Let’s talk about ROWE - a results-oriented work environment. Here’s a good primer. It’s very simple in the most distilled form:
ROWE, or Results-Only Work Environment, (also known as Results Oriented Work Environment), is a management strategy created by CultureRx and used by Best Buy. In this model, employees are paid for results (output) rather than [...]
“Killing Sacred Cows” is certainly a catchy title? At first glance, you might think that this book has some sort of religious theme, but it’s not that type of book. Killing Sacred Cows is about money myths that perpetuate, and the reasons why they are myths. The thing that stood out most about this book [...]
To get in the holiday spirit, I’m giving away a $100 The Home Depot gift card to one lucky reader. The Home Depot gift cards are a great idea for the do-it-herself-ers and handymen on your gift list. Or, you may decide to keep the gift card for yourself and invest in household items that help [...]
Original Post on The Sun’s Financial Diary
IGoChecking Has The Best Interest Checking Account Rate
I am IGoBanking Savings Account customer. Though the bank is no longer my everyday bank as it used to be, I still access my account there quite often. Somehow I still missed their big rate increase of the IGoChecking Checking Account that [...]
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A few years back, I had a gym membership. I always wanted a place where I can go and lift some weights do a little treadmiling… you know the stuff that I don’t nearly write often enough over at Lazy Man and Health. When my wife and I moved into my current apartment [...]
I no longer have a job to worry about (today, I’m self-employed and have other problems…), but allow me to share my own job layoff story with you from way back when.
Scary things are beginning to happen around here as the harsh realities of recession begin to hit closer to home.
At this time, I’m [...]
Original Post on The Sun’s Financial Diary
NCUA Insurance Is As Good As FDIC Insurance
I have never used a credit union before, therefore, I never paid any attention to how money is insured in a credit union. I just assume that there some some kind of measures to protect credit union customers again losses if [...]
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It’s probably not something you want to hear right now: you’ve lost your job. The news struck close to home last month when a family member lost his job. Watching him go through the process made me realize that with some advance planning, it could have eased some of the burdens.
Preparing to lose your [...]
How many times have you been stumped when trying to buy a gift for a friend or family member? A recent survey by the National Retail Federation found one of the main reasons why people avoid gift cards is that they aren’t sure which ones to buy.
I’ve found that gift cards and gift certificates can actually [...]
In the early days of this blog, when I was still using Google’s blogger service, I wrote this article. I think about 10 people read it. So take a quick read and see if it’s worth reading, or whether I should’ve left it buried…
Probably like a lot of other self-improvement junkies I have always been [...]
You’ve all heard the predictions about home heating costs going up this winter. Combined with the current state of our economy, the idea of paying more to heat your home might be enough to send some people over the edge. As a result, people are looking into alternative home heating solutions like space [...]
There is one characteristic of human nature that is causing the high amounts of consumer debt that the majority of North American’s hold. What is it? It’s need for instant gratification.
Why save to buy something when you can borrow the money and have it now? The problem with buying now and forgetting about it is [...]
Original Post on The Sun’s Financial Diary
Weekend Linkage - November 16, 2008
Market Recap
Another volatile week on the Wall Street ended with all three major indices slipping deeper in red, despite the nearly 900 points turnaround of the Dow on Thursday. On Friday, electronic retailer Best Buy cut its annual profit forecast, sending the stock 14% [...]
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Original Post on The Sun’s Financial Diary
Equifax Credit Monitoring Silver Free Two-Year Subscription
Found this deal on FatWallet.com.
The free 2-year subscription is supposed only to be available to Ocean Bank customers, but somehow it works for everyone with the promotion code, whether you are a true Ocean Bank customer or not (at least I get through [...]
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My wife persuaded me to go her gym’s Body Pump class yesterday. Not only was my ego hurt by the women doing heavier weights more times than me, but even my finger muscles hurt. That being the case, I’m going to cut right to the chase and get you the links.
From The Money [...]
The Discover card holiday promotion gives back $20 for every $200 spent on your card in the form of a $20 gift card. What that boils down to is that your Discover Card can become a 10% cash back card from November 1 to January 4, 2009. That is more than three times the best [...]
As we face tighter budget restrictions in my family, we’re doing our best to conserve and cut our costs even further. Around us, we’re noticing the strains of the economic slowdown around our general neighborhood. I’ll talk more about this in detail at a later time, but for now, I can only tell [...]
We’ve written a lot recently about preparing your budget and shopping plans so that you don’t overspend on gifts over the holidays. Here are some key shopping dates to plan around that can save you some money.
Black Friday (November 28) – The official start of the holiday shopping season, the day after Thanksgiving when retailers offer some [...]
Original Post on The Sun’s Financial Diary
Recent Bank Findings: OnBank, Shore Bank Direct and Venture Bank
I have added a few more banks to the interest rates table the other day when I updated the list. There are three of them that I think worth mentioning because they all offer very attractive rates: 3.50% APY or [...]
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My mom continues to recover from the aneurysm, surgery, and subsequent stroke that has kept her hospitalized for the last 65 days. Last week we transferred her to an in-patient rehabilitation center that specializes in working with patients with brain and spinal cord injuries.
It didn’t take long to hear stories from fellow patient’s families who [...]
As my time draws to a close at my struggling multinational corporate client I find my attention being drawn more and more to the personal. Politics is receding, too - quickly, thankfully. I would like to keep asking this question: am I crazy to think that frugality is not going to be enough in the [...]
A recent Auburn University study provides some real numbers to back a theory we’ve all known was true for some time–planting a shade tree near your home reduces energy bills significantly in the spring and summer months. The study, conducted in Auburn, Alabama, included 160 homes with different levels of shade. Each home’s energy usage [...]
Do the holidays put a strain on your budget? It can be one of most expensive times of the year; it’s easy to lose control of your spending with all the expenses for gifts, entertainment, travel, and even higher heating costs. Here are some tips for taking control of your money this Christmas season.
Create [...]
More choices for your safe money: online bank accounts are favorites, but there are other savings options as well.
We’ve touched a lot on the subject of where to keep your money during this crazy financial era. And it’s still a popular topic for those seeking financial input. And as a follow up [...]
Original Post on The Sun’s Financial Diary
Is Citi Stock A Buy Now?
I heard the news this morning that Citigroup CEO Vikram Pandit bought 750,000 shares of Citi stock (C) on the open market yesterday when the share price dropped below $9. In addition to CEO Pandit, other three executives also bought a total of 550,000 [...]
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