Archive for February, 2012

how to take a money diet

Bubelah had a good idea the other day as we discussed diets: saving money is, at its core, like dieting. You try to deny yourself something in the present for the sake of future gain. With money, it’s saving now for security and independence in the future. With dieting, it’s avoiding more food than you [...]

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Marriott Vacation Club: Scam or Not?

On Friday of last week, I went into detail about the decision that brought a timeshare into our lives. I had noted that in 2000 when I first looked into a Marriott Aruba timeshare it was around $14,000. In late 2004, it was $19,000. This lead me to conclude, these things only go up and [...]

Betterment Review: Establish An Automatic ETF Portfolio, Get $25

What can be better than setting up an automatic, diversified ETF portfolio? Building a simple ETF portfolio PLUS receiving $25 in your account! Move over online brokers, there’s a great service in town called Betterment. If you subscribe to long term passive index investing using asset allocation via a diversified ETF portfolio, then we have [...]

Betterment Review: Establish An Automatic ETF Portfolio, Get $25

Copyright 2011 TheDigeratiLife.com All rights reserved.

Do I Need an Accountant or CPA? Knowing When to Outsource Your Taxes

Finding an Accountant Can Lead to Big Tax Savings If you’re like most Americans you probably have a good handle on completing your taxes on your own. Over the years it has become incredibly easy for anyone with a computer thanks to TurboTax and H&R Block At Home to sit down and go through their [...]

Expires Today: Discover 12 Month 0% No Fee Balance Transfer

Happy Leap Day! We are leaping out of IRA bonus week, to make room for the Discover 0% No Fee Balance Transfer, which expires today! But don’t worry; we’ll be back with more IRA bonuses tomorrow. It’s not often that we find out in advance when a limited time offer will expire, so it’s nice [...]

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Giants Kneel to A Tweet: When Social Consumers Go Viral (Infographic)

Most everyone knows how impressive modern technology is, with so many groundbreaking gadgets and gizmos on the market and probes being sent to outer space. However, I think it’s easy to gloss over one of the most impressive outcomes of … Continue reading

Schwab $200+ IRA Rollover Bonus

We’re continuing IRA Bonus week with more Free Money! A friend of mine is planning to rollover her old 401ks to IRAs shortly, so I wanted to explore the sign up bonuses currently available for rollover money. Up first is Schwab, where we have some of our IRA money. Schwab is offering a $200 – [...]

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American Express Premier Rewards Gold Card 25,000 Points Promotion

Now you can earn Membership Rewards Points even faster with the American Express Premier Rewards Gold Card. The new card allows you to buy the things you need and get rewarded with the things you want at the same time. Membership Rewards Here’s how it works. With the AMEX Premier Rewards Gold Card, you can [...]

Original Post on www.thesunsfinancialdiary.com

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American Express Premier Rewards Gold Card 25,000 Points Promotion

Money Lessons Learned from Kids

The other day my son wanted to buy a “prize.” He had some allowance and gift money saved up, and all he needed from Dad was the transportation. When he was much younger, Dad kept up with his allowance and … Continue reading

When It Pays to Wait

When I decided to leave my regular 9-to-5 job in order to be home with my kids, my challenge was a significant one: find ways to replace or compensate for the loss of my income. I quickly discovered that while patience is indeed a virtue, it can also be a great way to save—or even [...]

Original Post on www.thesunsfinancialdiary.com

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When It Pays to Wait

Five Things to Look for When Choosing Online Colleges

When it comes to online colleges, not all are created equally. Many schools and universities are unaccredited which means that their degrees and other qualifications are not accepted by some employers. If you want to find a civil service job, you will need to attend an accredited online college. Employers will look at the school [...]

Buying Bonds? Effect of Interest Rates on Bond Value vs Yield

Before answering these questions, let’s touch on a few investing basics. Whenever you consider any investment, it’s crucial to investigate how the holding fits in with your risk tolerance and goals. Bonds are considered less risky or volatile — meaning their price movements vary less than those of stocks. Conventional investing wisdom recommends that by [...]

Buying Bonds? Effect of Interest Rates on Bond Value vs Yield

Copyright 2011 TheDigeratiLife.com All rights reserved.

