. It seems with the end of the year, traffic has picked up. Accordingly, I’ve watched my income this month, after taxes, jump to $1,909.82.
I’d like to say that my traffic [...]

Related posts:

  1. Alternative Income Streams – October 2008 Another month is done and it’s time to take…
  2. Alternative Income Streams – April 2009 With March in the books, it’s time to look…
  3. Alternative Income Streams – August 2009 Another month is in the books and it’s time…
  4. Alternative income streams progress – End of October I know it hasn’t been that long since I…
  5. Alternative Income Streams – September 2009 As I expected last month, my vacation made this…

Battle in the Bayou (and Personal Finance Links)

While I should probably be looking for some Cyber Monday deals (other than Amazon’s Lightning Deals), I’m pretty entrenched in tonight’s Patriots/Saints game. For the seventh time this season, the Patriots will face an undefeated team, and three of those have accounted for all the Patriots’ losses. They all came down to [...]

Related posts:

  1. Addicted to Cell Phones (and Personal Finance Links) My name is Lazy Man and I’m addicted to…
  2. Personal Finance Links (Football is Back Edition) It feels good to have the NFL back in…
  3. New Moon (and Personal Finance Links) Today, I made good on my promise to take…
  4. Personal Finance Links (Bon Bini Aruba Edition) This week, my wife and I are enjoying a…
  5. Personal Finance Links (Annoying Weekend Edition) This weekend seemed to have one problem after another….

Cooking Tips to Help You Keep Your Energy Bills Down This Holiday Season

The holidays are a time for delicious food shared with company. Most of us will be hosting holiday parties, entertaining family, or making traditional holiday goodies to pass around with friends and family. Whatever your tradition, chances are you’ll be spending a little more time in the kitchen in the coming month or two than [...]

About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.

Cooking Tips to Help You Keep Your Energy Bills Down This Holiday Season

How To Keep Our Thrifty Habits After Frugality Loses Its Popularity

Americans have short memories like goldfish, and the same thing is true about American investors and savers. With unemployment at its highest level since 1983, more people have been squirreling away money in rainy day funds and other investments recently. The recession, unemployment, and dwindling 401-k plans have had everyone scared to spend [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

How To Keep Our Thrifty Habits After Frugality Loses Its Popularity

Cyber Monday Deals 2009

Cyber Monday deals are the bargains that the lazy shoppers have been waiting for!  Why drag yourself out of bed early on Black Friday when you can shop from your computer on Cyber Monday right? 
Here is a look at some Cyber Monday deals for 2009:

Cyber Monday – Atlanta Bargain Hunter
Baby Product Steals on Cyber [...]

Cyber Monday and Online Holiday Shopping

Cyber Monday shopping is in full swing at our house. Although, I can’t figure out why they’ve limited it to just one day. My Cyber Monday started a week ago and lasts right up until Christmas Eve!

Here are some of the online stores I’m shopping at this year, and what I’m buying (shhh, don’t tell my husband and kids what they are getting!), and my checklist to make sure I get a good deal on each of my purchases.

Shopping Online for Holiday Gifts

Cyber Monday sales aren’t limited to the big stores anymore. Lots of online boutiques now showcase holiday deals. Here are some of my favorites.

  • Giant Wall Stencils. We finally finished painting the kids’ rooms, thanks to Giant Wall Stencils. They’re offering a sale today, just in time to paint your tikes room for a holiday surprise; you can get 20% off through Wednesday with the coupon code: cybermonday. Where else can you get designer kids rooms with do-it-yourself prices? (If you want to see our kids’ rooms, check out the rocket ship and the lady bugs, butterflies, and flowers.)
  • For the Kids. For the kids in my family, they’re all getting a few more 529 College Advantage accounts to take advantage of the fantastic sign up bonuses. They’re also getting Smarty Pig accounts to encourage them to save on their own.
  • eBay. I mentioned earlier we were selling some stuff on eBay, but what are we buying? My husband really wants a dart board for his bar in the basement. Not just any dart board, but one you would find at a bar. eBay seems like the only place I can find one, unless anyone else knows a bar that’s going out of business. I usually find every year that eBay is the place to score the specific, unique gifts online.
  • Snapfish. We’re using Snapfish for holiday cards this year, since it’s so much cheaper than having them made at the portrait studio. Check out the Snapfish holiday card deals.

My Amazon Obsession

I have to admit that probably 80% of my holiday shopping is now done at Amazon. Besides the unique gifts, almost everything else I can get on Amazon, and have it shipped right to my door. Here are some of my tips for finding great deals at Amazon.

