Chase Freedom $125+ Sign Up Bonus

I was excited last week about the Chase Ink Plus $700+ Sign Up Bonus. However, I was even more excited when I realized that the refer a friend page that went with the offer actually worked for other Chase cards I have too. I quickly started entering every Chase card I have to see which [...]

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LifeVantage Axio Analyzed

Regular readers know that I’ve exposed LifeVantage’s Protandim scam in excruciating detail. They went as far as creating a FAQ of lies about me to spread to their salesforce, which I’ve thoroughly debunked in detail. Soon after that FAQ was created, LifeVantage’s “Protection” sent me death threats anonymously. That article makes a strong case that […]

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High-yield Stocks, Middle Class, Spousal RRSPs, Forex Trading and more!

For you stock traders out there, for a limited time, Market Club is offering a free 2-week trial on their stock trading tools (reg $8.95/trial then $59/month). What makes it even better is that no payment information is required, so no need to cancel your payment after the free trial. More info here. My Own […]

How to Save Money on Haircuts, Hair Color and Hair Care

For many people (women especially) hair care can be a pretty big expense. Between the cuts, colors and special shampoo you can spend hundreds if not thousands of dollars a year caring for your hair. This is one category I’ve drastically reduced spending on without sacrificing any quality. Below is my super low cost hair [...]

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Moving Forward With Solar Energy (Part 2)

Earlier this week, I wrote about how I am investigating a move to solar energy. I highly recommend reading that article first. There’s a lot to learn about solar energy in general and this article builds on the information in that article. In addition, the decision to go with solar is highly dependent on one’s […]

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Tips for Turning Pantry Staples Into a Fun, Cheap Dinner

What do you have in your pantry right now? There are certain items that you always have on hand, right? Maybe it is canned soup, pasta, marinara sauce in a jar, or whatever other convenience products you like to turn to. Stop wasting food and turn those pantry items into a fun and inexpensive meal. [...]

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Just Saved $33 a Month on Cable (Thanks Sookie and NFL)

I just saved 20% on my cable in 15 minutes. I didn’t even have to fake like I was going to quit and go through their retention department to get a discount. Instead, I just looked at my bill and realized that I was paying for two shows that I love that I no longer […]

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New Target Prepaid Red Card to Earn More Cashback

I buy a lot of stuff at Target (actually a ridiculous amount of stuff when you factor in my purchases for selling on Amazon), so I was excited to see that Target rolled out a new Target Prepaid Red Card last weekend! I like using our traditional Target credit card to shop there for the [...]

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Jason Stone’s Journey to Financial Freedom

A couple of months ago, I wrote about living in a tiny house can save a ton of money. This struck a cord with reader Jason Stone of Iowa. He wrote me an email so inspiring I ask him if I could share with the rest of you. Here it is: “My wife, medium-sized dog […]

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Should You Take Advantage of COBRA After a Layoff?

Next to the loss of your income, the biggest concern you’ll probably have following a layoff is the prospect of losing your health insurance. This is a rational concern. Not only will you not have sufficient income to deal with medical events, but the very fact that you’re unemployed can make you more vulnerable to accidents, […]

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8 Simple Ways to Make Extra Money in Your Spare Time

When you are trying to save your money or get out of debt, sometimes the process can seem like it’s not going so well. It can be frustrating when it feels like it’s not working as well as you had originally thought it would. If you’re not seeing your savings increase as much as you [...]

