What college student do you know that isn’t cheap? When you’re in school every penny counts and you learn to manage your money on a very tight budget. Saving money simply becomes second nature to you. I was so cheap in college I used to:
-Wear every last piece of clothing to delay paying for the laundry […]
Were you in class the day they handed out the financial tip sheet? You know, the one that covered how to buy insurance, invest your money, pay off your student loans, manage your credit cards, and budget out your new salary? I think most of us missed that day so here’s another copy you can […]
Annual bonuses are here! Our company did well enough in 2007 that we’re getting a bonus, 3% of our salary is the rumor. They’re supposed to show up in our bank accounts or mailboxes tomorrow so the office was buzzing with talk of different ways to spend the money this afternoon.
How to Spend a BonusI […]
As a single mother of two growing children, I have a tight budget, even with child support payments. Just when I think I am getting ahead, somebody needs a new pair of glasses or a dental visit. Forget that my youngest is having growing spurts and needs a new wardrobe two or three times […]
Do you make New Year’s resolutions? I used to, until I realized I usually blew it within the first 2-3 weeks. I hate making promises I cannot keep, even if the vows are only to me.
However, I definitely need to do something, if I want to budget for a better 2008. A self-employed […]
If you have seen/read The Christmas Carol, you already know that Scrooge is the Bad guy. Well, I contend that Scrooge is not all bad, and here is why:
Yes, Scrooge could have put a little extra coal on the fire; he could have allowed Mr. Crachit a little more time off, and been more […]
Have you thought about your New Year’s resolutions yet for next year? How about knowing where your money is going, knowing where you want it to go, saving more, and reducing debt? Sound like a tall order? If you set some specific financial goals for yourself, you’re much more likely to achieve some of them. Check out […]
Christmas is a wonderful time of year! You look forward to the lights, the Christmas carols, the food, and the chance to be with family as you celebrate the reason for the season. However, along with all the festivities, the bills usually stack up during the holidays. For many, gift giving results […]
What’s the most difficult time of the year to stick to your budget? How about the holiday season? Of course, it’s not just the holidays, it can be difficult to live within your means throughout the year. Below are some tips I’ve used to help me stay on track with my budget. […]
Although we haven’t even seen Halloween yet, let alone Thanksgiving, it’s not too early to start budgeting for Christmas.
Make It Easier To SaveAre you paid twice a month? Then you have 6 paydays between now and Christmas. If your paycheck only comes once a month there are just three money days before the end of the year!
If […]
Who spends the money on kids your family, mom or dad? If you’re like us, it’s the mom who buys the baby what they need. If the mom’s spending the money, why does the dad often make the budget?
Baby Expense PlanningI have a friend who’s expecting a new baby next spring. He has his finances […]
