This week’s Capital One Free Money Friday offer is a good one! They’re offering a $300 sign-up bonus for their business checking account. How to Get Your $300 Open a Capital One Business checking account by August 31, 2013. Deposit at least $3,000 within 30 days of account opening and make one online payment. Get [...]
You should not stress over what to get mom for Mother’s Day. (Believe me mom doesn’t want you to stress out over her.) You can get a thoughtful gift for not a lot of money. The key is to THINK about who you are buying for. For instance my mom likes flowers so that would [...]
There are different times when you should refinance your mortgage loan, but contrary to popular belief lower interest rates are not the only reason. Sure, when interest rates hit new lows millions of homeowners flock to refinance their homes. But there are also times when you should refinance when rate is not the driving force. [...]
The post When You Should Refinance Your Mortgage Loan appeared first on Money Smart Life.
When it’s time for summer vacation, smart students know that it isn’t a time to lay around and waste a few months, but rather the time to find a job. At least a job to help you make it through the summer or maybe help cover some college bills. Sure, being a high school or [...]
The Job Outlook for Law Students By most all accounts the job market for lawyers is not at its most… Continue Reading
The post If You Get a Law Degree, Will You Be Able to Pay for it Later? appeared first on Frugal Dad.
It’s all over the news about how the stock market is now trading at all-time highs. For many investors, your portfolios should now be worth more than they were back in 2007 before the financial crisis hit. I say should for two reasons, the first being this assumes you actually stayed invested in the market. [...]
An often overlooked component of retirement planning is Social Security. It’s not that no one knows it’s there – but more that getting reliable estimates of your benefits is something of mystery. In addition, many people believe that Social Security will become “bankrupt,” so they try not to rely too heavily on it as a [...]
The post How to Estimate Your Social Security Benefits appeared first on Money Smart Life.
This time last year, I wrote that Scottrade, a discount online stock brokerage that I have been using since 2001, was about to launch its own free dividend reinvestment program. I was really excited when I first heard that the program might be available in the fall of 2012 because that’s what I have been [...]
Original Post on www.thesunsfinancialdiary.com
Special Promotional Offers
Summer can be an excellent time to get ahead on credit hours, make up for some courses you missed or… Continue Reading
The post Paying for Summer College Credits appeared first on Frugal Dad.
You just completed the paperwork on a new loan. Because of your excellent credit score, you got an outstanding rate on the loan. But 30 days later you pull your credit report and find out that your credit score dropped by 40 points. Everything else on your report is consistent with what has been there [...]
The post How Does a Loan Affect Your Credit Score? appeared first on Money Smart Life.
Dominating the news headlines currently is the topic of student loan debt and a possible student loan crisis. For the first time ever, the total amount of student loan debt has surpassed the $100 billion mark. This is more than consumer credit card debt and is second only to housing debt (mortgages). Many experts are [...]
If you’re a landlord, it’s important to understand how to file your rental income come tax time. Whether you’re renting out a basement apartment or an investment property, you’ll need to report your rental income. This is done by completing Form T776, Statement of Real Estate Rentals. If you’re filing your own income tax, you’ll [...]
Have you recently awakened from a deep sleep and, in a Liechtenstein-inspired panic, sat upright muttering, “Oh no! I forgot… Continue Reading
The post College Options for Late Applicants appeared first on Frugal Dad.
One of the trendiest and most pressing topics in personal finances is the devastating amount of debt graduating with college students. Large debt loads saddle new graduates with large monthly payments. Couple this with sometimes unmarketable degrees that do not translate well in the workforce and a wavering economy, and we see that some students [...]
The economy is finally showing legitimate signs of recovery from the last recession. But millions of people are carrying large amounts of debt owing to long periods of unemployment experienced during the downturn. That experience should strengthen your resolve to avoid the same fate in the future. How can you stay out of debt when [...]
The post How to Stay Out of Debt When You Lose Your Job appeared first on Money Smart Life.
If you feel like you’re a little behind on college funding and are worried that you’ve missed the scholarship boat,… Continue Reading
The post Last Minute Scholarships appeared first on Frugal Dad.
If that title sucked you, great, that was my plan. However, I’ll come clean right from the start that I don’t think you can pin down what is the best printer. It’s a little like finding the perfect mate. There are a lot qualities, some good and bad, and there’s some compromise to make. Nonetheless, [...]
Buying a house is for many people the largest purchase we will make in our lives. During the home buying process, many of us get caught up in the excitement and don’t think about all of the increased expenses we will incur as a result of purchasing the home. For me personally, I didn’t realize [...]
It’s never pleasant to lose your job. You lose a major source of income, and you have to find a new job. However, when you are laid off, rather than fired, your situation is a little bit better. Being laid off provides you with a degree of protection that being fired doesn’t come with. Laid [...]
The post The Finances of Losing Your Job – Getting Fired vs Being Laid Off appeared first on Money Smart Life.
This is a re-post but highly relevant. Enjoy! As most people filed their tax return before the income tax deadline, it’s now a matter of waiting for that juicy tax return. Most consider tax refunds to be ”free money” that was unaccounted for. And it’s true, you can do whatever you want with the money. However, in [...]
How You Can Try Products Without Buying Them First Oh, the joy of getting something for free. Ever wondered how to get free stuff to sample. The allure of samples is hard to resist especially when you want to try new products but don’t have the means or courage to spend your money on [...]
For many college students, summer represents an opportunity to pad the old resume with important (at least on paper) work.… Continue Reading
The post Summer Jobs That let you enjoy the summer appeared first on Frugal Dad.
The University of Phoenix’s accreditation woes are more serious than the for-profit giant had been told to expect, with a… Continue Reading
The post Make Sure Your Degree Is What You Think You’re Paying For appeared first on Frugal Dad.
Capital One 360 has taken over ING Direct and they’re offering a $50 sign-up bonus. This week’s Free Money Friday may be just for you! How to Get Your $50 Open a 360Checking account. Make a total of 3 card purchases or Person2Person Payments (or any combo of the two) within 45 days of account [...]
When I formed my LLC, I finally opened a business bank account. I probably should have had a separate account prior to that point, even though I was a sole proprietor, but I waited until the business felt more “official.” Opening a business bank account requires a little planning, and proper documentation, depending on the [...]
The post How to Open a Business Bank Account appeared first on Money Smart Life.
