Archive for the 'emergency fund' Category

Should You Have an Emergency Charity Fund?

It’s no secret that one of my favorite blogs is Get Rich Slowly. Yesterday there was an article about how to coping with financial disaster. (My short answer see #14 of 16 Thoughts on Oprah’s Stanford Commencement Speech… Grieve properly, attend to the situation at hand, and get back to what was important before the crisis.)
With more and more natural disasters striking the United States, it occurred to me… should I have an emergency fund to donate to charity? I typically focus my charitable efforts on one effort… the American Cancer Society… in honor of my dad. […]

Gift Ideas for College Grads for a Financial Headstart

What gift should you get for a college graduate?  Cash is always the easiest and probably the most coveted present for recent graduates.  The problem, as I remember it, is that cash is a hard thing to hold onto once you’re out of school and thrust int the job hunt or working world.
Here are a […]

Money Tips for New College Graduates - Spending, Saving, & Budgeting Advice

What college student do you know that isn’t cheap?  When you’re in school every penny counts and you learn to manage your money on a very tight budget. Saving money simply becomes second nature to you. I was so cheap in college I used to:
-Wear every last piece of clothing to delay paying for the laundry […]

Plan Ahead to Maintain Your Health and Avoid Medical Debt

Did you know that medical debt is a leading cause of bankruptcy in the US?  What’s scary is that just having insurance doesn’t protect you from huge medical bills.  Many people enter the hospital with insurance but still end up owing large amounts of money.
Unlike consumer debt which accumulates over time, large medical bills can […]