Archive for August, 2010

Save Money Going on Back to School

(I’m sorry if I’m a little late and you’ve done your back to school shopping. I’ve been a little distracted the last week (see my previous posts. However, hopefully this gives you a day or two to save a little money.)
Back to school time is a hectic time period for parents. There [...]

Related posts:

  1. Save Money on Clothing It’s been quite a while since I’ve spent any considerable…
  2. Going Back to School? Here Are Some Tips That Helped Me It’s been 10 years since I graduated college, excuse me…
  3. How To Save Money Not too long ago, I ran a series of ways…
  4. Save Money and the Environment For the past couple of months, I’ve been writing ways…
  5. When you Sue a School, Does Anyone Win? If you’ve been following the news lately, you may have…

3 Things To Do With Your Online Cashback Earnings

Don’t you just love cash back sites? I rarely buy anything online now without first going through one of these sites to find out what kind of online deals are available. With more and more of these sites around, we no longer have an excuse not to earn some money on our next online [...]

3 Things To Do With Your Online Cashback Earnings

Marriage Tax Penalty Returns in 2011

The marriage tax penalty is set to make a comeback in 2011. Lets take a look at the marriage tax penalty, an often confusing and overused term, to see what it really means and why it’s coming back. What is the Marriage Tax Penalty? Ten years ago, married couples had to pay more than double [...]

Continue reading…

Cash Back Rewards When Moving

One of the things that I realized during two cross-country moves is that you can really rack up the credit card rewards points with a little help from doing something you have to anyway. Moving can be expensive, but you can offset some of the costs by being savvy about your rewards:
Cash Back Cards
One of [...]

Why the Long Term Growth of the Economy is Not Relevant to Investing

An economist is an expert who will know tomorrow why the things he predicted yesterday didn’t happen today. – Laurence J. Peter
Our last article explained why the economy is not relevant to investing – short term. If you want to forecast the stock market this year or next year, the economy is essentially irrelevant – [...]

Planning To Roll Over Your 401K To An IRA?

Years ago when I first worked the “front lines” talking to employees of some of the largest 401(k) plans, it seemed that many of the calls I received had something to do with employees who left or were leaving their employer. Often, people simply wanted to know “how to get their money” and we would [...]

Planning To Roll Over Your 401K To An IRA?

Best Moving Companies for Your Money

The best moving companies for your money aren’t necessarily the cheapest.  When it comes to moving you have to consider not just the hourly rate of the movers but also their level of experience and the speed with which they work.
Since you’re trusting them to load and move all your belongings you want to make [...]

It’s Beginning to Look a Lot Like Saving Money

Holiday gift shopping is likely the farthest thing from your mind as you soak up the sun’s rays this summer, but if you have children in your life than now’s exactly the right time to start thinking about it. Even as you read this article, stockrooms in the back of retailers everywhere are bursting at [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

It’s Beginning to Look a Lot Like Saving Money

How Far Would You Go to Save Money?

A year ago, I moved into a new apartment building. It’s a luxury building, and I was the very first tenant to occupy the 600 square foot space with granite countertops and stainless steel appliances. At the time, the brand new building was offering 2 months free rent, bringing the pro-rated monthly total to just [...]

Continue reading…

Net Worth Update August 2010 (+1.56) – RRSP Contribution

Welcome to the Million Dollar Journey August 2010 Net Worth Update – RRSP Contribution Edition.
It’s a little past halfway through the year and I finally got my act together and made our RRSP contributions.  I figured since our cash savings was buiding up, we might as well put it to some use.  The bright side is that [...]

I Want To Become a Minimalist, But I Could Never Give Up My…

Have you ever wondered what it would be like to live a minimalist lifestyle? It’s a movement I’ve been an admirer of for some time, but unwilling to put into practice in my own life until now.
Recently, I began watching a new survival show on Discovery Channel called “Dual Survival.” One of the featured survivalists, [...]

Post by Frugal Dad

DebtGoal Review for Online Debt Management

It’s time to take the bull by the horns. If you’re one of those folks who started the year by resolving to get your finances and debt under control, and feel that there’s more you’d like to do for this cause, then do read on. If your current resolution is to chip away [...]

DebtGoal Review for Online Debt Management

Brief MonaVie Update (and Personal Finance Links)

There has a been a lot of action since I wrote about MonaVie Blackmailing Me. I got a lot of traffic thanks to a lot of people on Reddit.com voting the story up. One would be slightly exaggerating, but one could say I had a good month that day. That tells me [...]

