What gift should you get for a college graduate? Cash is always the easiest and probably the most coveted present for recent graduates. The problem, as I remember it, is that cash is a hard thing to hold onto once you’re out of school and thrust int the job hunt or working world.
Here are a […]
Summer is a season of graduations and weddings. Life events like these often have an impact on the health insurance coverage of those involved. When a new person joins your family or a child is no longer deemed a dependent it can affect their eligibility under your health plan
Insurance DeadlinesOften times your plan will allow for […]
Health insurance coverage can be a complex benefit to understand with the multitude of rules and restrictions that many insurance companies have in place. If you fail to follow your insurance plan’s guidelines, you may end up getting medical treatment that isn’t covered and having to pay more for health care.
One of the keys to […]
Did you know that medical debt is a leading cause of bankruptcy in the US? What’s scary is that just having insurance doesn’t protect you from huge medical bills. Many people enter the hospital with insurance but still end up owing large amounts of money.
Unlike consumer debt which accumulates over time, large medical bills can […]
Buying health insurance is probably the last thing a new college graduate wants to research as they deal with the multitude of changes that accompany their sudden leap into the real world.
Unfortunately, your change in status from student to regular person will also mean changes in your health insurance coverage. For the last several years […]
Every year I always scramble to try and spend my flexible spending account balance before the deadline. As it comes down to the wire I start looking for anything to spend the money on that meets the FSA guidelines. This year I ran across a promising strategy that should make it easier to clear out the […]
Does open enrollment seem to sneak up on you every year? Your human resources department sends out an email announcing the enrollment period and before you know you’re scrambling to make your selections on the last day before it closes.
You’re going to be stuck with these choices for a whole year – why not […]
Why did you sign up for health insurance? Was it to help share the risk and cost of potential health issues across a large group of people? What if some of the people in your group are voluntarily behaving in ways that raise their risk and the cost to you and everyone else? Should you […]