How Happy is the Meal You’re Paying For (Infographic)

I think most people in the world have probably spent money on a Happy Meal at one time or another. It’s a bastion of marketing success and stands as one of McDonald’s most recognizable and successful products. With iconic products, … Continue reading

Sharebuilder $50 IRA Sign Up Bonus

We’re kicking off a special Free Money IRA Bonus week! Here’s a great offer that you’ll have to hurry up on! Sharebuilder is offering a $50 sign-up bonus if you open an IRA by March 1 (that’s Thursday!). How to Get Your $50 Open a new Sharebuilder IRA. Deposit at least $200 into your IRA [...]

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Oils Well That Ends Well Revisited

With rising gas prices making daily headlines ($4.50 a gallon for me Northern California), I thought I’d revisit an article from the past: Oils Well That Ends Well. The article about our investments was written at the end of November, 2008. I made a point that we had been picking up shares of Vanguard Total [...]

Scams of the Modern World – Pump and Dump, Software and Cold Calling

The previous post on scams looked at some of the cons that are perpetrated by unscrupulous people in the modern world. This week, we will conclude by discussing more schemes used to make us part with our money.
Pump and Dump Schemes
As with seminars, there is legitimate information to be received from forums and newsletters. Nevertheless, [...]

File Taxes Online with TurboTax

TurboTax is one of the most popular tax preparation programs these days. One of the best features of the tax software is it’s easy-to-use interface and the way it walks you through filling out your tax forms. If you haven’t used TurboTax before, it starts by asking questions about your situation and helping you begin [...]

green juice, and links

I continue to dabble a tiny, tiny bit in green juice.  The biggest impediment I have to more enthusiastic adoption is cost (it’s quite pricey to buy a huge pile of veggies to make into one 16 ounce glass) and effort (cleanup is annoying).  But there’s no excuse, really.  I’ve written many, many times about [...]

Copyright © 2011 brip blap. This Feed is for personal non-commercial use only. If you are not reading this material in your news aggregator, the site you are looking at is guilty of copyright infringement. Please contact us at bripblap.com so we can take legal action immediately.

Dealing With Long Term Care & Expenses In Your Later Years

None of us really want to think about the idea of getting older. But it’s something we can’t escape, and ironically enough, the best time to start thinking about planning for that time is when we are younger and healthier. Have you ever thought about what to do when you’re older or how to deal [...]

Dealing With Long Term Care & Expenses In Your Later Years

Copyright 2011 TheDigeratiLife.com All rights reserved.

A Decision to Buy into a Timeshare

A couple of days ago, I gave some details about our Maui vacation. However, one point that I glossed over was that my wife and I own a timeshare. Yep, one of those things that the financial professionals tell you never to buy. I don’t know if I’ve written the back-story to how the timeshare [...]

American Express Prepaid $25 Bonus x 3

It’s Friday! Time for more Free Money! American Express is offering a $25 bonus when you load an American Express Prepaid card! How to Get Your $25 Open an American Express Prepaid Card. Use offer code AEPC25 when you load $25 on the card within 45 days and by April 30, 2012. Get a $25 [...]

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Angies List Costco Discounts

Usually when I write about Angies List it’s to talk about the latest home project we’ve used the service to find contractors for but there’s another benefit of Angies List that doesn’t come up that often.  Angies List Discounts I touched on it before when I wrote about the discount movie tickets we found on Angies [...]

American Express Gold & Premier Rewards Gold Card Review

If you aren’t happy with high interest rates, but you need a handy way to make purchases, then a charge card might be a good alternative to a regular credit card. A couple of charge cards that are widely accepted and have a rewards benefit are the American Express Gold card and the American Express [...]

American Express Gold & Premier Rewards Gold Card Review

Copyright 2011 TheDigeratiLife.com All rights reserved.

A Tale of Two Buffetts

Warren Buffett is the Oracle of Omaha. He exudes a very button-downed, no frills persona – still living in the same home that he bought for $31,500 more than 50 years ago. Over the years, he has amassed a fortune estimated at $35-$40 billion dollars. Buffett is an extremely skilled investor. His company, Berkshire Hathaway, [...]

Selling the Vacation Home, TurboTax Giveaway, and More

Maybe you were right. I’m one of those people, that no matter what someone tells me, I just have to try it myself before I can believe it. I’m just plain stubborn I guess. When I asked Should We Buy a Vacation Home? there were many great comments and it made us think. But ultimately, [...]

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