Archive for the 'Personal Finance' Category

Proud To Be An American Says This First Generation Immigrant

Happy Independence Day!

Despite all the tough economic stuff we’ve been dealing with lately, what say we take a moment to think about what makes America special to us?
I’m a first generation immigrant turned naturalized American who came to this country almost 25 years ago to get an advanced education in the field I wanted to […]

Financial Independence Day - Escape the Rat Race with Lessons from our Forefathers

Financial independence is not out of your reach, despite how difficult a goal it may seem at times. You don’t have to take my word for it, looking back in history you can learn the principles that will help you overcome massive obstacles and achieve financial independence.
Here are some factors that were key to the […]

Eat a Cheaper Breakfast, Dress Your Kids On Less @ The Carnivals

The Carnival of Personal Finance #159 has made it to Greener Pastures: Personal Finance, and the theme was about the construction of “the first zero-emissions city” in the world. My post on expensive children’s toys was selected as an Editor’s Pick! Thank you for the honor, Lisa! Here were a few articles I […]

Lose Weight While Spending Less on Food and Exercise

You don’t need to break the bank to get into shape!
I just love before and after pictures:

Who wouldn’t want to get healthier, lose the extra pounds and feel better? After all, our health is our most important asset and these days, health care costs are among those things that are rising faster than inflation! Get […]

E-Trade Complete Savings Account now 3.20% APY

Original post on The Sun’s Financial Diary
E-Trade Complete Savings Account now 3.20% APY
For the second time in less than two months, E-Trade Financial decided to make its Complete Savings Account competitive by increasing its interest rate from 3.15% APY to 3.30% APY, starting July 2, 2008. It made a similar rate adjustment in early May.
Though […]

Mid-Year Financial Checkup - Review Your Goals and Progress

It is July 1st, which marks the start of the third quarter and the second half of the year. It is hard to believe that 2008 is already half gone, but it should be no surprise that there is still plenty of work left to be done. As we reach this midpoint, it is a […]

7 Ways To Handle Unexpected Expenses and Financial Emergencies

Have an emergency? Find the money from both expected and unexpected places!

Yesterday, I had an emergency: my computer hit the dust a second time in 2 years. The first time it croaked, my hard drive crashed but most of it was recoverable. I ended up spending close to $1,500 to […]

Who’s In Your Personal Finance Support Group?

Do you have friends or family that you can share ideas, ask questions, and garner support from when it comes to money issues? Why would you want to be part of a money network? As the Beatles sang:

“I get by with a little help from my friends”

It’s really nice to have a group of people […]

Discover More Card $100 Bonus Offer

Original post on The Sun’s Financial Diary
Discover More Card $100 Bonus Offer
Found this Discover More Card deal on the Clipper Magazine in my mailbox.
Details of the offer are:

$100 Cashback bonus when you make $500 in purchase;
0% APR on balance transfer until June 2009;
5% Cashback bonus;
3% balance transfer fee.

I have discussed this card in my […]

Investing Basics, Buying Life Insurance, PopTop Ranks @ The Roundup

I’d like to highlight a great new tool introduced to us by one of my fellow Money Writers called PopTop Ranks! The folks behind My Dollar Plan, Madison and Scott, have put together this great web tool that allows you to see dynamic rankings for blogs and web sites based on their subscriber numbers. […]

Rate Your Job, Company and Salary At Glassdoor.com: Compare Work and Pay

What if you could be a fly in the wall at some company you’re really interested in joining? Know what life is really like at the company where you commit your precious 50 hours a week to.

As employees, we get ourselves ranked, rated and reviewed every time we have a performance evaluation from which […]

Stock Market Investing 101 - How Can Stocks Make You Money?

Investing in the stock market can be overwhelming for a beginner but the potential financial rewards are enough to motivate many people to learn how to invest in stocks.  One mistake that many beginners make is to get caught up right away in buying and selling stocks without really understanding what a share of stock […]

Stock Market Investing 101 - How Can Stocks Make You Money?

