The Value of “Free” Electricity

Over the last few weeks I’ve been writing about our move to solar power. In case you’ve missed the articles, let me bring you up to date. For Earth Day this year, I started to explore whether going with solar power would save me money. Then I forgot about it until the question of leasing […]

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Starting or Growing a Business? Take Advantage of Business Support Organizations

In previous posts, we looked at different business models and how to write a business plan to aid entrepreneurs. In addition, having a helping hand during the initial start-up phase and subsequent operational stage of a business will go a long distance in paving the way for a successful venture. This post will look at […]

When is the Tax Extension Deadline?

If you filed for a tax extension last April today, October 15, 2014, is the tax extension deadline for your 2013 tax return. The original 2014 tax deadline for your 2013 tax return was on April 15, 2014. If you filed Form 4868 you got an automatic extension, which is due six months after the [...]

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Start a Business Today (and I Will Help You)

When I started Lazy Man and Money, I started it with the idea that I would explore opportunities to make more money and retire early. I still remember one of my second posts was about a condohotel in Vegas that I was interested in buying into. I thought it was in interesting investment because you […]

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Inexpensive Holiday Gifts for Travel Lovers

It’s that time of year! Time for our annual holiday gift guide series! This week we are highlighting inexpensive gift ideas for the people on your list who love to travel! While you might not be able to foot the bill for a nice vacation for the travel lover in your life this holiday season, [...]

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MoneyStepper on Escaping the Rat Race

[Editor's Note: The following is a guest post from Graham Clark at MoneyStepper. It's rare that I accept a guest post from outside North America as what works there, might not work here. However, I found his story inspiring and that's relevant everywhere.] The rat race. We all want to escape it. But, why? What […]

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How To Survive On Only $100 a Month in Groceries

In my recent article in the Globe and Mail, I’m on track to be mortgage-free by 31, the most common question I received was how I could possibly survive on only $100 a month in groceries. If your family is like most, groceries are your second highly household expense behind mortgage or rent. Although Canada’s […]

6 More Simple Ways to Earn Extra Money

We recently highlighted 8 Simple Ways to Make Extra Money in Your Spare Time. Looking for even more ways to earn extras money? If you’re not seeing your savings increase as much as you need it to or if you want to get out of debt faster, it’s time to find ways to make extra [...]

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How to Use Peer-to-Peer Sites to Borrow Money from Friends and Family After a Layoff

Borrowing is never recommended after a layoff. But sometimes you have to do what you have to do. There are a lot of not-so-smart ways to borrow money, particularly when you are in desperate need of funds. Title loans certainly come to mind. But there’s a high risk of losing your car in the process, […]

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Financing Our Solar Panels

Have you been following our move to solar power? In case you haven’t let me bring you up to date. For Earth Day this year, I started to explore whether going with solar power would save me money. Then I forgot about it until the question of leasing solar panels came up. I got of […]

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Chase Freedom $125+ Sign Up Bonus

I was excited last week about the Chase Ink Plus $700+ Sign Up Bonus. However, I was even more excited when I realized that the refer a friend page that went with the offer actually worked for other Chase cards I have too. I quickly started entering every Chase card I have to see which [...]

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LifeVantage Axio Analyzed

Regular readers know that I’ve exposed LifeVantage’s Protandim scam in excruciating detail. They went as far as creating a FAQ of lies about me to spread to their salesforce, which I’ve thoroughly debunked in detail. Soon after that FAQ was created, LifeVantage’s “Protection” sent me death threats anonymously. That article makes a strong case that […]

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High-yield Stocks, Middle Class, Spousal RRSPs, Forex Trading and more!

For you stock traders out there, for a limited time, Market Club is offering a free 2-week trial on their stock trading tools (reg $8.95/trial then $59/month). What makes it even better is that no payment information is required, so no need to cancel your payment after the free trial. More info here. My Own […]

How to Save Money on Haircuts, Hair Color and Hair Care

For many people (women especially) hair care can be a pretty big expense. Between the cuts, colors and special shampoo you can spend hundreds if not thousands of dollars a year caring for your hair. This is one category I’ve drastically reduced spending on without sacrificing any quality. Below is my super low cost hair [...]

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Moving Forward With Solar Energy (Part 2)

Earlier this week, I wrote about how I am investigating a move to solar energy. I highly recommend reading that article first. There’s a lot to learn about solar energy in general and this article builds on the information in that article. In addition, the decision to go with solar is highly dependent on one’s […]

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Tips for Turning Pantry Staples Into a Fun, Cheap Dinner

What do you have in your pantry right now? There are certain items that you always have on hand, right? Maybe it is canned soup, pasta, marinara sauce in a jar, or whatever other convenience products you like to turn to. Stop wasting food and turn those pantry items into a fun and inexpensive meal. [...]

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Just Saved $33 a Month on Cable (Thanks Sookie and NFL)

I just saved 20% on my cable in 15 minutes. I didn’t even have to fake like I was going to quit and go through their retention department to get a discount. Instead, I just looked at my bill and realized that I was paying for two shows that I love that I no longer […]

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New Target Prepaid Red Card to Earn More Cashback

I buy a lot of stuff at Target (actually a ridiculous amount of stuff when you factor in my purchases for selling on Amazon), so I was excited to see that Target rolled out a new Target Prepaid Red Card last weekend! I like using our traditional Target credit card to shop there for the [...]

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Jason Stone’s Journey to Financial Freedom

A couple of months ago, I wrote about living in a tiny house can save a ton of money. This struck a cord with reader Jason Stone of Iowa. He wrote me an email so inspiring I ask him if I could share with the rest of you. Here it is: “My wife, medium-sized dog […]

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Should You Take Advantage of COBRA After a Layoff?

Next to the loss of your income, the biggest concern you’ll probably have following a layoff is the prospect of losing your health insurance. This is a rational concern. Not only will you not have sufficient income to deal with medical events, but the very fact that you’re unemployed can make you more vulnerable to accidents, […]

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8 Simple Ways to Make Extra Money in Your Spare Time

When you are trying to save your money or get out of debt, sometimes the process can seem like it’s not going so well. It can be frustrating when it feels like it’s not working as well as you had originally thought it would. If you’re not seeing your savings increase as much as you [...]

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Moving Forward with Solar Energy (Part 1)

Earlier this year, I started to explore whether going with solar power would save me money. The research was very general, whatever I could get from keyboard. Living up to my pseudonym, I hadn’t gotten off my tuchus to get real data from some local companies. Thanks to a post on My Journey to Millions, […]

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Net Worth Update October 2014 – SmilingSaver (Deep in Debt)

Welcome to the Million Dollar Journey August 2014 Net Worth Update – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after the million dollar net worth milestone was achieved in June 2014. SmilingSaver was selected as a team member and will post net worth […]

Chase Ink Plus $700+ Sign Up Bonus

Chase just increased the sign up bonus on their Chase Ink Plus Business card to 70,000 points; normally it’s 50,000 points. I mentioned that we got an invite in the mail to apply for this card during our $2,075+ Application Spree, but now it’s available online for everyone! As an added bonus, you can pair [...]

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Canada Pension Plan Children’s Benefits

This blog has featured Canada Pension Plan (CPP)-related posts before. In a similar vein, this post will discuss about another CPP-related benefit available to dependent children of disabled or deceased CPP contributors. Types of Children’s Benefits Disabled contributor’s child benefit. This benefit is available to the child of a CPP contributor who is receiving a […]

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