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Moving Forward with Solar Energy (Part 1)

Earlier this year, I started to explore whether going with solar power would save me money. The research was very general, whatever I could get from keyboard. Living up to my pseudonym, I hadn’t gotten off my tuchus to get real data from some local companies. Thanks to a post on My Journey to Millions, […]

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Net Worth Update October 2014 – SmilingSaver (Deep in Debt)

Welcome to the Million Dollar Journey August 2014 Net Worth Update – Team MDJ edition. A select group of readers were selected to be part of Team MDJ which was conceived after the million dollar net worth milestone was achieved in June 2014. SmilingSaver was selected as a team member and will post net worth […]

Chase Ink Plus $700+ Sign Up Bonus

Chase just increased the sign up bonus on their Chase Ink Plus Business card to 70,000 points; normally it’s 50,000 points. I mentioned that we got an invite in the mail to apply for this card during our $2,075+ Application Spree, but now it’s available online for everyone! As an added bonus, you can pair [...]

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Canada Pension Plan Children’s Benefits

This blog has featured Canada Pension Plan (CPP)-related posts before. In a similar vein, this post will discuss about another CPP-related benefit available to dependent children of disabled or deceased CPP contributors. Types of Children’s Benefits Disabled contributor’s child benefit. This benefit is available to the child of a CPP contributor who is receiving a […]

5 Surprising Things You Should Know Before You Get Laid Off

On Halloween of last year, my husband found out he was being let go. He had an inkling of it the night before when he learned that someone from corporate headquarters was flying in the next day, unexpectedly. But that didn’t take the sting off. At 10:00 in the morning I got the text, and [...]

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How To Start a $500 Million Company the Easy Way

I often write about ways to save money or fix your finances, but today I thought I’d share with you an easy way to start a $500 million company. If done well, you’ll probably make 8 figures for yourself, enough to live extremely comfortably for the rest of your life. Let’s start with one word […]

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What Should Your Financial Pie Chart Look Like?

I’m a numbers girl. Always have been, and always will be. I see things in numbers and fractions and percentages. Budgeting and tracking my spending comes easy for me because of that. But if you’re a visual person, you might find it a little harder to stay aware of your financial situation. So today, I [...]

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Saving Money with Nest Thermostats?

Last winter, I purchased two Nest Learning Thermostats for our house. At $250 a piece, they are not cheap. Fortunately, each of them qualify for a $100 rebate from my electric company (rebates vary by company and by state). At $150, they are a lot more affordable. Even better, I got an extremely rare discounted […]

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This Month’s Most Popular Finance Tips: September

This month our favorite finance discussion topics were ways to bring in extra cash, tricks to learn from extreme couponers, earning oodles of cashback from Discover, ways to watch free movies, scoring a free $10 Amazon promo code, the impact of late payments, financial review tips, and claiming the new health insurance tax credit. If [...]

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Save Money in New Orleans (Part 2)

Two and half years ago, I went to New Orleans for my wife’s pharmacy conference. One result of that (other than a hangover or two) was this article about visiting New Orleans on a budget. Last week we had the opportunity to go back… this time for my personal finance blogger conference. Since I was […]

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Pay Off Your Mortgage From Your Roth IRA?

Last week I wrote about the hidden emergency fund in your Roth IRA. In case you didn’t read that article, a huge takeaway was that you can take out contributions (not earnings) out of your Roth IRA penalty-free at any age. In writing that article, I thought about how much accessible money I might have […]

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19 Ways to Cut Costs During a Spending Fast

Are you ready to reduce debt or increase that savings account? The solution could be a spending fast. A spending fast is exactly what it sounds like – spending the least amount of money possible. We explored tips for a successful spending fast, but here is how to make a game plan for your fast. [...]

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How to Convert Employer-Paid Insurance to an Individual Policy Upon Layoff

After you experience a layoff, there is a provision in federal law – known as COBRA – that will enable you to retain your employer-sponsored health insurance plan for up to 18 months or longer. But health insurance is hardly the only type of insurance coverage that you may have with your employer. There are other types of […]

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What is the Best MasterCard for Costco Shoppers?

For Costco shoppers, you may have heard the news that Costco has replaced American Express with MasterCard and using Capital One as the issuer. The rumour is that the two large publicly traded companies, Costco ($55B market cap) and American Express ($95B market cap), could not come to terms on transactions fees. The official news […]

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