Archive for April, 2010

Top Platinum Credit Cards in Canada

This is a guest post by Bank Guru.
For those people who have had a credit card for more than a few years, it could be time to start thinking about whether the card you currently own offers all of the benefits you want. For more established consumers, an option that is available is a Platinum [...]

the question that can only be answered one way

Both Bubelah and I have one surviving grandparent apiece. Until I was a young adult, I had all four; three of her grandparents had died either before she was born or when she was much younger.  But now we both have a single grandmother left.  It’s tough, of course, to [...]

the question that can only be answered one way is an original article from the website brip blap.

Is it Wrong To Ask To Have Your Debts Forgiven?

The follow guest post is from Neal Frankle. Neal is a Certified Financial Planner and writes a blog over at WealthPilgrim.com. He talks a lot about making smart financial choices and finding balance.
Over the weekend, I read about the semi-famous Steven Baldwin’s financial woes. Steven became a born-again Christian not long ago and refused movie [...]

Post by Frugal Dad

IRA or Roth IRA for Your Retirement Plan?

IRA vs Roth IRA was the question for many people opening up a retirement account right before the tax deadline this month so I thought we’d re-visit it for people looking to make an ira contribution.  Here are some of the major differences between a traditional IRA and a Roth IRA.
Tax Deferred Contributions vs Tax [...]

How To Buy A Car Online

Time to buy a new car? Some fast tips before you get going.
A long while back, some of us at work were snickering about a coworker buying a car on eBay. “Can you imagine,” we laughed among ourselves. “Why would anyone do that?” We couldn’t even comprehend the idea. But times change and when [...]

How To Buy A Car Online

How and When to Rebalance Your Portfolio

Rebalancing Your Portfolio Forces You to Buy Low and Sell High
Most people do a good job creating a portfolio with the right asset allocation strategy, but they often stop there. They set and forget. If you’ve been through any of the recent bear markets you probably know that this can lead to some major problems [...]

About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.

How and When to Rebalance Your Portfolio

Withdraw Money from Scottrade Account

I just realized that I have never taken any money out of my Scottrade account, in nearly 9 years since becoming a customer in 2001. All I did in the past was adding more and more funds into the account and buying more and more stocks.
As I mentioned before Scottrade is my primary stock broker. [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

Withdraw Money from Scottrade Account

Maximize Your Cash Rewards Credit Cards

Tracking the best cash rewards credit cards and optimizing our spending with each of the credit cards that pay cash rewards is a passion dear to my heart. It’s also a fun game to play!

With a constant changing landscape of cash rewards credit cards you always have to be on your toes to make sure you’re earning the most cash back on your purchases.

Current Cash Rewards Credit Card Plan

Here’s what our current strategy looks like based on our purchases.

American Express TrueEarnings Costco. We use our Costco card for 3% cash rewards on gas and restaurants, besides using it at Costco. If you don’t have one, you can get the costco sign up bonus for opening a new account.

Discover More Card. I’ll be dusting off our Discover More card for 5% cash rewards on gas starting in July. The cash rewards rotate, so we have to stay on top of the quarterly schedule. If you don’t have one, it’s a great time to sign up since they give you a $50 Sign Up Bonus, and you should be able to get it before July.

Chase Freedom. We’ve had a Chase Freedom for as long as I can remember. Chase also switched to a 5% cash back on quarterly categories that you have to remember to enroll in. They’re currently offering 5% on drugstore purchases through June.

2% Cash Rewards Credit Card

For the rest of our purchases, we use our Schwab credit card. Since they stopped accepting new applications for their 2% cash back credit card, if you didn’t get one, you’ll have to get the Fidelity Credit Card instead for 2% cash back.

Other Cards

We also have some old credit cards that pay 4% cash rewards for wireless service and groceries, but they’re long gone. Getting grandfathered into old programs is one of the best reasons we’ve kept so many of our credit cards open (of course the other reason is for the 0% balance transfer deals!)