Related posts:

  1. Personal Finance Links: Thanks For All the MonaVie Mentions As some of you know, I put a call out…
  2. MonaVie and FTC Guidelines A few times a week, I get an e-mail asking,…
  3. MonaVie Update: Mitch Biggs, Lou Niles, and Brain Injuries I recently read the story behind Leroy Stick (note some…
  4. MonaVie Scam? [MonaVie has threatened legal action against me twice in an…
  5. Interesting MonaVie Story Rather than go with a usual post on Friday, I’m…

5 Keys to Retire Overseas

To retire overseas and live on the beach on a fixed retirement income may sound enticing but how realistic is this form of retirement living? The concept of stretching your retirement savings by moving to a place with a lower cost of living seems to make sense but some of what you hear about retiring overseas [...]

How A Second Income Stream Can Give You Some Financial Security

This guest post is written by Kevin of 20smoney.com.
Financial security is something that most of us pursue, but many are failing to find these days. While financial security is achieved through a combination of sound financial practices such as budgeting, managing debt, investing and other personal finance activities discussed in this blog, there is [...]

How A Second Income Stream Can Give You Some Financial Security

teaching and being taught, and links

If you’ve read this blog for a while, I don’t know if I’ve ever mentioned this or not, but I spent a fair amount of time as a part-time schoolteacher for both middle school and college freshmen as a substitute teacher and later as a graduate assistant. I taught intro to calculus and accounting in [...]

teaching and being taught, and links is an original article from the website brip blap.

How Much Mortgage Can I Afford?

As I mentioned earlier, we are in the process of refinancing our mortgage to take advantage of the record low rate. We have heard back from our broker and there is good news and bad news. The good news is we have locked in a rate that’s much lower than our current rate of 4.25% [...]

Original Post on The Sun’s Financial Diary

Special bonus offers

How Much Mortgage Can I Afford?

Social Lending Arbitrage Beats Projections

Our social lending arbitrage expert, Derek, is back! After one of my Lending Club loans defaulted, I really wanted to know how Derek’s loans were doing! We’ll check in with him and see how his strategy is working… Social Lending Arbitrage Its been six months since I first introduced my Social Lending Arbitrage method to [...]

Continue reading…

Flipping Houses, Electric Cars, Market Roll Over and More

Flipping Houses for Profit @ in the Archives (1 year ago today)
Is the Market Headed for a Rollover Accident? @ Balance Junkie
Thoughts on Electric Cars @ Canadian Money Forum
Geothermal Home Heating Case Study – Going Green Puts Green into Your Pocket @ Canadian Financial DIY
Advice To Future University Students [...]

Read This Before You Spend The Big Bucks

This is a guest post from MD of Studenomics– a personal finance blog that makes money talk fun for 20-somethings.
We all hate to be told that we can’t do something. Whenever I’ve discussed ways to save money in your everyday life, my readers would get turned off.
When I would discuss strategies on how to cut [...]

Post by Frugal Dad

MonaVie: Multi-Level Marketing Gone Haywire

This week’s “post of the week” is easy. I got caught up in some social media frenzy yesterday when a fellow blogger’s article ended up getting a lot of attention. I had to participate in the action a little bit since I’ve been following this story a while, plus I’m a huge supporter of [...]

MonaVie: Multi-Level Marketing Gone Haywire

5% Certificates at Pentagon Federal

I just reserved at 5% CD at Pentagon Federal Credit Union, aka Penfed. Ironically, last week, I also refinanced our mortgage (again) to 3.625% at Penfed. It’s a little funny that they’re loaning money cheaper than they are borrowing it, but they’ve been known to do so, so it’s a double win for us. They’re [...]

Continue reading…

The Downside of Owning REITs

This is written by our resident real estate guru Rachelle.
In many of my past columns I have discussed the problems of buying real estate in our current market. I have mostly decried that current prices, even at today’s interest rates, are too high to make a profit. I have also warned of the dangers of [...]

Weekly Roundup: Student Loan Debt Edition

I believe student loan debt is a cancer attacking the financial futures of young people. While I do believe in the value of a college eduction, I wonder if taking on such exorbitant debt before earning an income is a smart thing.
I had a small student loan when I first entered college, and then racked [...]

Post by Frugal Dad

Save Money on Furniture: Don’t Buy Chairs!

Want to save some money on furniture? Well, as a wannabe interior designer, I’ve previously talked about a few ways to do just that. Here are a number of ways to save some bucks on the stuff you use at home — chairs, tables, beds, armoires. Let’s check out some of the [...]

Save Money on Furniture: Don’t Buy Chairs!

Next Page »