4 Keys to a Better Life This Year

Do you have a good life? Maybe compared to some, yes. Perhaps compared to others, no. A lot of it depends on your perspective and how you measure your life. Last year I had a good life but sadly didn’t realize it until I was abducted by a UFO and held prisoner in an alien […]

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New 1st Quarter 2015 5% Rotating Cash Rewards Credit Cards

1st quarter cash back is here and it’s back to the basics with gas and groceries! After claiming all the holiday cash back offers last quarter it’s time once again to get all the cards organized, activated and into a regular rotation. Reevaluate Quarterly Cash Rewards It’s our quarterly check-in to reevaluate the cards we […]

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Three Suggestions for Growing Your Savings Account

[Editor’s Note: The following is an article from my friend Julie. Many tried and true personal finance tips are summed up here… a good way to kick-start your savings goals for the new year.] You know the funny thing about savings accounts? If you don’t have the available funds to deposit, essentially there’s nothing to […]

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How to Have a Life While Living On a Tight Budget

Living life while on a budget can be tough. When I bought my first house a few years ago, money was tight. In fact, I bought more of a house than I could afford and I had to literally watch every penny I made. Going through this experience was tough, but it forced me to […]

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Make a New Year’s Resolution for SMARTER Goals This Year

[Note: Every year, I republish this article around this time as I remind myself what’s really important in setting goals for the next year. It’s the last of the New Year re-run articles, I swear.] It’s a few days into the new year… how are your New Year’s Resolutions coming along? Maybe I’m just Lazy […]

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Financial Checklist to Start the Year (2015)

Similar to the end of the year tax tips, there are certain financial to-do items to start off the year on a strong note.  Here is the checklist that I use at the beginning of the year. 1. Contribute to your TFSA Investors rejoice!  For 2015, TFSA accounts get $5,500 in additional contribution room ($36,500 total […]

How To Be Successful

[Note: Since many have suggested it is one of my better articles, I’ve republished this at the beginning of the year the last few years. If the Today Show can put on 800 segments about losing weight at the start of the year, I might as well cover everything else. So, with many people looking […]

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3 Tips to Radically Improve Your Finances in the New Year

2014 is quickly coming to an end which means people will be sitting down to make their lists of resolutions in the New Year. Most will focus on losing weight and improving their finances. Improve Your Finances in 3 Steps When it comes to your finances, I am going to give you 3 tips to […]

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Reviewing Goals for 2014

It seems like whenever I have a title with the words “review goals” things get ugly real quick. Unfortunately, I don’t think this will be an exception. On Martin Luther King Day last year, I wrote an article about Setting Goals for 2014. Though it wasn’t related to any of my goals, I always like […]

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This Year’s Most Popular Finance Tips

My Dollar Plan just celebrated our seventh anniversary. I can’t believe how fast it’s gone! Thanks to you, the readers, for subscribing, stopping by to check out new articles, sharing tips and deals, and contributing your thoughts and ideas to improve My Dollar Plan. I read all your emails and welcome all the input! Also […]

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7 Ways to Lower Your Car Insurance Rates

Car insurance is one of those necessary evils in life. No one wants to pay for it, but then no one wants to be without it either. And no matter what you think about it, it’s required by state law so you must have it. But just because you have to have it doesn’t mean you can’t make it as inexpensive […]

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Post Holiday Message: R-E-L-A-X

Happy Boxing Day all! When I was little, I saw the day on calendars and it always had “Canada” in parenthesis. I took this to mean that on December 26th, everyone in Canada just punched each each other in the face. When I was older, I realized how silly this would be and that they […]

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Free 6 Month Membership to Jet

Jet is the newest e-commerce company that will launch in 2015. If you sign up as a Jet Insider, you’ll get a free 6-month membership. If you refer friends, you’ll move up the list and earn extensions to your free membership. They’re also giving away Jet stock for the top 10. This reminds me of […]

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5 Tips for Staying Happy at Work

No one likes his or her job all the time. Even if you have what you consider a “dream job,” chances are that there are some days that you just aren’t giving 100 percent, or days that you just don’t want to do the job. If you start to dwell on these downsides, you will eventually […]

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Remember the True Holiday Spirit

Seeing stores open on Thanksgiving and the ads trying to get us to buy a bunch of stuff we really don’t need makes me sad. I feel we have lost the true meaning of the holidays, which is all about giving. It’s not about how much you spend or how flashy of a gift you […]

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The Best of Miillion Dollar Journey – 2014 Year in Review

It’s been a while since I’ve written an update about my personal finances so lets dive into an annual update. What a year 2014 has been – we’ve achieved a major milestone, sold a significant private business asset, all while facing decreased household income and limping through a significant oil correction. I started this blog […]

Amazon $20 Gift Card from Western Union

Western Union is giving out $20 Amazon Gift Cards to try Western Union through their refer-a-friend program. By now, I think we all know I’m a huge fan of shopping on Amazon, so any deal that features Amazon gift cards is great! It’s Free Money Friday. If you are busy spending money on Amazon Lightning […]

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Holiday Gifts for Beer Lovers

We just highlighted gifts for food lovers and wine lovers in our holiday gift guide, but what if your gift is for a beer lover? Don’t worry we’ve got you covered! Wondering what to get your beer lover friend this year? Of course beer makes the perfect gift, but you might want to think outside […]

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So About that Russian ETF Thing…

Over the past 8 years, I’ve made a lot of calls here. Some have turned out very good (buying Facebook stock under $20) and some not so good. Then there’s a whole other level that’s 5 miles below the not-so-good, that’s downright ugly. It’s not always to admit it, but sometimes I just have to […]

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How I Earned $1,000 From Big Crumbs Cashback

We’re finishing up our holiday cash back series today with the cashback site Big Crumbs. Hopefully you’ve earned lots of cashback on all of your holiday shopping this season! Big Crumbs is a cashback program that I’ve used for a long time. I just checked my account and saw that I have $1,179.79 in lifetime […]

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15 Career Lessons from a Soccer Dad

Career tips are easy to come by but not always easy to follow. Here are some I’ve learned over the last several months from a motley crew of 8 year old boys – if they can do it, so can you! It all began last summer when I ran the tryouts for my son’s youth […]

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Holiday Gifts for Food Lovers

Our holiday gift guide series highlights gifts for the foodies on your list. Do you have a food lover in your family? Wondering what to buy for the food lover in your life this year? We’ve got great suggestions perfect for your foodie and just as delicious for your wallet. Whether they love to cook, […]

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Time to Start Buying Oil?

I hope your holiday season is going well. If it’s anything like mine, it is busy, busy, busy. That’s why you’ve seen fewer articles than usual here. I’m also trying to take advantage of the low expectations of the holiday season to reflect on the things that are really important. In November, the family slipped […]

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17 Tips for End of Year Tax Planning

It’s time for end of year tax planning! Time to get your financial house in order for tax season! What could be more fun that taking a break from holiday festivities and shopping to start thinking about taxes? It seems like every year when we do our taxes, there’s a few things we wish we […]

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Net Worth Update December 2014 – Kyle the Real Estate Agent

Welcome to the Million Dollar Journey December 2014 Net Worth Update – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after the million dollar net worth milestone was achieved in June 2014. Kyle the Real Estate Agent was selected as a team member and […]

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