Which are your favorite cash rewards credit cards right now?

Written by Madison


Click here to leave a comment on this article.

© My Dollar Plan

Get cash back every time you shop with Mr. Rebates. Sign up now and get a $5 registration bonus!

Smartphone/iPhone Plan Comparison

Typically, I’m a no frills kinda guy.  Nothing too fancy, but I do like my technology.  When the iPhone was first released, I simply saw it as an expensive toy with an even more expensive monthly servicing fee.  However, the more I think about it, the more it would make sense to have one for my online [...]

Are You Obsessed With Your Finances?

Hello, my name is Jason, and I used to be obsessed with updating my finances. Everyone in unison: “Hello, Jason.”
Yes, this used to a be a problem for me. There was no real reason to update my financial account balances daily. After all, other than a couple taxable investments, most of our savings are sitting [...]

Post by Frugal Dad

Happy Belated Earth Day

Having a name like “Lazy Man” means that I lose a lot of potential media attention. Many of the bigger websites will think twice before linking to a website feature me. I’ve often thought that I should re-brand myself. However, every now and again, the Lazy Man name works to my advantage. [...]

Related posts:

  1. Four Lazy Ways to Save the Environment It’s Earth Day and I’d be remiss if I didn’t…
  2. We Are Only Dancing on This Earth for a Short While [This particular article is a little lacking on personal finance….
  3. April Round-Up Here are some of the top Lazy Man and Money…
  4. Thank You and Happy New Year! I’ve been keeping it a little secret, but I’ve had…
  5. Save Money and the Environment For the past couple of months, I’ve been writing ways…

draft, drift and dreft – and links

I had a sudden inspiration on that title and realized that these words summoned up my past few days in a nutshell. The draft – the NFL draft consumed a good piece of my attention for a few days.  My Jets didn’t need much current-year help, so I wasn’t too worried about their picks, but [...]

draft, drift and dreft – and links is an original article from the website brip blap.

Weekend Linkage – April 25, 2010

One month after we bought the house, it’s finally in our possession. The sale closed early this week without any issue and in about two weeks, we will be moving, again. It’s not fun to move twice in less than a year, but we are excited and looking forward to the moving day since it’s [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

Weekend Linkage – April 25, 2010

Dogs of the Dow: Top Investing Strategy or Brilliant Marketing?

Taking a closer look at one popular long term investing approach.
In the mid to late 90s I remember seeing an investment strategy that stood out from the rest. The Dogs of the Dow strategy offered a pretty straightforward and easy-to-understand approach, had a solid historical performance, and seemed to be one that would outperform the [...]

Dogs of the Dow: Top Investing Strategy or Brilliant Marketing?

IDENTITY GUARD® Review: Top ID Theft Protection Service

Should you pay to prevent identity theft from happening to you? Depends on what you’re looking for.
I’ve come face to face with credit card fraud a few times. The kind when you get the call from a credit card company telling you of a suspicious charge on your credit card that [...]

IDENTITY GUARD® Review: Top ID Theft Protection Service

Pictures of the New $100 Bill

Images of the new $100 bill were released this week. The new 100 dollar bills will be issued on February 10, 2011.

What happens to your old $100 bills? No worries, they’re still valid and you don’t need to trade them in.

Picture of the New $100 Bill

The new 100 dollar bill shows phrases from the Declaration of Independence and the quill the Founding Fathers used to sign. Here is a picture of the new 100 dollar bill from the front:

Picture of the New 100 Dollar Bill

The back of the new 100 dollar bill has a new enlarged vignette of Independence Hall. It shows the back instead of the front of the building. Here is an image of the new 100 dollar bill from the back:

Image of New 100 Dollar Bill US

New $100 Bill

The U.S. Department of the Treasury has an educational website which includes all kinds of information, more than I ever needed to know, about our money and the new 100 dollar bill.

Did you know the $100 bill is the most widely circulated? I sure didn’t!