Investing in the stock market can be overwhelming for a beginner but the potential financial rewards are enough to motivate many people to learn how to invest in stocks.  One mistake that many beginners make is to get caught up right away in buying and selling stocks without really understanding what a share of stock […]

Doing A Home Improvement Project? Know Your Return On Investment

How much will your home makeover cost and is it worth it?

With the debate between renting vs owning a home continually raging on, I’d like to chime in with a few advantages to owning a home. Here are some things I particularly like about home ownership:

You have the freedom to do whatever you […]

Biweekly Pay, Frugal Camping Ideas @ The Carnivals

Time for more lists! Mrs. Micah got pretty creative with her carnival theme this week, when she presented the Carnival of Personal Finance #158. If you want to pick up some financial tips while learning a bit more about Buffy The Vampire Slayer , then do visit her site! Some cool […]

Stop Whining & Start Making Some Money

Are you an economic whiner?  I’ll be the first to admit that I’ve had my share of negative things to say about gas prices, taxes, & government red tape.  However, what I witnessed last week has inspired me to whine less and work harder.
If they can do it, so can I…
Who are they?  The hard […]

Early Termination Fees Slashed at T-Mobile

Original post on The Sun’s Financial Diary
Early Termination Fees Slashed at T-Mobile
Early this month when I called T-Mobile to complain the 15 cents they charged me for sending me a text reminder, I also asked their early termination policy and was told that if I want to get out my contract before it expires, […]

A Stock Market Reality Check: What Investment Risk Actually Looks Like

What does a market crash look like?
Forget charts and graphs, if you want to see what investment risk, a market slide or a volatile stock looks like, then here’s a different kind of visual.
All around the world, a market crash looks the same, etched in the faces of many who watch it unfold. […]

Personal Finance Review - Caribbean Vacation Edition

We enjoyed our vacation in the sun! We traveled to the Dominican Republic to be part of a beach wedding for one of my wife’s good friends. It hadn’t rained the whole trip but the evening of the wedding the clouds rolled in and the rain came down. Luckily the showers ended in time for […]

Control Your Wild Wedding Costs! Set Up A Wedding Budget

Photo by Hannita

What’s hot right now? Other than the uncharacteristically scorching heat waves we’ve been experiencing recently, it’s weddings, of course. But I can also imagine just how hot a poor bride must be feeling under all that fabric she carries and drags around during the sizzling days of summer.
For the most […]

Improve Gas Mileage, Market Your Home, Plus Winners of the Million Visitors Giveaway!

Winners of The Million Visitors Giveaway
Earlier, I was thinking of giving away $5,000 to the actual millionth visitor on my site, but since I had no way to accurately track down the specific individual, the thought fizzled .
At any rate, I have tried to approximate the event by holding last week’s giveaway where I […]

So This is What Happened to Our Stimulus Payment

Original post on The Sun’s Financial Diary
So This is What Happened to Our Stimulus Payment
When we received our economic stimulus payment of $201.10 last Friday, we didn’t know what went wrong because the note from IRS said we should get $383.95, and I was actually expecting another check.
Now, a week later, I guess I can […]

When Should You Buy Into The Stock Market? Like Yesterday.

I’ve got this former co-worker who absolutely refuses to buy into the stock market. He says it’s like playing the lottery or gambling. And no matter what kind of justifications I make, he won’t listen — instead, he’s content with putting his money into real estate property in his native country. His […]

WT Direct Increases Interest Rate to 3.26% APY

Original post on The Sun’s Financial Diary
WT Direct Increases Interest Rate to 3.26% APY
WT Direct became the latest online bank to increase the interest rate of its online savings, following similar move early from E-Trade, HSBC Direct, and FNBO Direct.
The increase is 0.10%, from 3.16% to 3.26% APY with a minimum requirement of $1o,000. After […]

Celebrating the Diva Cup, Emergency Funds and the Carnival of Personal Finance

Come celebrate the Carnival of Personal Finance’s third anniversary at the place where it all started. Consumerism Commentary hosts the Carnival of Personal Finance #157: Third Anniversary Edition this week and it’s long, going on strong! Please visit the carnival as it’s brimming with a lot of personal finance tips […]

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