  • Amazon Lightening. All weekend long, I’ve been checking out the Amazon Cyber Monday deals. Every couple hours there are new “lightening” deals. The toy category has been open on our laptop all weekend to catch the sales.
  • Holiday Toy List. The Holiday Toy List is one of my favorite places to find holiday shopping ideas for the kids.
  • Amazon Prime. Don’t forget to use a free trial of Amazon Prime for free shipping. You won’t have to worry about the size of each order, and each gift will ship quickly.
  • Amazon Gift Cards. I sent out an Amazon Gift Card earlier this month and was excited to get my own $5 gift card. Sure enough, Amazon had sent out a promotional email that you get $5 off a future order when you buy a $50 Amazon Gift Card by December 1, 2009.

Online Shopping Checklist

For each purchase I make online, I run through my quick checklist to make sure I’m getting a good price, with the best coupons and shipping, and the maximum cash back. Here’s my checklist:

  1. Bargain Sites. Keep an eye on Fatwallet and Slickdeals to see what’s on sale.
  2. Coupon Sites. Check out Retail Me Not to find the best coupon.
  3. Free Shipping. Review the free shipping resources for holiday shopping.
  4. Cash Back Sites. Purchase using Mr. Rebates or other Cash Back Programs to maximize the money back.
  5. Earn Credit Card Rewards. Make the purchase on a Cash Back Credit Card.

When it’s all done, I’m pleased that I got a great deal, in addition to being able to give someone a great gift!

Written by Madison


Click here to leave a comment on this article.

© My Dollar Plan

Get free subscriptions to hundreds of popular magazines!

Nov 2009 Net Worth Update (+1.65%)

Welcome to the Million Dollar Journey Nov 2009 Net Worth Update
It’s almost the end of 2009 and my net worth growth (along with many others) has been on a steady climb over the months.  Most of the gains this year has been from rapidly appreciating equity markets since March 2009, strong income and, most importantly, [...]

expanding your means

“Most people would rather live within their means rather than expand their means.” – Robert Kiyosaki, Retire Young, Retire Rich

Most of us would rather be rich than poor. Rich may not mean monetarily rich – it may mean experiences, family, friends – but generally wealth enables the accomplishment of many other goals.  How can [...]

expanding your means is an original article from the website brip blap.

Life After Debt: Is It Easier On The Other Side?

In a recent post I reported that the Frugal family was nearly debt free. Well, we’ve crossed that pinnacle point, and are now enjoying life after debt. A comment from that post, and my initial experiences, have me wondering if life really is any easier after crossing over from being in debt to enjoying a [...]

Post by Frugal Dad

“No Credit” Credit Cards: Are Prepaid or Secured Cards The Way To Go?

A young lady I know would like to make online purchases, but doesn’t have a traditional credit card or bank account yet. Someone else might have poor credit and be unable to qualify for a regular Visa or MasterCard. Or a student you know may want to have a way to pay for [...]

“No Credit” Credit Cards: Are Prepaid or Secured Cards The Way To Go?

How Sunday Paper Coupons and Newspaper Ads Save Me Money

More ideas on how to save on groceries.

Image from ehow.com

Sunday is a day off work and a time to rest and relax, right? Sure it is, although I use some part of the day to do some coupon clipping. Here’s when I take the time to sit down and organize my coupons. [...]

How Sunday Paper Coupons and Newspaper Ads Save Me Money

Try Coinstar and Get $10 Amazon.com Gift Card

Do you have a lot of coins? If you do, what do you do with them? Throw them away, or put them in your bank account?
Right now Coinstar is running a promotion for this coin counting machines with a free $10 Amazon.com gift card. If you cash in $40 or more in coins onto an [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

Try Coinstar and Get $10 Amazon.com Gift Card

U.S. Unemployment Rates and the History of Recession: A Visual Guide (Map)

We take another peek at national unemployment statistics.
With the stock market all the way up right now and the holidays ringing in some optimism, it’s nice to take a break from our collective gripes about the jobless recovery, massive consumer debt problems and undeserved excesses of big business (which continue to do creative things with [...]

U.S. Unemployment Rates and the History of Recession: A Visual Guide (Map)

Reverse Mortgage Disadvantages

Reverse mortgages were the topic of a post several weeks ago in which we promised to take a look at the downsides of seniors using a reverse mortgage in retirement. Here are some of the disadvantages of using a reverse mortgage to borrow against the equity in a home.
Builds up Debt
Traditional mortgages allow you to [...]

Basics of Investing, Carnival, and 6 Figure Income!

Basics: looking for help to start investing @ Canadian Money Forum
Carnival of Personal Finance Thanksgiving Survival Edition @ Fiscal Geek
Making a 6 Figure Income By Working Less than 50 hours a week Part 1: a Look at Your Job @ Financial Blogger
5 Reasons Why You Will Retire Broke and Unhappy @ Generation X Finance
Why Gold [...]

linklings, score one for renting edition

If you read more than one blog, I’m sure you’ve already read several “Happy Thanksgiving” posts, but I’ll add one more – hope everyone enjoyed a couple of days of wassail and sodality (and yes, I know I’m not using that word in exactly the correct way, but it was a new one for me [...]

linklings, score one for renting edition is an original article from the website brip blap.

