Have an emergency? Find the money from both expected and unexpected places!
Yesterday, I had an emergency: my computer hit the dust a second time in 2 years. The first time it croaked, my hard drive crashed but most of it was recoverable. I ended up spending close to $1,500 to […]
Recession proof your job and career!
I’m planning a series that lists out some of the best choices you can make during this recession. I’ll start off with what you can do for your job and career during tough times like we’re experiencing now.
With unemployment numbers aggravating the markets last week, we’re seeing a quadruple […]
I’ve been reading a lot about anguished homeowners recently, who’ve been whipsawed by the subprime crisis and are now mulling their future. In some spots in California, things haven’t been too pretty with the real estate market, thus leading to a rise in foreclosures. And just as easy credit flowed easily not too […]
I’m not the most organized person in the world, though I’ve been working on it as best as I can. The funny thing is, I like things to be systematic and like things to be in order, but somehow, I still fall short sometimes, and I end up with a couple of missed bills […]
How I’m working to escape my bad debt.
The “D” word…for Debt. Just about everyone is familiar with it, although some people are more intimately acquainted with it than others are. Debt is often the cause of disagreements and unhappiness among couples; and it often tends to creep into your thoughts when you’re busy […]
You finally found the perfect house and you’re close to realizing the dream of owning your own home…so close that you can taste it. It’s a great time in your life but are you really financially ready to achieve these goals?
Before mortgage lenders can grant you a loan, they of course would like to make […]
Is online peer to peer financing for you?
At these P2P lending sites, I’ve been more of a lender, but I found a guest poster who was willing to share their experience as a borrower at Prosper.com. Here are Debbie Dragon’s views on Prosper.
Every time I turn on our local news channel, I am presented with […]
For those of you who are interested in learning more about Prosper lending or borrowing, there’s a new book available on Amazon.com that was written by Sean Bauer, a successful group leader on Prosper.com who’s well versed with the ins and outs of online lending and borrowing in this environment.
Though I’m not much of […]
I’d like to bring your attention to an article I wrote for the Prosper blog entitled: 6 Ways To Manage The Risk Of Peer To Peer Lending, which discusses a few pointers about risk management in the realm of social lending. I thought I’d cover this ground a bit over here as well, with […]
While growing up, I didn’t learn much about personal finance nor the concept of credit cards, which were matters I wasn’t exposed to until later in life. I learned a few basics such as bill paying, check writing, and bank accounts from my parents but for the most part, I was left to my […]
Peer to peer lending, person to person lending or social lending… everyone’s suddenly talking about it.
Everywhere I look around the blogosphere, there’s someone talking about the peer-to-peer lending industry. It’s an interesting space that has recently been picking up steam and getting noticed. With the credit markets under a lot of pressure these […]
I had a similar piece up at the Prosper Blog a while back but I wanted to touch on this topic further. Nothing earth-shatteringly new here, just common sense.
Photo by Mary Hetts
I get a lot of questions from readers who ask about what they should do about their mounting debt. A few of […]
A few times a month, I would like to open the floor here to a few guest writers from the personal finance blogosphere. I am very fortunate to have Paid Twice from I’ve Paid For This Twice Already to contribute a guest post today. Paid Twice is “a 30-something married mom of two […]
This is probably the umpteenth article I’ve written about the subprime lending mess and for some reason, I still find something else to say about it. It seems that nary a day goes by without some mention of the doom and gloom hitting the property market.
In the past, I covered the causes of […]