Security Features

Of course, the new 100 dollar bill has a few new security features to prevent counterfeiting. They include:

  • New: The Blue 3-D Security Ribbon on the front of the new $100 bill contains images of bells and 100s that move and change from one to the other as you tilt the note.
  • New: The Bell in the Inkwell changes color from copper to green when the note is tilted, an effect that makes it seem to appear and disappear within the copper inkwell.
  • Portrait watermark of Benjamin Franklin
  • Security thread
  • Color-shifting numeral 100

Now that you know what the new 100 dollar bill looks like, it’s time to make your money work harder.

Written by Madison


Click here to leave a comment on this article.

© My Dollar Plan

Get cash back every time you shop with Mr. Rebates. Sign up now and get a $5 registration bonus!

Friday Finance Findings for April 23rd

Hopefully by now you’ve all completed your taxes and received your refund if you had one coming. Did you do anything fun with your refund money or just tuck it away into savings? We got a surprise refund this year but no plans for anything extravagant. For now it’s just sitting in our FNBO savings [...]

About the Author: Jeremy is a retirement planning specialist and founder of Generation X Finance and the guide to Financial Planning at About.com. To learn more, follow Jeremy on Twitter.

Friday Finance Findings for April 23rd

Automatic 401k Contributions for Retirement

Increasing your 401k contributions every year is a great way to grow your retirement plan.  You probably don’t need a retirement calculator to tell you that your 401k plan will reach your retirement savings goals much faster if you put in more money each year. BUT, knowing that you need to increase your annual investments doesn’t make it [...]

SmartyPig to Raise Interest Rate

I know one will not make a trend, but how about two?
Early this month, Capital One surprised me with an announcement of rate hike of its InterestPlus savings account. The increase is not significant, only going from 1.25% to 1.30% APY, it’s the move itself that’s maybe more meaningful because most banks are pretty much [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

SmartyPig to Raise Interest Rate

Earth Day: How Are You Saving The Earth?

It’s Earth Day and another time to remind ourselves about what we can do to be kinder to our environment. I actually asked my 8 year old about Earth Day and what suggestions he had in mind, to take care of our planet. He said: consume less, don’t throw bottlecaps and plastics in [...]

Earth Day: How Are You Saving The Earth?

An Insider’s Insight into Cutting the Cable Cord

A few weeks ago, my household joined the 800,000 others who have abandoned cable recently in favor of watching television shows for free over the internet. For me, that means a $70 monthly reduction in my cable bill.
During these first few cable-free weeks we have had some fun, some frustration and, I’m not afraid to [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

An Insider’s Insight into Cutting the Cable Cord

Free Credit Report from Experian

Experian is offering a free credit report for 30 days to American Express cardholders.  I logged into my credit card account and requested my credit score after I got an email about it this week.  I hadn’t checked my credit report in some time and was pleased to see it was still healthy.

American Express partnered with Experian [...]

Canadian Real Estate Board VS Competition Commissioner

I have been following the story about what is going on with CREA and the Competition Commissioner. For months now, I have been following this case in the news and I just finished reading the entire case which can be found here (link).
Here is an introduction to the people involved and their roles, as well [...]

What is the Point of Saving, the World May End Tomorrow?

“Beware of little expenses. A small leak will sink a great ship.” -Benjamin Franklin
More than 200 years ago, this great statesman, inventor, and philosopher was well aware of the power of saving. He knew that without attending to spending and expenses, saving won’t happen.
Live for today or save for tomorrow?
I [...]

What is the Point of Saving, the World May End Tomorrow? is an original article from the website brip blap.

Weekly Roundup – Anniversary Edition

My wife and I celebrated our 12th anniversary last weekend. Anniversaries are a great time to reflect on how far you’ve come, and for us, we’ve really come a long way, financially. Our biggest accomplishment is this was the first anniversary celebrated debt free.
We married with debt, accumulated more when I went back to school, [...]

Post by Frugal Dad

« Previous PageNext Page »