ING Direct $121 Electric Orange Account Opening Bonus

In a rare promotional event, ING Direct is offering $121 account opening bonus for it Electric Orange Checking Account on Black Friday, November 27, 2009.
The reason for setting the bonus at $121, which seems to be a generous but odd amount, is that the bank says that consumers pay $121 overdraft fee every year on [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

ING Direct $121 Electric Orange Account Opening Bonus

PocketSmith User Review

PocketSmith is an online personal finance software tool that uses a calendar based approach to planning your finances.  One of the PocketSmith co-founders, Francois Bondiguel, asked me if I’d like to try out the software and write up a PocketSmith review. 
Since I have too much on my plate already I declined. However, since I think [...]

SogoTrade 100 Commission Free Trades Promotion

Looks like online brokers are running a lot of promotions these days to attract new customers.
SogoTrade is offering 100 commission free trades for every new customer. It’s quite easy to get the free trades: Open a SogoTrade account; fund the account with $500; receive the bonus. There is a restriction on the free trades though. [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

SogoTrade 100 Commission Free Trades Promotion

Ebates Offers Double Cash Back Today!

Did you sleep in and skip the Black Friday hooplah? If so, you’ll want to check out the Ebates deal today… double cash back! It’s our Free Money Friday offer today.

Ebates scored first place when readers voted on their Favorite Cash Back Programs.

How to Get Your Double Cash Back

  1. Login to your Ebates account (or open a new one to get a $5 bonus).
  2. Click on the Black Friday Sales page to see new cash back amounts.
  3. Start shopping!

Ebates Black Friday Stores

There’s hundreds of stores listed, but here are some that I’ll be shopping at today through Ebates:

  • Old Navy & Gap: 10%.
  • The Disney Store: 10%.
  • Kohls: 6%.
  • Office Max: 6%.
  • Sears: 6%.

More Black Friday Shopping

Amazon. We all know I love Amazon! So I’m busy shopping the Amazon Black Friday deals.

eBay. We’re buying and selling on eBay today. We had an extra ipod from buying our ooma phone that we decided to sell. I’ll use the proceeds to buy another gift for someone.

Plastic Jungle. For those that get gift cards on our list, Plastic Jungle is my new favorite place to get them!

Happy Shopping!

Written by Madison


Click here to leave a comment on this article.

© My Dollar Plan

Get free subscriptions to hundreds of popular magazines!

Turkey Pops and a Happy Thanksgiving 2009!

I would just like to wish everyone a Happy Thanksgiving! There’s a lot to be thankful for, despite the financial challenges of the past year. We have our health, our family and friends and a slowly recovering financial picture. And there’s always hope for (even) better days ahead.
And what about these yummy [...]

Turkey Pops and a Happy Thanksgiving 2009!

Happy Thanksgiving, Black Friday, and More!

Happy Thanksgiving! I hope you are having a wonderful day surrounded by family and friends. We’re hosting dinner this year, but not all of our family can be here… so we’ll only have 18!

The stuffing, green bean casserole, and the sweet potatoes are cooking right now; my dad didn’t trust me to cook the turkey, so it’s arriving later this morning!

Thanksgiving is definitely my favorite holiday! Which other holiday do you get to cook in the morning, have a fantastic meal, then spend time with family in the afternoon, finishing off with an evening of planning how to score the best deal the next morning?

Armed with the Black Friday Free Stuff list, we’ll be ready to go! Although, I am planning to do most of my shopping online this year, starting with the Cyber Monday sales!

Black Friday Shopping Tips

Real Estate

Investing

By the Numbers

And More!

Written by Madison


Click here to leave a comment on this article.

© My Dollar Plan

Get free subscriptions to hundreds of popular magazines!

Unlimited Chequing Accounts in Canada

There are a number of options for unlimited banking in Canada. These are a few from Canada’s most popular banks. I was disappointed to hear recently that citizensbank no longer offers a personal banking option. Share with us here if you know of other Canadian banks that offer unlimited free transactions or [...]

Weekly Roundup – Coinstar Bonus Edition

I mentioned a while back that we enjoy gathering up loose change around the Frugal household, and the holidays are a great time to round up coins to put towards a little Christmas shopping. Because I’m lazy, I usually stop by Coinstar and dump my change to cash it in for a small fee.

After that [...]

Post by Frugal Dad

Thanksgiving – 24 Daily Thankful Moments

Thanksgiving seemed the perfect time for me to look at things that I complain about in my daily life and to instead look for reasons to be thankful for them.
What I did was break down a day into 1 hour chunks, look at something I typically complain about in each of those time slots, [...]

Next Page »